The top-rated motorcycle insurance agent in St. Louis, Missouri is Melissa Carlton - State Farm Insurance Agent, rated 5.0 stars across 1,125 reviews. Other highly rated options include Jon Chase - State Farm Insurance Agent, Bradford O'Neil - State Farm Insurance Agent, POWERS Insurance and Risk Management. This directory lists 52 motorcycle insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Carlton - State Farm Insurance Agent | 8330 Watson Rd #101 | (314) 842-2422 |
| 2 | Jon Chase - State Farm Insurance Agent | 2968 Dougherty Ferry Rd | (314) 878-1313 |
| 3 | Bradford O'Neil - State Farm Insurance Agent | 7227 Southwest Ave | (314) 300-9100 |
| 4 | POWERS Insurance and Risk Management | 6825 Clayton Ave #200 | (314) 725-1414 |
| 5 | Kevin Wingenbach - State Farm Insurance Agent | 4530 Lemay Ferry Rd Ste L | (314) 487-2100 |
| 6 | Freeway Insurance | 4721 S Kingshighway Blvd | (314) 343-5029 |
| 7 | Matt Stark: Allstate Insurance | 8229 Clayton Rd Ste 200b | (314) 862-5990 |
| 8 | Derek Miller - State Farm Insurance Agent | 5811 S Lindbergh Blvd | (314) 892-4999 |
| 9 | R T Thomas Insurance, LLC | 8131 Delmar Blvd | (314) 725-5535 |
| 10 | Kreismann Bayer Insurance Agency | 652 N New Ballas Rd | (314) 567-3344 |
Melissa Carlton - State Farm Insurance Agent serves the St. Louis, Missouri metro area, specializing in motorcycle insurance policies for local riders. The agency helps clients secure liability, collision, and comprehensive coverage tailored to their specific bike and riding habits. This location also provides personalized consultations to assess coverage needs and adjust policies accordingly. Additional services handled through this office include roadside assistance plans and uninsured motorist protection for motorcycles.
Jon Chase - State Farm Insurance Agent in St. Louis, MO, provides personal insurance policies including comprehensive motorcycle coverage and liability options. These plans protect riders from accident costs, theft, and property damage. The agency offers flexible payment schedules and annual policy reviews to adjust coverage as needs change. Services are available to motorcyclists with various bike types, including cruisers, touring models, and sportbikes. This coverage supports both commuting riders and weekend enthusiasts in the metro area. The agency insures single-family homes, apartments, retail spaces, and restaurants.
Located in St. Louis, Missouri, Bradford O'Neil - State Farm Insurance Agent serves clients throughout the city and its surrounding communities. This agency handles motorcycle insurance policies designed to cover both standard and specialized bikes. Its representatives work with riders to understand their specific coverage needs, including liability and comprehensive protection. For a typical job, the agency begins with a consultation to assess the customer's riding habits and vehicle details. It then provides clear policy options that address relevant local risks and regulatory requirements, ensuring the chosen plan aligns with the client's circumstances.
POWERS Insurance and Risk Management in St. Louis, MO, addresses motorcycle coverage as both an optional one-time policy for a single season and as a recurring annual policy that automatically renews each year. Each plan protects riders against liability, collision, and comprehensive damages specific to St. Louis road conditions. These policies also cover theft and uninsured motorist risks common to the area. Service runs strictly on a scheduled basis with each renewal cycle determined at policy signing rather than occurring as-needed for individual claims.
Kevin Wingenbach, a State Farm Insurance agent in St. Louis, specializes in motorcycle insurance policies tailored to cover a variety of bikes and riding styles. He assists local motorcyclists with liability, collision, and comprehensive coverage to protect against common road risks. The agency guides riders through policy options that address both daily commuting and recreational weekend trips. As the summer riding season arrives in Missouri, he helps clients ensure their policies account for increased traffic and longer trips across changing conditions.
Freeway Insurance in St. Louis, Missouri, provides motorcycle insurance agents who assist residents in the area with personal coverage for their bikes. The office also serves commercial clients needing policies for business-related motorcycle use throughout the greater St. Louis region. Their agents work with local riders to find appropriate protection plans tailored to individual needs. Clients can return for policy reviews or adjustments between regular renewal visits to keep their coverage aligned with changing circumstances.
When you need motorcycle coverage only for riding season, a short-term policy may suit, while a year-round plan provides continuous protection. Matt Stark: Allstate Insurance in St. Louis, Missouri helps riders choose between limited-period or full-year options, selecting liability, comprehensive, and collision coverages based on individual needs. Evaluating a motorcycle’s value and typical road use helps determine appropriate limits and deductibles. Their service runs on an as-needed basis, offering quotes and support whenever a rider decides to secure or adjust their policy.
Derek Miller’s agency specializes in motorcycle insurance policies for St. Louis riders, covering liability, collision, and comprehensive protection. It also serves clients with general auto, home, and life insurance products through State Farm. As a local motorcycle insurance agent, it helps bikers secure coverage tailored to their specific bike model and riding habits. The agency provides guidance on safeguarding against uninsured motorists and theft during St. Louis’s busy summer riding season, when road hazards and fluctuating weather conditions become most pressing concerns.
When the summer riding season begins in St. Louis, motorcycle owners seek proper coverage before hitting the road. R T Thomas Insurance, LLC helps local riders address this need by offering protection tailored to various bike types. Serving the greater St. Louis area, this agency guides customers through policy options that meet Missouri insurance requirements. A rider can begin the process by scheduling an initial consultation to assess personal coverage needs and discuss liability limits.
What Does a a Motorcycle Insurance Agent in St. Louis Cost?
Motorcycle insurance costs in Missouri vary by factors like your age, driving record, bike type, and coverage level. On average, a basic liability policy may cost between 200 and 500 dollars per year, while full coverage can range from 500 to 1,500 dollars annually. An agent can give you a personalized quote based on your situation. This is general information and not insurance advice.
About motorcycle insurance agents in St. Louis
Motorcycle insurance agents in St. Louis help riders find coverage that meets Missouri state requirements. Missouri law mandates liability insurance for all motorcycle operators with minimum limits of 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. An agent can guide you through options like comprehensive and collision coverage to protect your bike on local roads and highways.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Missouri?
Missouri requires motorcycle operators to carry liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Uninsured motorist coverage is also required. An agent can help you meet these legal minimums.
Do I need a motorcycle license to get insurance in St. Louis?
Yes, you generally need a valid Missouri motorcycle license or endorsement to purchase a motorcycle insurance policy. Some agents may offer coverage with a learners permit, but full licensure is standard. Check with your agent for specific requirements.
Can I insure a motorcycle with a salvage title in Missouri?
Yes, you can insure a motorcycle with a salvage title in Missouri, but options may be limited. Some insurers offer liability-only coverage for salvage vehicles. An agent can help you find carriers that accept salvage titles.
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