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HomeMotorcycle Insurance AgentsMinnesota › Cottage Grove

Find Motorcycle Insurance Agents Near You in Cottage Grove, MN

Browse motorcycle insurance agents serving Cottage Grove, Minnesota. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Cottage Grove, Minnesota is Tim Zajicek - State Farm Insurance Agent, rated 5.0 stars across 124 reviews. Other highly rated options include Nate Pica-Anderson - State Farm Insurance Agent, Truguard Insurance Brokers, Brady Snedden - State Farm Insurance Agent. This directory lists 10 motorcycle insurance agents serving Cottage Grove.

Showing 10 motorcycle insurance agents in Cottage Grove, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tim Zajicek - State Farm Insurance Agent8617 W Point Douglas Rd S #150(651) 459-0224
2Nate Pica-Anderson - State Farm Insurance Agent7450 E Point Douglas Rd S(651) 365-2343
3Truguard Insurance Brokers8063 Hadley Ave S(651) 888-2170
4Brady Snedden - State Farm Insurance Agent7420 80th St S Ste 200(651) 458-0425
5Farmers Insurance - Jennifer Wheeler7449 80th St S(651) 459-6699
6Daniel Lawrence American Family Insurance7750 Harkness Ave S #103(651) 458-6900
7Jack Germo - State Farm Insurance Agent7450 E Point Douglas Rd S(651) 458-0425
8Andrea Zajicek - State Farm Insurance Agent8617 W Point Douglas Rd S #150(651) 459-2207
9Tim Maluski Agcy, Inc. American Family Insurance8617 W Point Douglas Rd S #180(651) 458-3519
10Darin Husaby American Family Insurance8617 W Point Douglas Rd S #180(651) 458-3519
TZ
8617 W Point Douglas Rd S #150
Tim Zajicek - State Farm Insurance Agent
Motorcycle Insurance Agent · Cottage Grove, MN

Tim Zajicek - State Farm Insurance Agent serves Washington County and the greater Cottage Grove, Minnesota area, offering personal insurance services including options tailored for motorcycle owners. The agency helps riders secure essential liability coverage, as well as protections for collision and comprehensive damage. Each policy is designed to meet local regulatory requirements while addressing individual riding needs. Customers can explore options for protecting their bike against theft, fire, and weather-related incidents, and may also add medical payments or uninsured motorist coverage.

NP
7450 E Point Douglas Rd S
Nate Pica-Anderson - State Farm Insurance Agent
Motorcycle Insurance Agent · Cottage Grove, MN

Nate Pica-Anderson - State Farm Insurance Agent in Cottage Grove, MN, offers a range of motorcycle insurance services, including liability, collision, and comprehensive coverage. The agency assists riders in developing personalized protection plans tailored to their needs and budgets. Regular policy reviews and updates are provided to ensure ongoing coverage that adapts to changing circumstances. Its service extends to a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

TI
8063 Hadley Ave S
Truguard Insurance Brokers
Motorcycle Insurance Agent · Cottage Grove, MN

Truguard Insurance Brokers provides insurance solutions for homeowners, renters, and vehicle owners in Cottage Grove, Minnesota. As a local motorcycle insurance agent, the company assists riders in covering both standard motorcycles and specialty bikes. Truguard works with clients to find policies that match their specific riding needs and driving records. The agency also frequently serves customers from the neighboring community of Woodbury and the surrounding southeast metro area.

BS
7420 80th St S Ste 200
Brady Snedden - State Farm Insurance Agent
Motorcycle Insurance Agent · Cottage Grove, MN

Serving Cottage Grove and the surrounding communities in Washington County, Brady Snedden - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency works with customers to secure liability, comprehensive, and collision coverage that meets state requirements. For a typical job, it assesses an individual’s riding habits and bike type to recommend appropriate policy limits and deductibles.

FI
7449 80th St S
Farmers Insurance - Jennifer Wheeler
Motorcycle Insurance Agent · Cottage Grove, MN

Farmers Insurance - Jennifer Wheeler provides specialized motorcycle insurance coverage for riders in Cottage Grove, Minnesota, along with more general auto and home policies. The agency assists local motorcyclists in customizing their policies to protect their bikes and meet state requirements. It also helps clients navigate insurance needs for daily commuting on busy metro-area roads and rural highways. For the winter season, the office advises on storage coverage options during the extended cold months when many bikes are not ridden.

