The top-rated motorcycle insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 19 motorcycle insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Kiley and Associates LLC American Family Insurance | 7373 147th St W #186 | (952) 432-3700 |
| 8 | Elfstrum Consulting Inc | 14799 Energy Way | (952) 432-8873 |
| 9 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 10 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
Butler & Associates Insurance Agency serves the Apple Valley area, offering motorcycle insurance to local riders. The agency helps clients find coverage that meets Minnesota requirements while protecting their bikes. Agents focus on matching policies to individual needs, including considerations for seasonal riding and storage. They assist with liability protection for standard and touring motorcycles. The agency also handles coverage for custom and vintage models.
Joe Etten - State Farm Insurance Agent serves homeowners, renters, and vehicle owners in and around Apple Valley, Minnesota. The agency provides motorcycle insurance policies tailored to protect riders and their machines on local roads. Clients can obtain liability coverage, comprehensive protection, and collision options tailored to their specific bike model and riding habits. The agent works alongside community members to review policy details and adjust deductibles as needed. The agency also extends its coverage options to riders in the neighboring community of Lakeville.
Dave Melle - State Farm Insurance Agent in Apple Valley, MN, offers comprehensive personal insurance coverage tailored specifically for motorcycles and riders. Customized policies can include liability, collision, and comprehensive protection, along with options for roadside assistance and coverage for custom parts or equipment. Gentlemen’s agreements and specialized maintenance schedules are often discussed to ensure riders stay protected year-round. Serving customers throughout the Apple Valley region, the agency extends its services to cover a variety of properties such as single-family homes, apartments, retail stores, and restaurants.
Brett McSparron - State Farm Insurance Agent serves Apple Valley, Minnesota, and the surrounding communities in Dakota County. This local agency handles motorcycle insurance policies, helping riders secure coverage for their bikes. It addresses the specific needs of motorcyclists, including liability, comprehensive, and collision options. The agent works with clients to explain policy details and tailor plans to individual riding habits. For a typical job, it reviews the customer’s motorcycle model and usage to recommend a balanced policy that meets Minnesota state requirements while offering financial protection.
Farmers Insurance - Kara Petter in Apple Valley, MN, addresses both one-time policy inquiries and ongoing coverage management for motorcycle riders. They can guide clients through initial policy selection for a single season or establish long-term renewal plans covering liability, comprehensive, and collision protection. Motorcyclists in the Apple Valley area receive assistance tailored to local riding conditions and personal vehicle needs. Service for clients is provided on an as-needed basis, whether for a new policy quote, a coverage adjustment, or a claim question.
Retta Insurance Agency LLC specializes in matching riders with tailored motorcycle insurance policies that address unique coverage needs. It also handles general insurance consultations for local motorcyclists in Apple Valley, Minnesota, providing straightforward guidance on liability and protection options. Whether assisting with standard or custom bike policies, the agency focuses on clear explanations of terms. As cold months approach, it helps seasonal riders adjust their coverage to reflect reduced riding time or winter storage requirements.
As winter fades and riders in Apple Valley, Minnesota, prepare their machines for the spring thaw, Kiley and Associates LLC American Family Insurance helps bikers secure proper coverage for the new riding season. Serving the local motorcycling community, this agency understands the area’s mixture of open rural roads and busy suburban streets. For any motorcycle owner wanting to hit the asphalt legally and safely, a routine inspection of the bike paired with a discussion of policy needs is the recommended first step.
Elfstrum Consulting Inc handles the full range of paperwork and coverage details for motorcycle insurance policies in Apple Valley, Minnesota. This agency also helps clients add tailored protections such as accessory coverage or roadside assistance to their policies. Motorcyclists seeking customized liability protection or comprehensive plans can work with this firm. It serves commercial sectors including local offices, warehousing operations, and food service businesses.
Mayer Insurance Agency serves residential clients in Apple Valley, Minnesota, connecting riders with appropriate motorcycle coverage for their personal bikes. The agency also handles commercial motorcycle policies for local businesses that rely on fleets or delivery bikes. Their service area includes Apple Valley and the surrounding communities. After each policy is written or renewed, the agency follows up with clients to confirm coverage details before the next riding season begins.
Debra Suman American Family Insurance in Apple Valley, MN, is known for providing motorcycle insurance agents who work with area riders. Its service range includes helping customers find basic liability, comprehensive, and collision coverage for various bike types. These agents assist with policy selection based on riding habits and parking conditions. A specialty service this agency can add on is optional roadside assistance for motorcycles, offering towing and flat-tire support during local rides.
What Does a a Motorcycle Insurance Agent in Apple Valley Cost?
Motorcycle insurance costs in Minnesota vary based on factors like your age, driving record, bike type, and coverage limits. A typical annual premium for a standard policy can range from 300 to 1,200 dollars. Riders with clean records and safety course completion often pay less. This is general information, not insurance advice.
About motorcycle insurance agents in Apple Valley
Motorcycle insurance agents in Apple Valley, Minnesota help riders find coverage that meets state requirements. Minnesota law requires motorcyclists to carry liability insurance with minimum limits of 30/60/10. An agent can explain options like comprehensive and collision coverage for local riding conditions.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Minnesota?
Minnesota requires liability coverage of at least 30,000 dollars for injury per person, 60,000 dollars for injury per accident, and 10,000 dollars for property damage. You must also carry uninsured motorist and underinsured motorist coverage.
Do I need a motorcycle license to get insurance in Apple Valley?
Yes, you need a valid Minnesota motorcycle endorsement on your drivers license to purchase a policy. An agent can help you find coverage even if you have a learners permit, but restrictions may apply.
Can I get a discount for taking a motorcycle safety course in Minnesota?
Many insurance companies offer a discount for completing an approved motorcycle safety course, such as the Minnesota Motorcycle Safety Center program. Ask your agent about available discounts.
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