The top-rated renters insurance agent in Trussville, Alabama is Bo Murphy - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include Chas Brown - State Farm Insurance Agent, The Grogan Agency, Inc., Cindy Stuman: Allstate Insurance. This directory lists 11 renters insurance agents serving Trussville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bo Murphy - State Farm Insurance Agent | 6421 S Chalkville Rd | (205) 661-6305 |
| 2 | Chas Brown - State Farm Insurance Agent | 326 Main St | (205) 854-8339 |
| 3 | The Grogan Agency, Inc. | 7018 Gadsden Hwy #120 | (205) 661-9393 |
| 4 | Cindy Stuman: Allstate Insurance | 8170 Gadsden Hwy # 100 | (205) 508-3408 |
| 5 | Steve Frantz - State Farm Insurance Agent | 112 N Chalkville Rd | (205) 661-0221 |
| 6 | Nicki Kearley - State Farm Insurance Agent | 326 Main St | (205) 655-2146 |
| 7 | Huffstutler Insurance Group, Inc. | 204 Main St Suite 122 | (205) 661-8089 |
| 8 | Deerfoot Insurance Agency | 8170 Gadsden Hwy Ste 108 | (205) 655-1020 |
| 9 | Cahaba Insurance Agency | 11 Office Park | (205) 655-4626 |
| 10 | ObamaCare Enrollment Center | 302 Hewitt St | (866) 228-6958 |
Bo Murphy - State Farm Insurance Agent serves the Trussville, Alabama area as a renters insurance agent. The local office assists individuals and families with policies that protect personal belongings against theft, fire, and certain water damage. This includes liability coverage for accidents that may occur inside a rented home or apartment. It also handles additional living expenses paperwork if a rental unit becomes temporarily uninhabitable due to a covered event.
Chas Brown - State Farm Insurance Agent in Trussville, AL, provides comprehensive renters insurance policies that protect personal belongings and liability. The agency offers ongoing policy management and claims assistance to ensure clients remain covered as their needs change. Regular policy reviews help update coverage for new acquisitions or changes in living situations. Chas Brown’s office services a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
The Grogan Agency, Inc. serves homeowners, property managers, and tenants in the Trussville, AL area who require personal property and liability protection for their rented residences. As a renters insurance agent, it offers coverage options to safeguard belongings against common perils like fire, theft, and water damage. Clients can review policy limits and deductibles that fit their individual budgets. The agency also extends its services to neighboring communities such as Clay, AL within the greater Birmingham metro area.
Cindy Stuman: Allstate Insurance serves Trussville, Alabama, and the surrounding communities. The agency specializes in renters insurance, handling policies that protect personal belongings and provide liability coverage for tenants. Each client’s unique living situation and inventory is carefully assessed to determine appropriate coverage levels. For a typical job, the agency takes an organized, consultative approach by explaining policy options clearly and helping customers choose the right plan based on their specific needs.
Steve Frantz - State Farm Insurance Agent in Trussville, AL provides both one-time and recurring service options for renters insurance coverage. One-time is a single policy purchase, while recurring involves ongoing premium payments for continuous protection. Their coverage typically includes personal belongings, liability protection, and additional living expenses if the rental becomes uninhabitable. Service runs on a scheduled basis with policy renewal periods and as-needed for any updates or claims.
Nicki Kearley - State Farm Insurance Agent in Trussville, AL, offers renters insurance policies that protect personal belongings and provide liability coverage. The agency assists local tenants and homeowners in assessing the value of their possessions to select appropriate coverage limits. It also addresses common gaps, such as off-premises theft or protection for high-value items like electronics. During hurricane season, it helps renters understand flood exclusions and supplemental coverage options available for storm-related damage.
Huffstutler Insurance Group, Inc. assists clients in the Trussville area with securing necessary renters insurance policies. A standard plan from this agency typically covers personal belongings against theft, fire, and certain weather-related damage. The agent can also arrange optional liability protection for the policyholder's premises and coverage for high-value individual items like jewelry or electronics. This local office provides quotes and protection plans for those operating commercial properties, including offices, warehouses, and food service establishments.
When severe spring storms sweep through Trussville, protecting personal belongings becomes a pressing concern for local renters. Deerfoot Insurance Agency helps tenants secure coverage for their furniture, electronics, and clothing against various local weather events and unexpected mishaps. Their team explains how policies can also cover temporary living expenses if an apartment becomes uninhabitable. To begin, the agent will review a tenant’s current inventory of possessions and discuss common local risks like water damage from heavy rainfall before recommending an appropriate plan.
Cahaba Insurance Agency in Trussville, AL, provides residential renters insurance for tenants seeking coverage for personal property and liability protection within their leased homes or apartments. The agency also offers commercial coverage options for small business owners who need similar protection for rented workspaces. Services are extended to clients throughout Trussville and the surrounding greater Birmingham area. The team typically follows up after policy issuance to confirm understanding of terms and remains available for repeat service or adjustments between regular renewal visits.
ObamaCare Enrollment Center, in Trussville, AL, is a known address for renters insurance agent services. It assists local residents in securing coverage that protects personal belongings from common perils like theft, fire, or water damage, with policies that also include liability protection. The agency covers renters throughout the Trussville area. For those needing additional security, it offers an add-on for valuable items, such as jewelry or electronics.
What Does a a Renters Insurance Agent in Trussville Cost?
In Alabama renters insurance typically costs between 150 and 360 dollars per year for standard coverage. Policies in Trussville may be slightly lower due to lower crime rates compared to larger cities. Costs vary based on coverage limits deductible amount and your claims history. This is general information not insurance advice.
About renters insurance agents in Trussville
Renters insurance agents in Trussville Alabama help tenants protect personal property from theft fire or other losses. Alabama law does not require renters insurance but many landlords in the Birmingham metro area now ask for proof of coverage. An agent can explain how policy limits work and help you choose a plan that fits your budget.
Frequently Asked Questions
What does renters insurance cover in Trussville Alabama?
Renters insurance typically covers personal belongings like furniture electronics and clothing against perils such as fire theft and vandalism. It also includes liability protection if someone is injured in your rental unit. Flood and earthquake damage are usually not covered and require separate policies.
Is renters insurance required by law in Alabama?
No Alabama state law does not require renters insurance. However many landlords and property management companies in Trussville now include a lease clause requiring tenants to carry a minimum amount of liability coverage. An agent can help you meet these requirements.
How much does a renters insurance policy cost in Trussville?
The average renters insurance premium in Alabama ranges from 15 to 30 dollars per month for 30000 dollars of personal property coverage. Factors like your credit score location and deductible choice affect the final price. An agent can provide a personalized quote.