The top-rated mobile home insurance agent in Commack, New York is Cary Nichols - GEICO Insurance Agent, rated 4.8 stars across 6,047 reviews. Other highly rated options include Purdy Good Coverage Corp: Allstate Insurance, Peter D'Amato: Allstate Insurance, Jacquelyn Jacobson - State Farm Insurance Agent. This directory lists 11 mobile home insurance agents serving Commack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cary Nichols - GEICO Insurance Agent | 75 Henry St | (631) 623-4460 |
| 2 | Purdy Good Coverage Corp: Allstate Insurance | 356 Veterans Memorial Hwy Ste 1 | (516) 283-5960 |
| 3 | Peter D'Amato: Allstate Insurance | 129 Commack Rd | (631) 543-5900 |
| 4 | Jacquelyn Jacobson - State Farm Insurance Agent | 354 Veterans Memorial Hwy Ste 9 | (631) 343-4142 |
| 5 | Erin DeMeo - State Farm Insurance Agent | 310 Commack Rd | (631) 499-2022 |
| 6 | Ted Kosmidis - State Farm Insurance Agent | 31 Vanderbilt Motor Pkwy | (631) 499-2901 |
| 7 | Tango, Tango & Tango, Inc. | 1139 Jericho Tpke 5 Suite 5 | (631) 543-0500 |
| 8 | Aljay Insurance Brokerage Ltd. | 6143 Jericho Tpke Suite 100 | (631) 261-3988 |
| 9 | Jim Maguire: Allstate Insurance | 8 Vanderbilt Motor Pkwy | (631) 462-8200 |
| 10 | Apex Insurance Services | 6080 Jericho Tpke # 101 | (516) 898-8000 |
Cary Nichols - GEICO Insurance Agent serves the Commack, New York area and specializes in securing mobile home insurance policies. It helps local owners protect their manufactured or modular houses against common regional risks like wind and hail damage. The agency also addresses liability concerns tied to mobile home park living. It additionally provides coverage for personal belongings inside these homes and offers policies that account for the unique replacement costs of mobile home structures.
Purdy Good Coverage Corp: Allstate Insurance provides a full range of mobile home insurance services, including liability protection and coverage for physical damage to manufactured homes. It offers customizable policy options to address the unique structural requirements of mobile dwellings. Maintenance plans assist homeowners with routine upkeep and emergency repair coordination. The agency insures residential properties such as single-family homes and in some cases apartments, along with commercial properties including retail stores and restaurants.
Customers in Commack, NY, including homeowners and property managers, can work with Peter D'Amato: Allstate Insurance for mobile home insurance. This agency offers coverage options that help protect mobile homes from common regional risks. It assists clients in understanding their policy choices and securing protection that meets their needs. Claims support helps guide customers through the process when necessary. The agency also serves residents in surrounding areas across Long Island, such as Huntington Station.
Jacquelyn Jacobson - State Farm Insurance Agent serves Commack, New York, and the surrounding communities. The agency handles mobile home insurance, focusing on protection for manufactured and modular residences. Policies typically cover the home structure, personal belongings, and liability against common incidents. For a typical job, the agency reviews the homeowner’s specific property location, age, and local weather risks to tailor appropriate coverage options for each unique situation.
For mobile home insurance, clients choose between the one-time convenience of a quick-travel policy or recurring annual protection with steady benefits. Erin DeMeo - State Farm Insurance Agent in Commack, NY covers mobile homes with liability, structure, and personal property safeguards. These policies address risks like storm damage and theft common to manufactured housing in the area. The agency arranges service either on a one-time basis for short-term coverage or schedules recurring annual renewals with optional as-needed adjustments, allowing clients to select the frequency that fits their ownership period.
Ted Kosmidis - State Farm Insurance Agent in Commack, NY, specializes in mobile home insurance, offering policies that cover the structure, personal belongings, and liability protection for manufactured and mobile homes. The agency also provides a range of general insurance services to address the broader needs of its clients, including auto, life, and homeowners coverage. For mobile home owners, it helps with specific seasonal concerns such as preparing for winter storms or ensuring adequate coverage during a move to a new park or site.
Aljay Insurance Brokerage Ltd. provides insurance solutions for residents seeking to protect their manufactured and mobile homes in the Commack, New York area. The company specializes in arranging coverage for the unique structures, contents, and liability exposures associated with these dwellings. They can also help policyholders secure essential add-ons such as protection against flood damage and personal property replacement. Beyond residential needs, this agency serves commercial sectors, including local offices, warehouses, and food service operations that require tailored insurance policies.
Jim Maguire’s Allstate Insurance in Commack, NY provides residential mobile home insurance coverage for local homeowners. Commercial policies are also offered to protect mobile home parks and businesses in the surrounding area. The agency addresses policies for manufactured and modular homes, ensuring property protection in Suffolk County and beyond. Clients can expect detailed policy explanations and straightforward claims assistance. Between regular visits, customers often return for policy updates or to discuss seasonal coverage needs following major weather events.
Apex Insurance Services operates out of Commack, New York, and is known for helping local residents secure coverage for manufactured and mobile homes. Its service range includes guiding clients through policy options that account for regional weather patterns and property depreciation. Like other agencies in this field, it works with owner-occupied units and rental mobile home parks. Among its additional offerings, the agency can tailor policies to include protection for detached structures such as sheds and carports often found on mobile home lots.
What Does a a Mobile Home Insurance Agent in Commack Cost?
Typical mobile home insurance in New York costs between 500 and 1,200 dollars per year for a standard policy. Factors like the home age, location in Commack, and coverage limits affect the premium. Flood insurance through the National Flood Insurance Program adds 400 to 1,000 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in Commack
Mobile home insurance agents in Commack, New York help homeowners protect their property with tailored policies. New York state requires mobile home insurers to offer coverage for fire, theft, and liability, with optional flood protection available. Agents can guide you through local regulations and find a plan that fits your needs.
Frequently Asked Questions
What does mobile home insurance cover in Commack New York?
Standard policies cover the mobile home structure, personal belongings, and liability for injuries on your property. New York law does not mandate mobile home insurance, but lenders often require it. Agents can add endorsements for wind or flood damage common in Suffolk County.
How do I choose a mobile home insurance agent in Commack?
Look for agents licensed in New York who have experience with manufactured or mobile homes. Ask about their knowledge of local risks, such as coastal storms or freezing pipes. Compare quotes from multiple agents to find competitive rates.
Are there New York specific laws for mobile home insurance?
New York Insurance Law Section 3404 outlines standard fire insurance policies that apply to mobile homes. Insurers must offer replacement cost coverage if the home is less than 20 years old. Agents can explain how these rules affect your policy.
Mobile Home Insurance Agents in Other New York Cities
Albany · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cicero · Clifton Park · East Meadow · Franklin Square · Glen Cove · Hauppauge · Hicksville · Huntington