The top-rated renters insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,323 reviews. Other highly rated options include Rodrigo Planter - State Farm Insurance Agent, Mercado Insurance Agency North Miami, Del Toro Insurance. This directory lists 13 renters insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Rodrigo Planter - State Farm Insurance Agent | 2018 NE 164th St | (305) 705-2559 |
| 3 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 4 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 5 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 6 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 7 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 8 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 9 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 10 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
Estrella Insurance in North Miami Beach provides renters insurance, offering specialty coverage for personal property, liability protection, and additional living expenses during displacement. It works with tenants throughout the area to secure policies that address everyday risks like theft, fire damage, and water-related incidents from burst pipes or appliance leaks. The agency helps clients assess coverage limits for electronics, furniture, and valuables to match their specific leasehold needs. During the active hurricane season in Florida, it assists renters in obtaining windstorm and flood coverage extensions to safeguard belongings from storm-related losses.
Rodrigo Planter - State Farm Insurance Agent serves North Miami Beach, Florida, and the surrounding Miami-Dade County area. This agency provides renters insurance policies designed to protect personal belongings and liability for local residents living in apartments, condominiums, and homes. Their services help tenants cover potential losses from theft, fire, and water damage to personal property. The agency also assists clients with policies that include loss-of-use coverage if a rental becomes temporarily uninhabitable due to a covered event.
Serving renters and property managers in North Miami Beach, Florida, Mercado Insurance Agency North Miami provides renters insurance policies that cover personal belongings and liability protection. It assists clients in securing coverage against common risks like theft, fire, and water damage. The agency guides customers through policy options to match their budget and rental agreements. It also extends its services to residents and landlords in the nearby Aventura area.
As hurricane season approaches in South Florida, securing a renter's policy becomes a pressing concern for many in North Miami Beach. Del Toro Insurance helps tenants protect their personal belongings and secure liability coverage against common local risks like storm damage or unexpected accidents. The agency provides guidance on selecting coverage that fits individual lease agreements and budgets. Residents appreciate a straightforward approach to insurance planning. An initial consultation typically reviews your personal property inventory and assesses your residence's specific exposure points before finalizing any policy details.
Based in North Miami Beach, Florida, Skylake Insurance provides comprehensive renters insurance agent services, helping clients secure coverage for personal property and liability. The company handles policy selection, documentation, and claims assistance for its customers. Ongoing support includes policy reviews to adjust coverage based on changing needs or inventory. This agency serves various property types, including single-family homes, apartments, retail spaces, and local restaurants.
Michelle Priestman Desjardins: Allstate Insurance serves North Miami Beach, Florida, and the surrounding South Florida communities. The agency specializes in helping local residents obtain renters insurance policies that cover personal belongings and provide liability protection. For each client, a typical job begins with a thorough review of the renter’s possessions and living situation to determine appropriate coverage levels. The agency then outlines available policy options, explaining deductibles and personal property limits clearly before tailoring a plan to meet the specific needs of the household.
Univista Insurance assists North Miami Beach residents in securing essential coverage for personal belongings and liability protection. The agency specializes in adding endorsements for high-value items like electronics and jewelry. Policies also protect against common perils such as theft, fire, and water damage from plumbing failures. Local clients benefit from guidance on meeting landlord requirements for lease agreements. The company can help secure policies for individuals working in offices, warehouses, and food service establishments, tailoring coverage to each commercial sector’s unique inventory and operational risks.
Assure-Us The Insurance Agency in North Miami Beach, FL distinguishes between a one-time renters insurance policy for a single lease term and recurring coverage that renews automatically. Their policies primarily protect a tenant’s personal belongings against theft, fire, and certain water damage, while also offering liability protection if someone is injured inside the rented unit. Services are available on either a one-time basis for short-term rentals or on an as-needed schedule for tenants requiring flexible, year-to-year renewals.
Ma-Cuervo Insurance Group specializes in renters insurance policies that protect personal belongings and provide liability coverage for residents in North Miami Beach, FL. The agency also works to match clients with appropriate coverage options that fit individual living situations and budget requirements. It regularly assists renters with understanding policy details, including deductibles and claims processes. During the active hurricane season, the agency helps clients evaluate wind and flood damage protections to ensure their rental property and possessions remain secure.
AllStar Direct Insurance & Financial Services provides renters insurance coverage for residential properties in North Miami Beach, Florida. The agency also offers commercial insurance policies to serve local businesses in the surrounding area. Their agents guide clients through policy options to protect personal belongings and provide liability coverage. This service helps renters meet lease requirements while securing financial peace of mind. Between regular visits, clients can easily follow up or arrange repeat coverage adjustments through the agency.
What Does a a Renters Insurance Agent in North Miami Beach Cost?
In Florida, renters insurance typically costs between $15 and $30 per month for standard coverage of $15,000 to $30,000 in personal property. Policies in North Miami Beach may cost slightly more due to higher theft and hurricane risks. Actual premiums depend on your coverage limits, deductible, and claims history. This is general information and not insurance advice.
About renters insurance agents in North Miami Beach
Renters insurance agents in North Miami Beach help tenants protect their personal property and cover liability risks. Florida law does not require renters insurance, but many landlords in North Miami Beach now include it in lease agreements. An agent can explain how local risks like hurricanes and theft affect your policy options.
Frequently Asked Questions
Is renters insurance required by law in North Miami Beach Florida?
Florida state law does not require renters insurance. However, many landlords in North Miami Beach require tenants to carry a policy as part of the lease. Check your lease agreement for specific requirements.
What does a renters insurance agent in North Miami Beach help with?
An agent helps you choose a policy that covers your personal belongings, liability, and additional living expenses. They can also advise on flood or windstorm coverage, which may be needed in South Florida due to hurricane risks.
How quickly can I get renters insurance in North Miami Beach?
Most policies can be activated within 24 hours after you speak with an agent. Some insurers offer same-day coverage if you apply online. You will need to provide your address and an inventory of high-value items.
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