The top-rated renters insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 365 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Coastal Claims Services, LLC, Stan Harrison - State Farm Insurance Agent. This directory lists 15 renters insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Coastal Claims Services, LLC | 2650 N Dixie Fwy | (386) 314-0074 |
| 4 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 5 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 6 | Tonya Tichnell - State Farm Insurance Agent | 155 Colony Park Rd | (386) 428-0979 |
| 7 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 8 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 9 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
| 10 | Allstate Insurance Agent: Norm Daniel Co. | 2236 FL-44 | (386) 426-6000 |
Berlin & Denys Insurance provides a full range of renters insurance services for property owners and tenants in New Smyrna Beach. The agent works to secure coverage for personal belongings and liability protection, offering ongoing policy reviews and claims assistance to ensure clients maintain proper protection as their needs change. Typical property types serviced include single-family homes, apartments, retail locations, and local restaurants.
Buddy Davenport - State Farm Insurance Agent serves New Smyrna Beach, FL, and the surrounding Volusia County area, offering renters insurance policies tailored to protect personal belongings and provide liability coverage. The agency helps tenants and landlords understand policy inclusions and exclusions to secure cost-effective protection for apartments, condos, and rental homes. Available services include personal property coverage for theft, fire, and water damage from plumbing issues, as well as optional identity theft protection and loss-of-use benefits.
Coastal Claims Services, LLC serves homeowners, businesses, and property managers in the New Smyrna Beach, FL area by offering renters insurance policies that protect personal belongings and provide liability coverage. Their agents assist clients in finding affordable plans to guard against common local risks like theft, fire, and water damage from sudden incidents. This agency also covers the greater Daytona Beach metro region and the nearby community of Port Orange.
Stan Harrison - State Farm Insurance Agent serves New Smyrna Beach and surrounding Volusia County communities with renters insurance coverage. It handles policies that protect personal belongings against risks like theft, fire, and water damage from plumbing issues. The office works with tenants to assess their specific liability needs and coverage limits for apartments or rental homes. To handle a typical job, it reviews the client’s inventory of valuables and walks through available policy options to match their budget and protection priorities.
Renters insurance agent services typically involve either a one-time policy setup or an ongoing annual renewal process, including periodic reviews of coverage limits and personal property schedules. Michaels Insurance Group in New Smyrna Beach, FL helps local tenants choose the appropriate protection for belongings and liability needs within their budget. The agent can customize a plan based on apartment size, location, and valuables. This service runs on an as-needed basis for new quotes or policy changes, plus a scheduled annual renewal review.
Tonya Tichnell - State Farm Insurance Agent offers renters insurance policies that protect personal belongings and provide liability coverage. Based in New Smyrna Beach, FL, she also assists with auto, life, and health insurance needs for local residents. Her agency helps tenants cover losses from theft, fire, or water damage, ensuring financial protection for valuables. Renting near the coast brings the added concern of hurricane season, and she can help secure coverage for temporary housing if a storm forces you to leave your home.
Residents of New Smyrna Beach often seek coverage against storm-related losses from hurricanes or severe thunderstorms, and Melanie Emanuel: Allstate Insurance offers renters insurance policies tailored to these common local risks. The agency provides tenants with financial protection for personal belongings and liability. To begin the process of securing appropriate property coverage for an apartment or rental house, the agent schedules an initial assessment on-site at the insured location.
Smith & Associates Insurance-New Smyrna Beach assists clients with binding renters insurance policies to protect personal belongings from unforeseen events. For an additional layer of coverage, it can arrange specialty add-ons such as liability protection and replacement cost endorsements. These policies are tailored for individuals living in apartments, condominiums, and single-family rentals throughout the local area. The agency also extends its services to commercial sectors, including apartments for offices, industrial warehouses, and food service establishments.
Mark Daniel Sr: Allstate Insurance provides residential renters insurance coverage for clients in New Smyrna Beach, Florida. Commercial renters insurance is also available, and the agency serves policyholders throughout the surrounding area. As a local agent, they assist customers with selecting appropriate policy limits and offer guidance on personal property protection. After a claim is filed or an annual policy review is completed, the agent can follow up proactively to address any changes in a renter’s circumstances before the next regular visit.
What Does a a Renters Insurance Agent in New Smyrna Beach Cost?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 20,000 dollars in personal property coverage. Policies with higher limits or additional liability protection may cost 30 to 50 dollars per month. Coastal areas like New Smyrna Beach may have slightly higher rates due to hurricane risk. This is general information and not insurance advice.
About renters insurance agents in New Smyrna Beach
Renters insurance agents in New Smyrna Beach help tenants protect their belongings and cover liability risks. Florida law does not require renters insurance, but many landlords in Volusia County now include it in lease agreements. A local agent can explain how windstorm and flood exclusions may affect your policy in this coastal area.
Frequently Asked Questions
What does renters insurance cover in New Smyrna Beach?
Standard renters insurance covers personal property loss from fire theft or vandalism. It also provides liability protection if someone is injured in your rental unit. Flood and windstorm damage are usually excluded and require separate policies in Florida.
How much renters insurance do I need in Florida?
Most agents recommend enough coverage to replace all your personal belongings. A common minimum is 20,000 dollars for property and 100,000 dollars for liability. Your agent can help you calculate the value of your electronics furniture and clothing.
Can a landlord require renters insurance in New Smyrna Beach?
Yes Florida law allows landlords to require renters insurance as a condition of the lease. Many property managers in New Smyrna Beach now make it mandatory. Your agent can provide proof of insurance to include in your rental application.
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