DL
7750 Harkness Ave S #103
Daniel Lawrence American Family Insurance
Motorcycle Insurance Agent · Cottage Grove, MN

When the riding season arrives in Cottage Grove, MN, securing proper coverage is essential for local motorcyclists. Daniel Lawrence American Family Insurance offers motorcycle insurance services tailored to the needs of area riders. As an agent, they help clients understand policy options that address common regional concerns, such as seasonal riding limitations and equipment protection. They assist with selecting appropriate liability and coverage levels for various bike types. A typical first step involves a consultation to review the motorcycle details and assess the rider’s needs before completing coverage.

JG
7450 E Point Douglas Rd S
Jack Germo - State Farm Insurance Agent
Motorcycle Insurance Agent · Cottage Grove, MN

Jack Germo - State Farm Insurance Agent in Cottage Grove, MN, tailors policy options for local riders, distinguishing between one-time seasonal coverage and recurring annual plans to match varying usage patterns. Comprehensive motorcycle insurance covering liability, collision, and comprehensive options protects against Minnesota’s unique road and weather hazards while safeguarding the rider’s investment. Service arrangements for this agent are available on either a one-time, scheduled, or as-needed basis, accommodating individual schedules and policy reviews regardless of season.

AZ
8617 W Point Douglas Rd S #150
Andrea Zajicek - State Farm Insurance Agent
Motorcycle Insurance Agent · Cottage Grove, MN

Andrea Zajicek - State Farm Insurance Agent in Cottage Grove, Minnesota, provides standard motorcycle insurance policies that cover liability, collision, and comprehensive damage. For additional protection, the agency offers specialty add-ons such as roadside assistance and coverage for custom parts or accessories. This allows riders to secure their motorcycles against common risks on local roads. The company can serve commercial sectors like offices, warehouses, and food service establishments with appropriate business insurance policies.

TM
8617 W Point Douglas Rd S #180
Tim Maluski Agcy, Inc. American Family Insurance
Motorcycle Insurance Agent · Cottage Grove, MN

Tim Maluski Agcy, Inc. American Family Insurance provides residential motorcycle insurance services for riders in Cottage Grove, MN. Commercial coverage is also available for bikes used in business operations. The agency serves clients throughout the surrounding area, offering policies tailored to individual needs. Representatives explain coverage options fully, including liability, comprehensive, and collision plans. Clients often return for follow-up service between regular policy reviews, ensuring their protection remains current.

DH
8617 W Point Douglas Rd S #180
Darin Husaby American Family Insurance
Motorcycle Insurance Agent · Cottage Grove, MN

Darin Husaby American Family Insurance is a motorcycle insurance agent based in Cottage Grove, MN. It serves riders in surrounding areas, providing standard coverage options and liability policies for various motorcycle types. The agency assists clients with policy selection and filing claims after accidents. It also helps tailor coverage for seasonal storage needs. For specialized protection, the agency can add on accessory coverage for custom parts and equipment.

What Does a a Motorcycle Insurance Agent in Cottage Grove Cost?

Motorcycle insurance costs in Minnesota vary based on factors like your riding experience, bike type, and coverage levels. On average, a basic liability-only policy may cost $100 to $300 per year, while full coverage policies often range from $300 to $800 per year. Riders with clean records and older bikes typically pay less. This is general information, not insurance advice.

About motorcycle insurance agents in Cottage Grove

Motorcycle insurance agents in Cottage Grove, Minnesota help riders find policies that meet state requirements and personal needs. Minnesota law requires all motorcyclists to carry liability insurance with minimum limits of $30,000 for injury per person, $60,000 for injury per accident, and $10,000 for property damage. An agent can explain these requirements and help you choose optional coverages like comprehensive and collision.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in Minnesota?

Minnesota law requires liability coverage of at least $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $10,000 per accident for property damage. Uninsured motorist coverage is also required unless you reject it in writing.

Do I need special insurance for a motorcycle in Cottage Grove?

Yes, you need a motorcycle-specific policy because standard auto insurance does not cover motorcycles. An agent can help you find a policy that includes liability, comprehensive, collision, and optional add-ons like accessory coverage.

Can I insure more than one motorcycle on a single policy?

Yes, many insurance companies offer multi-bike policies that allow you to insure multiple motorcycles under one policy. This can sometimes lead to discounts compared to separate policies for each bike.

Motorcycle Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.