The top-rated mobile home insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 15 mobile home insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | John Barbieri - State Farm Insurance Agent | 2-8 Hawley St | (607) 772-0068 |
| 7 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 8 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 9 | Farmers Insurance - Kristy McWherter | 168 Susquehanna St | (607) 721-1100 |
| 10 | Shadduck Insurance | 32 Broad Ave | (607) 234-2542 |
Adam J. Roux: Allstate Insurance serves the greater Binghamton, NY metro area, offering mobile home insurance agent services tailored to area residents. The agency helps homeowners in local manufactured and mobile home communities secure necessary coverage. Property protection is addressed for both the structure and its contents. Personal liability coverage is available to guard against accidents that occur on the property. The business also handles claims assistance for storm damage or other losses specific to this region.
Jim Rollo, a State Farm Insurance Agent in Binghamton, New York, provides a range of mobile home insurance policies designed to cover structure and personal property. Service options include customized coverage plans that protect against common risks such as fire, theft, and weather-related damage. Regular policy review and claims assistance are available to help clients manage their protection needs over time. The agency serves primarily single-family mobile homes, as well as residential apartments, small retail shops, and local restaurants within the surrounding area.
Triple Cities Agency LLC serves homeowners and property managers in the Binghamton area who need specialized coverage for mobile and manufactured homes. The agency assists clients in securing policies that address the unique risks associated with this housing type, such as structure protection and personal property coverage. By focusing exclusively on mobile home insurance, the agent provides tailored guidance through the application process. Its service area also extends to the neighboring community of Johnson City, ensuring accessible support for property owners across the metro region.
Walls Insurance serves mobile home owners in Binghamton and the surrounding Broome County communities, handling all types of manufactured and mobile home coverage. It assists with policies that protect the structure, personal belongings, and liability risks specific to area weather patterns. For a typical job, the agent reviews local zone-based risks and the home's setup to match policy coverage precisely with current replacement costs and regional wind or snow loads.
For mobile home insurance, clients can choose between a single policy purchase for immediate coverage needs or ongoing policy reviews to adjust protection over time. Mark Anderson of Binghamton, New York operates as an agent for State Farm, offering mobile home insurance coverage tailored to local risks such as weather and structural concerns. Policy adjustments and renewals are managed on an as-needed basis, ensuring coverage remains current without forcing unnecessary updates.
John Barbieri’s agency provides quotes and policy options specifically for mobile home insurance in the Binghamton area. It also helps clients with other personal insurance needs, such as auto and homeowners coverage. Policies from this office can be tailored to protect against risks like wind and hail damage common to local storms. During the winter season, it can advise on preventing frozen pipe claims, a frequent issue for manufactured homes.
AA-Wyak Insurance Agency Inc. provides coverage for mobile homes and manufactured housing in the Binghamton area. Its policies address risks specific to this housing type, including structural damage and liability protection. The agency also offers specialty endorsements such as replacement cost coverage and protection for personal property against theft or weather damage. Commercial insurance services from this agent are available to local businesses, including offices, warehouses, and food service operations.
Kriner & Furlong Insurance Agency in Binghamton, NY is known for helping local homeowners secure coverage specifically for their manufactured and mobile homes. Its service range includes tailoring policies to protect mobile dwellings against regionally common risks like storms and liability concerns. The agency can guide clients in selecting appropriate coverage levels for their structure and personal property. As a specialty service, it can add on an endorsement for extended replacement cost to ensure full rebuilding needs are addressed after a total loss.
When harsh Binghamton winters threaten aging roofs and frozen pipes, Farmers Insurance - Kristy McWherter helps local homeowners protect their mobile or manufactured homes against costly weather-related damage. The agency works closely with clients to tailor coverage for unique risks like wind uplift and dated electrical systems. Every policy begins with a straightforward inspection of the structure’s tie-downs, skirting, and overall condition to determine the appropriate initial coverage level.
Shadduck Insurance serves residential clients seeking coverage for mobile and manufactured homes in the Binghamton area, addressing the specific insurance needs of such properties. For commercial entities, the agency also provides policies for mobile home parks and related business exposures. Their service extends throughout Binghamton and the surrounding Broome County region. Clients can rely on the agency for thorough policy reviews and responsive claims assistance, with an emphasis on maintaining clear communication and follow-up service between regular policy visits to ensure continued coverage adequacy.
What Does a a Mobile Home Insurance Agent in Binghamton Cost?
Mobile home insurance in New York typically costs between 400 and 1,200 dollars per year for a standard policy. Costs depend on the home value, location in Binghamton, and coverage limits. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Binghamton
A mobile home insurance agent in Binghamton, New York can help you find a policy that meets state requirements. New York law does not require mobile home insurance, but lenders often mandate it. Agents in Broome County can explain local risks like winter storms and flooding.
Frequently Asked Questions
What does mobile home insurance cover in New York?
Standard policies cover the home structure, personal property, and liability. In New York, you may need separate flood insurance because standard policies exclude flood damage. An agent can explain optional endorsements for wind or ice damage.
How do I find a licensed mobile home insurance agent in Binghamton?
You can search the New York State Department of Financial Services website for licensed agents in Broome County. Many agents in Binghamton offer free quotes and can explain how local building codes affect coverage.
Are there special requirements for mobile homes in New York?
New York requires mobile homes to be anchored and skirted for safety and insurance eligibility. Some insurers also require the home to be on a permanent foundation. An agent can help you meet these conditions to get a policy.
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