The top-rated mobile home insurance agent in Clayton, North Carolina is Wayne Wallace - State Farm Insurance Agent, rated 4.9 stars across 284 reviews. Other highly rated options include Chad Richards - State Farm Insurance Agent, Bonnie Burns - State Farm Insurance Agent, Stephenson Insurance Associates. This directory lists 16 mobile home insurance agents serving Clayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Wallace - State Farm Insurance Agent | 221 NC 42 | (919) 731-2211 |
| 2 | Chad Richards - State Farm Insurance Agent | 110 Flowers Xrds Wy Ste 102 | (919) 359-2941 |
| 3 | Bonnie Burns - State Farm Insurance Agent | 11446 Clayton Blvd | (919) 553-0422 |
| 4 | Stephenson Insurance Associates | 481 E Main St | (919) 901-3632 |
| 5 | NC Farm Bureau Insurance | 570 NC 42 | (919) 553-8862 |
| 6 | Gorman Group Insurance, LLC | 481 E Main St Suite 105 | (919) 438-0005 |
| 7 | Jaime Oxendine - State Farm Insurance Agent | 868 Gulley Dr | (919) 553-8300 |
| 8 | Southern Shield Insurance | 476 Shotwell Rd #102 | (919) 330-1400 |
| 9 | Clayton Insurance | 1006 E Main St | (919) 553-3031 |
| 10 | Family Insurance Agency | 632 Pinecroft Dr | (919) 550-8530 |
Wayne Wallace - State Farm Insurance Agent serves Clayton, North Carolina, and Johnston County with mobile home insurance solutions. Mobile home policies from this agency help protect single-wide and double-wide structures against common regional risks. Coverage typically includes dwelling protection, personal property, and liability options tailored to manufactured housing. Policyholders can receive guidance on hurricane or wind deductibles relevant to the area. This agency also offers assistance with mobile home replacement cost coverage in Clayton.
Chad Richards - State Farm Insurance Agent in Clayton, North Carolina, provides a range of mobile home insurance services tailored for manufactured and modular structures. It offers coverage options such as dwelling protection, liability safeguards, and personal property replacement. The agent works with clients to design insurance plans that address the specific risks faced by mobile homeowners in the area, including storm damage and policy bundling. The agency services both single-family mobile homes and rental properties used as seasonal or full-time housing.
Mobile home owners in Clayton, North Carolina, rely on Bonnie Burns - State Farm Insurance Agent for tailored coverage solutions that protect their manufactured and modular homes from local risks. The agency guides customers through policy options addressing structure, personal belongings, and liability needs specific to mobile dwellings. Serving the surrounding Johnston County area, this local office also supports residents in nearby Smithfield with their mobile home insurance requirements.
Stephenson Insurance Associates serves Clayton, North Carolina, and the surrounding Johnston County communities, focusing specifically on mobile home insurance. It handles policies that cover manufactured and mobile homes, providing protection against common local risks such as storms and liability claims. The agency typically works by assessing each mobile home’s specific condition and location to tailor coverage accordingly.
NC Farm Bureau Insurance provides mobile home insurance services in Clayton, North Carolina, offering coverage tailored to the specific needs of manufactured and mobile homeowners. Its service plans include assistance with policy options that protect against common local risks such as storms and structural damage. The agency works to help clients secure appropriate coverage for their dwellings and personal property. It services single-family mobile homes, manufactured home communities, and similar residential properties located within the greater Clayton area.
Gorman Group Insurance, LLC offers specialty services tailored for mobile home owners, including customized coverage for manufactured and modular homes in Clayton, NC. The agency works to help clients secure policies that protect their dwelling against common local risks, such as structural damage from storms or liability on rented land. With the arrival of North Carolina's hurricane season each summer, Gorman Group assists homeowners in ensuring their mobile home policy includes adequate wind and flood protection.
Jaime Oxendine - State Farm Insurance Agent in Clayton, NC, distinguishes between one-time policies for specific mobile home needs and recurring coverage plans that renew annually to maintain continuous protection. Their mobile home insurance typically safeguards the structure and personal belongings from common local risks. Service operates on both a one-time basis for new policy setup and as a scheduled, ongoing arrangement through policy renewals and regular account reviews. Customers can also reach out on an as-needed basis for policy adjustments, claims assistance, or coverage questions.
As the wind and rain of North Carolina’s storm season arrive, many residents in Clayton seek coverage tailored to manufactured structures. Southern Shield Insurance provides mobile home insurance policies designed to protect against local weather risks and property damage common to the area. Their agents work with homeowners to select appropriate deductibles and liability limits. An agent typically reviews your current policy details before proceeding with a free site inspection to assess the home’s foundations and tie-downs for a proper recommendation.
Clayton Insurance works with homeowners throughout Clayton, North Carolina, to secure coverage tailored to manufactured and mobile homes. The agency can help clients add specialized endorsements for attached structures, personal property replacement costs, and liability protection against onsite accidents. Whether addressing standard wind or hail deductibles or arranging additional living expense coverage during repairs, the company focuses on these distinct needs. A Clayton Insurance policy can serve mixed-use commercial spaces that combine living quarters with operations, including small offices, warehouse facilities, and food service establishments.
Family Insurance Agency provides residential mobile home insurance services to clients in Clayton, North Carolina, and the surrounding area. Commercial coverage is also available for property owners who rent out their mobile homes. The agency assists customers in finding policies that protect their dwellings against common regional risks. After a policy is placed, the team ensures follow-up service is available to answer any questions or make adjustments between regular policy reviews.
What Does a a Mobile Home Insurance Agent in Clayton Cost?
Mobile home insurance in North Carolina typically costs between 300 and 800 dollars per year for a standard policy. Factors like the home age, location in Clayton, and coverage limits affect the price. Wind and hail endorsements can add 100 to 300 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Clayton
Mobile home insurance agents in Clayton, North Carolina help owners protect their manufactured homes against risks like wind, hail, and fire. North Carolina law requires mobile home owners to carry liability coverage if the home is financed or located in a park. Local agents can explain state-specific regulations and help you find a policy that meets your needs.
Frequently Asked Questions
What does mobile home insurance cover in Clayton NC?
Standard policies cover the home structure, personal property, and liability. In North Carolina, wind and hail coverage is often separate due to the risk of hurricanes and storms. Flood damage requires a separate policy through the National Flood Insurance Program.
Do I need insurance for a mobile home in North Carolina?
North Carolina does not legally require mobile home insurance, but lenders and mobile home parks usually require it. If you own the home outright, insurance is optional but strongly recommended to protect your investment.
How do I choose a mobile home insurance agent in Clayton?
Look for an agent licensed in North Carolina who has experience with manufactured homes. Ask about coverage for replacement cost, liability, and additional living expenses. Compare quotes from multiple agents to find a policy that fits your budget.
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