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Find Mobile Home Insurance Agents Near You in Charlotte, NC

Browse mobile home insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated mobile home insurance agent in Charlotte, North Carolina is Pegram Superior Mitchell Insurance Agency, rated 4.9 stars across 896 reviews. Other highly rated options include Carolinas Home and Auto Insurance, Pegram Insurance, CAP Insurance Group. This directory lists 22 mobile home insurance agents serving Charlotte.

Showing 22 mobile home insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pegram Superior Mitchell Insurance Agency106 W Arrowood Rd B(704) 527-8543
2Carolinas Home and Auto Insurance14045 Ballantyne Corporate Pl #500(704) 302-1000
3Pegram Insurance6824 Albemarle Rd E(704) 536-1919
4CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
5Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
6Hutch Ham Agency, Inc.1230 W Morehead St #306(704) 525-6016
7Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
8Howard Hanna Insurance Services6207 Park S Dr #201(704) 547-5656
9O'Connor Insurance Associates, Inc.1973 J N Pease Pl #203(704) 510-8884
10Goosehead Insurance - The McElveen Agency4722 Park Rd Suite D(704) 912-5040
PS
106 W Arrowood Rd B
Pegram Superior Mitchell Insurance Agency
Mobile Home Insurance Agent · Charlotte, NC

Pegram Superior Mitchell Insurance Agency serves the Charlotte, North Carolina metro area, specializing in mobile home insurance for local residents. This agency helps mobile homeowners find coverage that protects their property against common regional risks. Policies typically include protection for the dwelling structure, personal belongings, and liability in case of accidents. The agency also offers specialized endorsements for older mobile homes or those in park communities, ensuring clients have tailored coverage that meets their specific housing needs.

CH
14045 Ballantyne Corporate Pl #500
Carolinas Home and Auto Insurance
Mobile Home Insurance Agent · Charlotte, NC

Homeowners and individuals seeking coverage for manufactured or modular homes are the primary customers of Carolinas Home and Auto Insurance in Charlotte, NC. The agency specializes in helping clients find policies that protect their dwelling and personal property against regional risks like storms and theft. Services include offering tailored coverage options and assisting with policy comparisons from different insurers. The agency also serves property owners in the surrounding communities of Matthews and Mint Hill within the greater Charlotte metro area.

PI
6824 Albemarle Rd E
Pegram Insurance
Mobile Home Insurance Agent · Charlotte, NC

Pegram Insurance offers specialized policies for manufactured and modular homes, ensuring these unique structures have appropriate coverage. Located in Charlotte, NC, the agency also assists local homeowners with standard property insurance needs, tailoring plans to protect dwellings and personal possessions. By working with multiple carriers, they help clients find suitable protection for their residences. During North Carolina’s unpredictable hurricane or severe thunderstorm season, they help mobile homeowners secure policies that address wind, hail, and potential flood-related damages.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Mobile Home Insurance Agent · Charlotte, NC

Serving Charlotte and its surrounding communities, CAP Insurance Group handles coverage for mobile and manufactured homes in the region. The agency works to protect these structures against common local weather risks and liability concerns. Each policy is tailored to address the specific values and needs of mobile homeowners. For a typical job, the agent begins by reviewing the home’s age and current condition before presenting appropriate coverage options.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Mobile Home Insurance Agent · Charlotte, NC

Laurie Insurance Group in Charlotte, NC helps clients choose between one-time policies for a single property purchase or recurring coverage for ongoing annual protection. For mobile home insurance specifically, the agency connects residents to policies that cover the dwelling against common perils like wind and fire, while offering liability coverage for the homeowner. They also assist in arranging protection for personal belongings inside the manufactured home. Service runs on an as-needed, scheduled, or one-time basis depending on each client’s individual request.

HH
1230 W Morehead St #306
Hutch Ham Agency, Inc.
Mobile Home Insurance Agent · Charlotte, NC

In Charlotte, seasonal storms and changing weather can create new exposures for mobile home owners, and Hutch Ham Agency, Inc. offers specialized insurance coverage tailored to those risks. The agency helps local residents navigate policies that address both structure protection and personal liability. Understanding the unique construction and setup of manufactured homes, agents work with clients to identify appropriate coverage levels for their specific property. Preparing an initial coverage overview typically begins with reviewing the home’s location and condition during a straightforward consultation and inspection visit.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Mobile Home Insurance Agent · Charlotte, NC

Capstone Insurance Agency provides residential mobile home insurance services for clients in Charlotte, North Carolina, with policies designed to cover manufactured and mobile homes against common property risks. The agency also offers commercial coverage for mobile home parks and similar business properties throughout the greater Charlotte area. Its service area primarily encompasses local neighborhoods and surrounding communities needing specialized insurance solutions. Between regular visits, policyholders can reach the agency for follow-up questions or to adjust their coverage as their circumstances change.

