The top-rated motorcycle insurance agent in O'Fallon, Missouri is Sarah Shay - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Kathy Peterson - State Farm Insurance Agent, Insurance Brokers Group, Jim Schilkoski - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sarah Shay - State Farm Insurance Agent | 1120 Technology Dr #117 | (314) 965-5525 |
| 2 | Kathy Peterson - State Farm Insurance Agent | 2342 Technology Dr #101 | (636) 561-6460 |
| 3 | Insurance Brokers Group | 1001 Rondale Ct | (314) 569-1010 |
| 4 | Jim Schilkoski - State Farm Insurance Agent | 100 W Pitman St | (636) 978-4800 |
| 5 | Early Edge Insurance: Allstate Insurance | 2917 State Hwy K Ste H | (636) 696-4820 |
| 6 | Dillehay Insurance Agency | 7322 Village Center Dr | (636) 493-8001 |
| 7 | UltraCar Insurance LLC. | 801 S Woodlawn Ave #26 | (888) 551-1991 |
| 8 | Jacquelyn Nolan: Allstate Insurance | 8915 Veterans Memorial Pkwy | (636) 671-3363 |
| 9 | Alternatives Insurance Agency | 206 W Terra Ln | (636) 978-7260 |
| 10 | Farmers Insurance - Dawn Johnson | 2311 State Hwy K | (636) 294-3500 |
Sarah Shay - State Farm Insurance Agent serves the O'Fallon, MO area and surrounding St. Charles County as a dedicated motorcycle insurance agent. The agency offers standard policies to protect riders against liability, collision, and comprehensive damages. Customized coverage options help address the unique needs of motorcycle owners, including protection for custom parts and equipment. Sarah Shay handles personal insurance consultations and roadside assistance services for riders in this region.
Kathy Peterson, a State Farm Insurance agent in O'Fallon, MO, provides motorcycle insurance policies and related coverage options. Her agency offers routine policy reviews to align protection with changing riding needs and usage patterns. Maintenance plans typically include regular coverage check-ins and assistance with claims filing after accidents or theft. The insured properties serviced include single-family homes, apartments, retail locations, and restaurants.
Residential and commercial property owners in O'Fallon, Missouri, turn to Insurance Brokers Group for their motorcycle insurance needs. This agency helps riders find appropriate coverage for cruisers, sport bikes, and touring models. It works with multiple insurers to match each client’s specific driving history and bike details. The agent team explains policy options and local riding regulations clearly. Its service area extends to nearby St. Charles residents as well.
Jim Schilkoski - State Farm Insurance Agent serves O'Fallon, Missouri, and surrounding communities, handling motorcycle insurance policies for area riders. The agency addresses coverage needs for various motorcycle types, including cruisers, sport bikes, and touring models, within local riding conditions. It provides guidance on liability, collision, and comprehensive options, tailoring protections to individual requirements. To manage a typical job, the agency begins with a personal consultation to assess the client's specific situation, then evaluates available policy features from its offerings, ensuring clear explanations of coverage choices and limits.
Early Edge Insurance: Allstate Insurance in O’Fallon, MO, helps clients understand the distinction between a single policy purchase and ongoing relationship coverage for their motorcycle. The agency specializes in tailoring liability, comprehensive, and collision insurance to meet local riding needs. Service is available on an as-needed basis, allowing riders to obtain a personalized quote or adjust existing protection whenever required without a required scheduled appointment.
Dillehay Insurance Agency specializes in matching motorcyclists in O'Fallon, MO, with tailored liability and comprehensive coverage policies. Its general service work involves comparing options from multiple insurers to help bikers meet state requirements while protecting their machines. The agency understands that riding season in Missouri brings unpredictable weather, so it assists clients in adjusting their policies for hail or flooding risks that can arise during spring and summer thunderstorms.
For O'Fallon motorcyclists gearing up for Missouri's unpredictable riding season, UltraCar Insurance LLC helps arrange proper liability and comprehensive coverages to match the road ahead. The agency works within the region's traffic regulations and weather patterns to advise on motorcycle insurance agent services for both new and seasoned riders. Riders seeking reliable protection can start by scheduling an initial inspection of their motorcycle to assess eligibility and coverage needs directly through UltraCar Insurance LLC.
Jacquelyn Nolan: Allstate Insurance assists motorcycle owners in O'Fallon, MO, with coverage for liability, collision, and comprehensive protection. Specialty add-ons often include coverage for custom parts and equipment, as well as roadside assistance tailored for two-wheeled vehicles. The agency works to help riders manage financial risk from theft or weather damage. Its commercial insurance options can serve local offices needing fleet protection, small warehouses, and food service vehicles requiring specialized liability policies.
Alternatives Insurance Agency in O'Fallon, MO, serves local residents seeking personal motorcycle insurance coverage. The agency also assists commercial clients within the region who require policies for business-owned bikes. They provide coverage options through multiple carriers, helping riders find protection that fits their needs. The staff is available to answer questions and adjust policies as circumstances change. Clients often return for follow-up policy reviews and policy adjustments between their regular riding seasons to ensure continued proper coverage.
Farmers Insurance - Dawn Johnson is known for providing motorcycle insurance coverage tailored to riders in O'Fallon, MO. The agency helps local motorcyclists find appropriate policies that meet state requirements and personal coverage needs. They offer guidance on selecting liability, collision, and comprehensive options for various bike types. This service extends to assisting with policy adjustments for seasonal riding and storage periods. A specialty service the agency can add on is coverage for custom parts and equipment, protecting unique motorcycle modifications.
What Does a a Motorcycle Insurance Agent in O'Fallon Cost?
Motorcycle insurance costs in Missouri vary based on factors like your age driving record and bike type. On average riders pay between 300 and 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can range from 600 to 1500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in O'Fallon
Motorcycle insurance agents in O'Fallon Missouri help riders find policies that meet state requirements. Missouri law mandates liability coverage for all motorcyclists including at least 25000 dollars for bodily injury per person and 50000 dollars per accident. Agents can also explain optional coverages like comprehensive and collision for added protection.
Frequently Asked Questions
What is the minimum motorcycle insurance coverage required in Missouri?
Missouri requires all motorcyclists to carry liability insurance with at least 25000 dollars per person for bodily injury and 50000 dollars per accident. Property damage liability must be at least 25000 dollars. Uninsured motorist coverage is also mandatory.
Do I need a special license to ride a motorcycle in O Fallon Missouri?
Yes you need a motorcycle endorsement on your Missouri drivers license or a separate motorcycle license. To get it you must pass a written test and a skills test. Completing a Missouri Motorcycle Safety Program course can waive the skills test.
Can I get motorcycle insurance if I have a DUI on my record in Missouri?
Yes you can still find coverage but your rates will be significantly higher. Missouri allows insurers to consider your driving history. An agent can help you compare options from companies that specialize in high risk riders.
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