The top-rated motorcycle insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 16 motorcycle insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farm Bureau Financial Services: Jessica Filipek | 19276 Vernon St NW Ste A | (763) 595-1146 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area as a provider of motorcycle insurance coverage. This local agency works with riders to secure policies that protect their bikes against common road risks and liability concerns. Their services include helping customers understand coverage limits tailored to different types of motorcycles and riding habits. The office specifically assists with collision protection and uninsured motorist coverage for area motorcyclists.
Wayne Swart - State Farm Insurance Agent provides motorcycle insurance coverage in Elk River, Minnesota, helping riders protect their bikes with liability, collision, and comprehensive options. The agency offers personalized service to tailor coverage to individual needs, including roadside assistance and rental reimbursement plans that keep clients on the road. Policyholders benefit from straightforward maintenance plans that clarify how deductibles and claims work after an accident or theft. The company services customers with single-family homes, apartments, retail businesses, and restaurants.
The Pampusch Agency serves motorcycle owners in Elk River, helping them secure liability and comprehensive insurance coverage. As a local motorcycle insurance agent, it assists riders in finding policies that meet state requirements while addressing individual needs. Clients benefit from personalized guidance on deductibles and policy limits. The agency also covers nearby communities such as Otsego, ensuring motorcyclists in the surrounding area have access to dedicated insurance services.
Based in Elk River, Minnesota, North Central Insurance Agency serves Elk River and the surrounding communities with dedicated motorcycle insurance solutions. The agency handles coverage for a range of bikes, including cruisers, touring models, and sportbikes. It focuses on protecting riders against liability, collision, and comprehensive risks while helping them meet state requirements. To handle a typical job, it reviews the client's riding habits and bike specifications to recommend personalized protection without unnecessary extras.
Offering either a single-policy arrangement or an ongoing relationship to update coverage as circumstances change, Elk Agency Insurance works as a motorcycle insurance agent in Elk River, MN. Tailoring liability and comprehensive plans is central to their work, helping riders meet legal requirements and protect their machines from common local risks like road debris or weather damage. All service for existing and new accounts runs strictly on an as-needed basis, with no fixed schedule or recurring appointment required.
Riders in Elk River and surrounding areas often face the challenge of finding adequate motorcycle coverage as the spring thaw reveals unpredictable road conditions. Pentagon Insurance addresses these concerns by specializing in policies that account for seasonal riding, varying mileage, and the unique risks of local terrain. Their agents work directly with clients to compare options from multiple insurers, ensuring a policy matches each bike’s usage. The initial process typically involves a detailed inspection of the motorcycle and a review of the rider’s history to determine eligibility.
Bonnie Koste Agency Inc American Family Insurance specializes in motorcycle insurance policies and also provides general auto and property coverage options from its Elk River, Minnesota office. Motorcycle insurance agents assess liability, comprehensive, and collision needs specific to riding conditions. The agency helps local clients address concerns like seasonal storage requirements or uninsured motorist risks during warmer months when more motorcycles are on area roads.
Forthright Insurance LLC helps motorcycle owners in Elk River and the surrounding area secure necessary liability coverage for road operation. It also offers specialized add-ons, such as coverage for custom parts, accessories, and riding gear that standard policies often exclude. This agent works with riders to tailor protection for different scenarios, including dedicated touring bikes and weekend cruisers. Its commercial insurance services can extend to local businesses, serving offices, warehouses, and food service establishments needing fleet or business-use motorcycle policies.
Patriot Insurance Brokers provides motorcycle insurance services to residents in Elk River, Minnesota. The agency also handles commercial coverage for businesses needing fleet policies for their vehicles. Their service area includes Elk River and the surrounding communities. They assist clients in evaluating coverage for liability, collision, and comprehensive protection. After securing a policy, they offer follow-up service between regular visits to adjust coverage as needs change, ensuring policies remain aligned with client situations.
Farm Bureau Financial Services: Jessica Filipek in Elk River, MN, serves as a local motorcycle insurance agent focused on providing coverage for riders in the area. The agency helps clients navigate policy options that protect their bikes from common risks on Minnesota roads. As an independent agent, it can present coverage suited for various riding styles. This service also includes add-on protection for custom parts and accessories, which many riders require.
What Does a a Motorcycle Insurance Agent in Elk River Cost?
Motorcycle insurance in Minnesota typically costs between 300 and 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can range from 500 to 1,500 dollars annually. Rates vary based on your bike model, riding history, and location in Elk River. This is general information and not insurance advice.
About motorcycle insurance agents in Elk River
Motorcycle insurance agents in Elk River, Minnesota help riders find coverage that meets state requirements. Minnesota law requires all motorcycles to have liability insurance with minimum limits of 30/60/10. Local agents can also help you add comprehensive and collision coverage for added protection on Elk River roads and highways.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Minnesota?
Minnesota law requires liability coverage of at least 30/60/10. This means 30,000 dollars for injury per person, 60,000 dollars total per accident, and 10,000 dollars for property damage. Uninsured motorist coverage is also required.
Do I need motorcycle insurance to ride in Elk River?
Yes, all motorcycle owners in Minnesota must carry liability insurance. If you are caught riding without insurance you can face fines and license suspension. An Elk River agent can help you find a policy that fits your needs.
What factors affect motorcycle insurance costs in Minnesota?
Costs depend on your age, driving record, type of motorcycle, and coverage levels. In Minnesota, winter storage discounts and safety course discounts are common. Your Elk River agent can explain how these factors apply to your quote.
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