The top-rated mobile home insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 14 mobile home insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 6 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 7 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 8 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 9 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
| 10 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio metro area and surrounding communities as a mobile home insurance agent. The company helps local residents protect their manufactured and mobile homes with tailored coverage options. Policies typically safeguard the structure, personal belongings, and liability exposures specific to these dwellings. The agency also addresses the unique needs of Lorain County mobile homeowners, including risks such as severe weather and ground settlement. This location handles personalized policy reviews and claims assistance for mobile home clients.
Nick Perrico, Sr. - State Farm Insurance Agent in Lorain, OH, offers a range of mobile home insurance coverages designed to protect manufactured and mobile homes from common risks. Service and maintenance plans typically help clients manage policies through regular policy reviews and claim support. The agency attends to a variety of property types, including single-family mobile homes, apartment complexes, retail centers, and restaurants.
Serving Lorain, Ohio, and the surrounding communities of Elyria, Vermilion, Sheffield Lake, and Amherst, Charles Chapman State Farm Insurance Agent handles mobile home insurance. This agency provides coverage for manufactured and mobile homes, offering policies that typically protect against damage from storms, fire, and other common risks. To handle a typical job, the agent begins by assessing the client’s home value and unique needs to tailor a policy that balances cost and comprehensive protection.
Homeowners in the Lorain area seeking mobile home insurance turn to Robert Taylor Insurance for dependable coverage options. They structure policies that protect mobile and manufactured homes from common regional threats, including Ohio weather events and property liability concerns. Their office provides clear policy guidance and assistance with claims documentation specific to mobile home needs. Coverage consultation services extend to owners in neighboring communities along the Lake Erie shoreline, including Sheffield Lake and other parts of Lorain County, ensuring local residents have access to specialized insurance support.
Based in Lorain, OH, Chris Arnott Agency Inc. specializes in tailoring mobile home insurance policies to specific coverage needs. The company generally works to protect both single-wide and double-wide manufactured homes against common local risks. It helps owners in the Lorain area secure protection for their personal property and the dwelling structure itself. With the changing seasons in Ohio, the agency also assists with policies designed to address potential damage from heavy lake-effect snow or storms coming off Lake Erie.
For mobile home insurance, customers choose between a one-time policy purchase for a single residence or recurring coverage that renews annually to protect a permanent dwelling. Cathie Halko - State Farm Insurance Agent in Lorain, OH, provides policies that cover damage from storms, fire, and liability claims common to this region. Each plan is tailored to the specific value and structure of the mobile home, with options for personal property and loss-of-use protection. Service for policy inquiries and claims assistance is offered on an as-needed basis.
Lake Erie winter storms can threaten mobile homes in Lorain, making secure coverage a priority. Lighthouse Insurance Agency responds by helping local homeowners select policies that address wind, ice, and water damage common to this lakeside area. The company focuses on finding appropriate protection for manufactured and modular homes. A first step involves a thorough inspection of the home’s roof, tie-downs, and skirting to assess risk and determine eligibility.
Janasko Insurance operates as a mobile home insurance agent in Lorain, OH, working to secure coverage for manufactured and modular dwellings. The agency can arrange specialized add-ons such as protection for attached structures, personal property replacement, and liability coverage for injuries occurring on the property. It services a range of commercial sectors beyond individual residences, including offices, warehouses, and food service establishments that require tailored mobile home policies for employees or business-related storage.
The Liberty Company Insurance Brokers in Lorain, OH provides residential mobile home insurance, including coverage for manufactured homes. Commercial policies are also available for mobile home parks or related businesses. The agency serves Lorain and the surrounding communities in northern Ohio. After policy placement, the company assists with follow-up adjustments and renewal updates between regular service visits, ensuring continuous support for changing coverage needs.
Somers Agency LLC, based in Lorain, OH, is recognized for offering mobile home insurance coverage tailored to the specific needs of manufactured and modular housing. The agency serves local residents seeking policies that protect their primary dwelling or seasonal park models from common regional risks. Standard services include assistance with dwelling and personal property coverage, plus liability protection for homeowners. For an added layer of security, the agency can arrange for specialized endorsements covering replacement cost on the home structure.
What Does a a Mobile Home Insurance Agent in Lorain Cost?
Mobile home insurance in Ohio typically costs between 300 and 800 dollars per year for a standard policy. Older homes or those in high-risk areas may cost more. Lorain residents may see higher rates due to lake-effect weather. This is general information and not insurance advice.
About mobile home insurance agents in Lorain
A mobile home insurance agent in Lorain Ohio can help you find coverage for your manufactured or mobile home. Ohio law requires mobile home owners to have insurance if they have a loan. Agents in Lorain know the risks from Lake Erie storms and local weather patterns.
Frequently Asked Questions
What does a mobile home insurance agent in Lorain do?
An agent helps you compare policies from different insurance companies. They explain coverage options like liability, fire, and wind protection. They also help you file claims and adjust your policy as needed.
Is mobile home insurance required in Ohio?
Ohio law does not require mobile home insurance by itself. However, if you have a loan or mortgage on the home, the lender will require coverage. Many park owners also require renters to carry liability insurance.
What factors affect the cost of mobile home insurance in Lorain?
Costs depend on the home age, location, value, and coverage level. Lorains proximity to Lake Erie can increase wind and hail risk. Your claims history and credit score also affect the premium.
Mobile Home Insurance Agents in Other Ohio Cities
Akron · Beavercreek · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin · Elyria · Fairborn