The top-rated mobile home insurance agent in Chapel Hill, North Carolina is Pam Herndon - State Farm Insurance Agent, rated 4.9 stars across 221 reviews. Other highly rated options include Highstreet Insurance formerly, Seagroves Agency Inc, Kevin Cooke - State Farm Insurance Agent, Legacy Insurance Agency LLC. This directory lists 15 mobile home insurance agents serving Chapel Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pam Herndon - State Farm Insurance Agent | 104 S Estes Dr # 105 | (919) 240-0155 |
| 2 | Highstreet Insurance formerly, Seagroves Agency Inc | 1506 E Franklin St #100 | (919) 942-8733 |
| 3 | Kevin Cooke - State Farm Insurance Agent | 200 Timberhill Pl UNIT 202 | (919) 918-4478 |
| 4 | Legacy Insurance Agency LLC | 1340 Environ Way | (919) 263-2328 |
| 5 | Ben Reece: Allstate Insurance | 112 Perkins Dr STE 600 | (919) 929-6900 |
| 6 | High & Rubish Insurance Agency | 6015 Farrington Rd STE 101 | (919) 913-1144 |
| 7 | Donny E Dingess Jr - State Farm Insurance Agent | 400 Market St #103 | (919) 942-3366 |
| 8 | Ola Stinnett - State Farm Insurance Agent | 180 Providence Rd #1b | (919) 968-0470 |
| 9 | Chip Millard, Insurance Broker | 102 Market St Ste. 208 | (919) 357-6637 |
| 10 | Business Insurers of the Carolinas | 501 Eastowne Dr Suite 250 | (800) 962-4611 |
Pam Herndon - State Farm Insurance Agent serves the Chapel Hill, NC area and surrounding communities, specializing in mobile home insurance coverage for local residents. The agency helps clients protect their manufactured and mobile homes against common risks like wind, hail, and theft. Policies are tailored to meet the unique structural needs of mobile homes in this region. The agency also offers liability protection and personal property coverage for mobile home owners.
Highstreet Insurance, formerly Seagroves Agency Inc, provides mobile home insurance coverage and related policy adjustments for clients in Chapel Hill, North Carolina. Its service plans include assistance with claims filing and policy review to match changing coverage needs. The agency works with a range of property types, including single-family mobile homes, manufactured home communities, and seasonal vacation dwellings.
Serving homeowners and property managers in the Chapel Hill area, Kevin Cooke – State Farm Insurance Agent specializes in mobile home insurance policies tailored to manufactured and modular dwellings. The agency provides coverage options for structures, personal belongings, and liability protection. Clients value guidance on policy deductibles and replacement cost considerations specific to mobile homes. The office also assists residents in neighboring communities like Carrboro and Hillsborough with comparable insurance solutions.
Legacy Insurance Agency LLC serves Chapel Hill and surrounding communities in the Piedmont region. It handles mobile home insurance needs, covering the specific risks and coverage requirements for manufactured and modular homes in this area. The agency works with standard policies that address property damage and liability, tailoring options to protect investment and meet local regulatory needs. To handle a typical job, it reviews customer property details and then compares available coverage from different carriers to identify the most appropriate fit.
For mobile home insurance, customers generally choose between a single policy purchase and ongoing coverage across policy periods. Ben Reece: Allstate Insurance in Chapel Hill, NC, provides policies that protect the structure and personal property inside a manufactured or mobile home. The agency helps local residents assess their coverage needs for liability, wind, and hail risks common in the area. Service is available on either a one-time or as-needed basis for new policies and claims support, with an automatic renewal option for ongoing coverage.
High & Rubish Insurance Agency offers specialized mobile home coverage options for manufactured and modular homes in the Chapel Hill area. The agency also provides broader insurance services tailored to local homeowners. Their work includes assessing specific risks tied to permanent structures, property liability, and personal belongings protection. During the region's active hurricane and severe storm season, the agency helps clients review their policies for adequate wind and flood coverage.
Donny E Dingess Jr - State Farm Insurance Agent in Chapel Hill, NC provides mobile home insurance policies that help protect the structure of manufactured and modular homes. They can include coverage for personal belongings and liability protection against accidents on the property. Additional options may be added for detached structures or replacement cost on the home. This agency can also serve commercial sectors such as offices, warehouses, and food service establishments needing similar property protection.
Ola Stinnett’s State Farm Insurance Agency provides residential mobile home insurance services to clients in Chapel Hill and the surrounding North Carolina area. The agency also writes commercial coverage for customers who need to insure business-related mobile homes and structures. The service area includes the Chapel Hill region, extending to nearby communities within the state. After an initial policy placement, residents can return to the office for regular coverage reviews and mid-term adjustments between annual renewal visits.
Chip Millard, Insurance Broker in Chapel Hill, NC, is known for specializing in mobile home insurance for local property owners. The agency assists clients across the surrounding area in securing coverage tailored to manufactured and modular homes. Policies typically protect against common regional risks like severe storms and liability concerns. Clients can obtain basic dwelling protection or expand their coverage with add-ons for personal belongings and permanent structures. An additional specialty service offered is securing a separate flood insurance endorsement for mobile homes.
As leaves begin to blanket yards around Chapel Hill in autumn, residents often inspect their homes for seasonal wear that can affect insurance coverage. Business Insurers of the Carolinas advises mobile home owners on adjusting policies accordingly, addressing the unique risks of wind and moisture common in the region. Their work focuses on explaining dwelling and contents coverage for manufactured and mobile structures. Initial service always involves a thorough walk-through assessment of the home’s exterior condition and current protection needs before any policy advice is offered.
What Does a a Mobile Home Insurance Agent in Chapel Hill Cost?
Typical mobile home insurance costs in North Carolina range from 300 to 800 dollars per year for a standard policy. Factors like the homes age location and coverage limits affect the price. Older homes or those in wind-prone areas may cost more. This is general information not insurance advice.
About mobile home insurance agents in Chapel Hill
Mobile home insurance agents in Chapel Hill help owners protect their manufactured homes and personal property. North Carolina law requires mobile home owners to carry liability coverage if the home is financed or located in a park. Agents can explain state-specific rules like wind and hail deductibles common in the region.
Frequently Asked Questions
What does a mobile home insurance agent in Chapel Hill do?
An agent helps you find a policy that covers your mobile home structure personal belongings and liability. They can also explain North Carolina requirements for tiedown systems and flood insurance in flood-prone areas.
Is mobile home insurance required by law in North Carolina?
North Carolina does not require mobile home insurance by state law. However lenders and mobile home parks often require proof of liability and property coverage as a condition of financing or rental.
How do I choose a mobile home insurance agent in Chapel Hill?
Look for an agent licensed in North Carolina who has experience with manufactured homes. Ask about coverage for replacement cost wind damage and personal liability specific to your location in Orange County.
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