The top-rated renters insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 483 reviews. Other highly rated options include Tonya Baker-Turner - State Farm Insurance Agent, GoldenTrust Insurance Miami Gardens, Brightway Insurance, Miami Lakes. This directory lists 14 renters insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3489 NW 183rd St | (305) 925-9944 |
| 2 | Tonya Baker-Turner - State Farm Insurance Agent | 18300 NW 62nd Ave STE 330 | (305) 621-1515 |
| 3 | GoldenTrust Insurance Miami Gardens | 5663 NW 195th Dr | (305) 998-7133 |
| 4 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 5 | Univista Insurance | 4729 NW 183rd St | (305) 406-6708 |
| 6 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 7 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 8 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 9 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
| 10 | Insurance Exchange of America | 19868 NW 27th Ave | (305) 620-7555 |
As hurricane season approaches in Miami Gardens, securing renters insurance becomes a pressing priority for local residents living in apartment complexes or condos. Estrella Insurance provides straightforward guidance on essential renters coverage policies, helping tenants understand what their lease might require and what protects their personal belongings. The agency reviews specific building types common in the area, from high-rise towers to garden-style units. The process begins with a quick inspection of the renter’s unit and their personal property inventory to assess potential risks and tailor initial coverage appropriately.
Tonya Baker-Turner - State Farm Insurance Agent serves the Miami Gardens, Florida area by offering renters insurance policies to local residents. This agent works with clients to secure coverage for personal belongings against common perils like fire, theft, and water damage. Renters insurance from this office also typically includes liability protection for events that occur within a rented home or apartment. The agency assists customers in Miami Gardens with evaluating their personal property values and selecting appropriate deductible options for their rental insurance policy.
GoldenTrust Insurance Miami Gardens provides a full range of renters insurance agency services, including liability protection and personal property coverage. Its service plans focus on helping clients select policy limits that align with their specific household needs and ensuring all documentation is completed accurately for claims. The agency also offers periodic policy reviews to adjust coverage as renters acquire new belongings. GoldenTrust Insurance Miami Gardens services single-family homes, apartments, retail spaces, and restaurants.
Brightway Insurance, Miami Lakes serves homeowners, renters, and property managers seeking renters insurance in Miami Gardens, Florida. It helps clients protect personal belongings and liability risks through customized policy options. The agency assists with claims guidance and policy comparisons to match individual coverage needs. Coverage is designed for those living in apartments, condominiums, or single-family rental homes in the area. Along with Miami Gardens, it also serves clients requiring renters insurance in the Hialeah community and parts of northern Miami-Dade County.
Univista Insurance assists renters in Miami Gardens, Florida, in securing essential property coverage for personal belongings and liability protection. It offers optional add-ons such as increased coverage for high-value items like jewelry or electronics. Policies can also extend to cover temporary living expenses if a rental becomes uninhabitable. Univista Insurance provides these solutions for various commercial sectors, including office spaces, warehouses, and food service operations.
Del Toro Insurance provides renters insurance for residences in Miami Gardens, Florida, helping protect personal belongings and liability within apartments and homes. The agency also offers commercial coverage for local small business owners and professionals. Service extends throughout the Miami Gardens area and surrounding communities. Policyholders often return for annual policy reviews to adjust coverage limits or deductibles as their possessions or rental situations change, maintaining their protection between regular visits.
Gardens Insurance Inc serves Miami Gardens, Florida, and the surrounding communities, handling renters insurance policies for local residents. The company works with individuals to secure coverage that protects personal belongings and provides liability protection within rental properties. Each client’s living situation is reviewed to determine appropriate policy limits and deductibles. The typical job begins with an assessment of the renter’s specific needs, followed by a comparison of available coverage options tailored to their budget and property conditions.
Adavi Insurance Inc & Miami Gardens Multi Services Inc in Miami Gardens, Florida, is known for providing renters insurance policies that protect personal belongings and liability. The company serves local residents seeking coverage for apartments, condos, and rental homes in the community. It helps clients understand policy options and file claims when needed. For added security, the agency also offers an optional service for scheduling high-value items like jewelry or electronics.
For one-time needs, such as immediately securing proof for a landlord, Renew Insurance LLC offers a single policy document issued in short order. For ongoing coverage, a scheduled premium payment plan keeps a tenant’s personal property protected month to month. Their standard renters insurance covers personal belongings against common perils and often includes liability protection. Service here runs strictly on a scheduled or as-needed basis, tailored to each Miami Gardens renter’s preference.
Insurance Exchange of America serves Miami Gardens, Florida, as a Renters Insurance Agent. The agency helps residents secure policies that protect personal belongings against theft, fire, and water damage. It also assists tenants in understanding liability coverage for accidents occurring within a rented unit. Clients can obtain quotes tailored to their specific rental property needs. The business handles policy renewals and coverage adjustments for customers as their leases or possessions change.
What Does a a Renters Insurance Agent in Miami Gardens Cost?
In Florida renters insurance typically costs between 15 and 30 dollars per month for 15000 to 30000 dollars of personal property coverage. Miami Gardens rates may vary based on your location crime statistics and the deductible you choose. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your situation.
About renters insurance agents in Miami Gardens
Renters insurance agents in Miami Gardens help tenants protect their personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Miami Gardens require it in the lease. An agent can explain how Florida hurricane deductibles and sinkhole coverage may apply to your policy.
Frequently Asked Questions
What does a renters insurance agent in Miami Gardens do?
A renters insurance agent helps you find a policy that covers your personal belongings and liability. They can explain Florida specific coverages like windstorm damage and theft. Agents also help you file claims and adjust your coverage as needed.
Is renters insurance required by law in Miami Gardens Florida?
Florida state law does not require renters insurance. However many landlords and property managers in Miami Gardens require tenants to carry a renters insurance policy as part of the lease agreement. Check your lease for specific requirements.
How much personal property coverage do I need in Miami Gardens?
You should estimate the total value of your belongings including furniture electronics and clothing. A typical renters policy offers 15000 to 50000 dollars in personal property coverage. An agent can help you choose a limit that matches your needs.
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