The top-rated mobile home insurance agent in Charlotte, North Carolina is Pegram Superior Mitchell Insurance Agency, rated 4.9 stars across 896 reviews. Other highly rated options include Carolinas Home and Auto Insurance, Pegram Insurance, CAP Insurance Group. This directory lists 22 mobile home insurance agents serving Charlotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pegram Superior Mitchell Insurance Agency | 106 W Arrowood Rd B | (704) 527-8543 |
| 2 | Carolinas Home and Auto Insurance | 14045 Ballantyne Corporate Pl #500 | (704) 302-1000 |
| 3 | Pegram Insurance | 6824 Albemarle Rd E | (704) 536-1919 |
| 4 | CAP Insurance Group | 1524 E Morehead St Suite 300 | (704) 540-4200 |
| 5 | Laurie Insurance Group | 2701 Coltsgate Rd Suite 100 | (704) 342-2886 |
| 6 | Hutch Ham Agency, Inc. | 1230 W Morehead St #306 | (704) 525-6016 |
| 7 | Capstone Insurance Agency | 6132 Brookshire Blvd suite b | (704) 391-8483 |
| 8 | Howard Hanna Insurance Services | 6207 Park S Dr #201 | (704) 547-5656 |
| 9 | O'Connor Insurance Associates, Inc. | 1973 J N Pease Pl #203 | (704) 510-8884 |
| 10 | Goosehead Insurance - The McElveen Agency | 4722 Park Rd Suite D | (704) 912-5040 |
Pegram Superior Mitchell Insurance Agency serves the Charlotte, North Carolina metro area, specializing in mobile home insurance for local residents. This agency helps mobile homeowners find coverage that protects their property against common regional risks. Policies typically include protection for the dwelling structure, personal belongings, and liability in case of accidents. The agency also offers specialized endorsements for older mobile homes or those in park communities, ensuring clients have tailored coverage that meets their specific housing needs.
Homeowners and individuals seeking coverage for manufactured or modular homes are the primary customers of Carolinas Home and Auto Insurance in Charlotte, NC. The agency specializes in helping clients find policies that protect their dwelling and personal property against regional risks like storms and theft. Services include offering tailored coverage options and assisting with policy comparisons from different insurers. The agency also serves property owners in the surrounding communities of Matthews and Mint Hill within the greater Charlotte metro area.
Pegram Insurance offers specialized policies for manufactured and modular homes, ensuring these unique structures have appropriate coverage. Located in Charlotte, NC, the agency also assists local homeowners with standard property insurance needs, tailoring plans to protect dwellings and personal possessions. By working with multiple carriers, they help clients find suitable protection for their residences. During North Carolina’s unpredictable hurricane or severe thunderstorm season, they help mobile homeowners secure policies that address wind, hail, and potential flood-related damages.
Serving Charlotte and its surrounding communities, CAP Insurance Group handles coverage for mobile and manufactured homes in the region. The agency works to protect these structures against common local weather risks and liability concerns. Each policy is tailored to address the specific values and needs of mobile homeowners. For a typical job, the agent begins by reviewing the home’s age and current condition before presenting appropriate coverage options.
Laurie Insurance Group in Charlotte, NC helps clients choose between one-time policies for a single property purchase or recurring coverage for ongoing annual protection. For mobile home insurance specifically, the agency connects residents to policies that cover the dwelling against common perils like wind and fire, while offering liability coverage for the homeowner. They also assist in arranging protection for personal belongings inside the manufactured home. Service runs on an as-needed, scheduled, or one-time basis depending on each client’s individual request.
In Charlotte, seasonal storms and changing weather can create new exposures for mobile home owners, and Hutch Ham Agency, Inc. offers specialized insurance coverage tailored to those risks. The agency helps local residents navigate policies that address both structure protection and personal liability. Understanding the unique construction and setup of manufactured homes, agents work with clients to identify appropriate coverage levels for their specific property. Preparing an initial coverage overview typically begins with reviewing the home’s location and condition during a straightforward consultation and inspection visit.
Capstone Insurance Agency provides residential mobile home insurance services for clients in Charlotte, North Carolina, with policies designed to cover manufactured and mobile homes against common property risks. The agency also offers commercial coverage for mobile home parks and similar business properties throughout the greater Charlotte area. Its service area primarily encompasses local neighborhoods and surrounding communities needing specialized insurance solutions. Between regular visits, policyholders can reach the agency for follow-up questions or to adjust their coverage as their circumstances change.
Howard Hanna Insurance Services in Charlotte, North Carolina handles common mobile home coverage needs such as protection against fire, theft, and liability claims. It also offers specialized add-ons to address risks like storm damage to structures and personal property loss. The agency regularly assists clients seeking policies for standalone mobile homes as well as those located within manufactured home communities. It can serve various commercial sectors, including local offices, warehouses, and food service establishments.
O'Connor Insurance Associates, Inc. is known for offering mobile home insurance coverage in Charlotte, NC. The agency serves local homeowners who require specialized policies for manufactured and mobile dwellings. It provides protection against common regional risks such as severe storms and wind damage. Clients can obtain customized plans that address the unique structural and liability needs of mobile homes. The company also specializes in adding guest liability coverage for properties that host frequent visitors or renters.
What Does a a Mobile Home Insurance Agent in Charlotte Cost?
Typical mobile home insurance costs in North Carolina range from 300 to 800 dollars per year for basic coverage. Higher value homes or those in flood zones may cost 1,000 to 2,000 dollars annually. Actual premiums depend on the home age location and coverage limits. This is general information and not insurance advice.
About mobile home insurance agents in Charlotte
Mobile home insurance agents in Charlotte North Carolina help owners of manufactured and mobile homes find appropriate coverage. North Carolina law requires mobile home owners to have liability insurance if they have a loan. Local agents understand the specific risks in the Charlotte area such as storms and flooding.
Frequently Asked Questions
What does mobile home insurance cover in Charlotte NC?
A standard policy typically covers the home structure personal property and liability. In North Carolina flood damage is not included and requires a separate policy. An agent can explain what is required for your specific situation.
Is mobile home insurance required in North Carolina?
North Carolina law does not require mobile home insurance by statute. However lenders usually require full coverage for the loan amount. An agent can help you meet lender requirements and protect your investment.
How do I choose a mobile home insurance agent in Charlotte?
Look for an agent licensed in North Carolina who has experience with manufactured homes. Ask about their knowledge of local risks like hail and wind. Compare quotes from multiple agents to find a policy that fits your needs.
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