HH
6207 Park S Dr #201
Howard Hanna Insurance Services
Mobile Home Insurance Agent · Charlotte, NC

Howard Hanna Insurance Services in Charlotte, North Carolina handles common mobile home coverage needs such as protection against fire, theft, and liability claims. It also offers specialized add-ons to address risks like storm damage to structures and personal property loss. The agency regularly assists clients seeking policies for standalone mobile homes as well as those located within manufactured home communities. It can serve various commercial sectors, including local offices, warehouses, and food service establishments.

OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Mobile Home Insurance Agent · Charlotte, NC

O'Connor Insurance Associates, Inc. is known for offering mobile home insurance coverage in Charlotte, NC. The agency serves local homeowners who require specialized policies for manufactured and mobile dwellings. It provides protection against common regional risks such as severe storms and wind damage. Clients can obtain customized plans that address the unique structural and liability needs of mobile homes. The company also specializes in adding guest liability coverage for properties that host frequent visitors or renters.

GI
4722 Park Rd Suite D
Goosehead Insurance - The McElveen Agency
Mobile Home Insurance Agent · Charlotte, NC
PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Mobile Home Insurance Agent · Charlotte, NC
(704) 494-9495
pegramonline.com
JI
3540 Toringdon Way Suite 200
The Jordan Insurance Agency
Mobile Home Insurance Agent · Charlotte, NC
(704) 926-7565
thejordaninsuranceagency.com
SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Mobile Home Insurance Agent · Charlotte, NC
(704) 545-7171
thesuperiorinsurance.com
HB
1501 E 7th St
H B Cantrell & Co
Mobile Home Insurance Agent · Charlotte, NC
(704) 954-9000
erieinsurance.com/agencies/nc/charlotte/jj2003
AI
537 W Sugar Creek Rd Ste 104B
A1 Insurance Agency
Mobile Home Insurance Agent · Charlotte, NC
(704) 598-4442
a1insurancepros.com
RH
220 Wesley Heights Way
Rob Heath - State Farm Insurance Agent
Mobile Home Insurance Agent · Charlotte, NC
(704) 392-4166
protectingcharlotte.com
KB
1981 J N Pease Pl STE 202
Kevin Brewer & Associates Inc
Mobile Home Insurance Agent · Charlotte, NC
(704) 549-1222
kevinbrewerassociates.com
NI
2101 Sardis Rd N #103
Nationwide Insurance: Hemric Insurance Agency
Mobile Home Insurance Agent · Charlotte, NC
(704) 847-7070
hemricinsurance.com
PI
233 S Sharon Amity Rd #103
Piedmont Insurance Associates
Mobile Home Insurance Agent · Charlotte, NC
(866) 308-4704
piedmont-ins.com
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Mobile Home Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Mobile Home Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
PI
9711 David Taylor Dr Suite 201
Premier Insurance
Mobile Home Insurance Agent · Charlotte, NC
(704) 900-6014
inspremier.com

What Does a a Mobile Home Insurance Agent in Charlotte Cost?

Typical mobile home insurance costs in North Carolina range from 300 to 800 dollars per year for basic coverage. Higher value homes or those in flood zones may cost 1,000 to 2,000 dollars annually. Actual premiums depend on the home age location and coverage limits. This is general information and not insurance advice.

About mobile home insurance agents in Charlotte

Mobile home insurance agents in Charlotte North Carolina help owners of manufactured and mobile homes find appropriate coverage. North Carolina law requires mobile home owners to have liability insurance if they have a loan. Local agents understand the specific risks in the Charlotte area such as storms and flooding.

Frequently Asked Questions

What does mobile home insurance cover in Charlotte NC?

A standard policy typically covers the home structure personal property and liability. In North Carolina flood damage is not included and requires a separate policy. An agent can explain what is required for your specific situation.

Is mobile home insurance required in North Carolina?

North Carolina law does not require mobile home insurance by statute. However lenders usually require full coverage for the loan amount. An agent can help you meet lender requirements and protect your investment.

How do I choose a mobile home insurance agent in Charlotte?

Look for an agent licensed in North Carolina who has experience with manufactured homes. Ask about their knowledge of local risks like hail and wind. Compare quotes from multiple agents to find a policy that fits your needs.

Mobile Home Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each mobile home insurance agent's credentials and current standing with your state Department of Insurance.