The top-rated mobile home insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 15 mobile home insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | Douglas Cortez - State Farm Insurance Agent | 1805 5th Ave Ste 14 | (631) 456-4603 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 8 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | AllSafe Insurance Agency | 1175 Sunrise Hwy | (631) 517-1173 |
Sound Harbor Insurance serves Bay Shore and surrounding Suffolk County, offering coverage solutions for mobile and manufactured homes. This agency connects local homeowners with insurance plans tailored to the unique construction and risks of factory-built housing. Policies available through this firm typically address the dwelling, personal property, and liability concerns specific to mobile home ownership. Sound Harbor Insurance assists clients in securing necessary protections including coverage for detached structures and replacement cost provisions on their mobile homes.
Anthony Machiano: Allstate Insurance provides a range of mobile home insurance services for clients in Bay Shore, NY. This agency offers coverage options tailored to protect manufactured and mobile homes. Customized service plans help address the specific needs of policyholders, from property damage to liability concerns. Clients receive guidance on selecting appropriate deductibles and coverage limits to match their housing structure. The agency services properties including single-family manufactured homes, apartment complexes, mobile home parks, and retail establishments.
Michael S. Stagnitta - State Farm Insurance Agent in Bay Shore, NY, serves homeowners and property owners seeking specialized mobile home insurance coverage. The agency offers tailored policies to protect manufactured and modular homes against regional weather risks, personal property damage, and liability exposures. Policies are designed to address the unique construction and flood risks of mobile homes on Long Island. The agency also assists clients with additional coverage options for attached structures and temporary living expenses. Its service area extends to neighbouring communities across Islip Town and the greater Suffolk County region.
Bill Dunn - State Farm Insurance Agent serves Bay Shore, New York, and the surrounding communities on Long Island. The agency handles mobile home insurance policies, addressing the specific coverage needs for manufactured and mobile dwellings in this coastal region. It works with homeowners to structure policies that protect against common local risks. A typical job involves assessing the client's residence and personal property requirements to recommend appropriate liability and physical damage limits. The general approach relies on open communication to clarify coverage details and risk factors.
Douglas Cortez - State Farm Insurance Agent in Bay Shore, NY, provides mobile home insurance coverage for seasonal or full-time residences, with policies available both as a single-premium term or a recurring annual renewal. Liability protection and dwelling coverage are included in standard plans. Assistance is offered on a one-time basis for custom policy reviews, though scheduled check-ins and as-needed service calls are also available to adjust coverage when customers move or repair their units.
ACME Insurance Brokerage of Bay Shore INC. specializes in arranging tailored policies for manufactured and modular homes, addressing the unique coverage needs of these structures. It also provides general mobile home insurance services throughout the Bay Shore, NY area, helping residents protect their property from common perils. The agency assists mobile home owners with specific concerns, such as securing adequate windstorm and flood protection before the peak of the Atlantic hurricane season.
As the Atlantic hurricane season approaches each year, homeowners in Bay Shore face heightened risks of storm damage to their mobile homes. Oxford Millin Insurance Agency Ltd provides essential mobile home insurance solutions for those seeking financial protection against wind, hail, and flooding. They help clients understand policy coverage for structures and personal belongings in this coastal region. Every tailored plan begins with a thorough property assessment to evaluate current safety features and replacement costs.
C Walsh Agency handles insurance needs for property owners in Bay Shore, NY, offering standard coverage for mobile homes and manufactured dwellings. Its specialized add-ons include protection against wind damage and flood exposure, which are common risks in the local area. The agency also structures policies for residential parks and seasonal vacation properties. Additionally, it serves commercial sectors such as offices, warehouses, and food service operations.
Jay Tee Insurance offers residential mobile home insurance to clients in Bay Shore, New York. The agency also provides commercial coverage for mobile home parks and related businesses in the surrounding area. Their services are designed to protect structures from regional weather risks and liability concerns. Agents can review individual policies to ensure coverage matches each homeowner’s needs. Between regular visits, the agency follows up by phone to confirm no changes have occurred, making future re-evaluations quicker for returning clients.
AllSafe Insurance Agency in Bay Shore, NY is known for providing mobile home insurance coverage tailored to manufactured and modular homes throughout the local area. The agency helps clients secure policies that protect their dwelling, personal property, and liability exposure. Its service range includes basic hazard protection and options for structural upgrades. Many mobile homes in this region require specialized storm and flood endorsements. As a specialty service, the agency can add on replacement cost coverage for skirting and tie-downs.
What Does a a Mobile Home Insurance Agent in Bay Shore Cost?
Typical mobile home insurance in New York costs between 300 and 1,200 dollars per year depending on the home value and location. In Bay Shore, coastal areas may have higher rates due to storm risk. This is general information, not insurance advice.
About mobile home insurance agents in Bay Shore
Mobile home insurance agents in Bay Shore New York help owners protect their homes with specialized policies. New York law requires mobile home owners to have liability coverage if the home is in a park or community. Agents can explain how local weather risks like coastal storms affect your premium.
Frequently Asked Questions
What does mobile home insurance cover in Bay Shore New York?
Standard policies cover the home structure, personal belongings, and liability. In New York, flood and windstorm coverage are often separate add-ons due to coastal exposure.
Is mobile home insurance required by law in New York?
New York does not require mobile home insurance by state law. However, if you have a loan or live in a park, the lender or park owner may require it.
How do I choose a mobile home insurance agent in Bay Shore?
Look for an agent licensed in New York who has experience with manufactured homes. Ask about discounts for safety features like tie-downs or smoke alarms.
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