The top-rated renters insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance. This directory lists 18 renters insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amber Smith - GEICO Insurance Agent | 620 Malabar Rd SE Suite 8 | (321) 327-6022 |
| 2 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 3 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 4 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 5 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 6 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 7 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 8 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 9 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 10 | Direct Auto Insurance | 4700 Babcock St NE B | (321) 757-9100 |
Amber Smith - GEICO Insurance Agent serves the Palm Bay, Florida area, offering renters insurance policies designed to protect personal belongings against theft, fire, and water damage. Agents in Central Brevard County typically help residents select coverage limits that match their apartment or home rental needs. Liability protection for accidents occurring inside the rented dwelling is another standard component of these plans. Customers can bundle this policy with existing auto coverage for potential discounts. Policy management and claims filing are key services handled locally.
Jeff Thummel - State Farm Insurance Agent in Palm Bay, FL, provides renters insurance services that help protect personal belongings against theft and damage. Coverage options are available to fit different living situations, with policies that can be customized for individual needs. Regular policy reviews ensure that customers have appropriate protection for their current lifestyle. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving Palm Bay and the surrounding communities of Brevard County, Ryan Hill - State Farm Insurance Agent covers all standard renters insurance needs, including personal property protection and liability coverage. It also assists clients in understanding how to safeguard their belongings against common local risks like storms or theft. For a typical job, the agent works closely with each renter to review their specific possessions and lifestyle, then customizes a policy that provides appropriate coverage without unnecessary extras.
Space Coast Family Insurance in Palm Bay, FL helps clients choose between a one-time policy for short-term rental situations or an ongoing annual plan that automatically renews. Coverage typically protects personal belongings against theft, fire, and water damage, along with liability if a guest is injured inside the rented property. Policies can also cover additional living expenses if the residence becomes temporarily uninhabitable. Service runs on a scheduled basis each policy term, with as-needed adjustments handled directly through the agent.
Serving homeowners, property managers, and tenants across central and south Brevard County, Patriot Growth Insurance Service, LLC offers personal property and liability coverage tailored for renters in Palm Bay, FL. As a local renters insurance agent, the company guides clients through policy options to protect belongings against theft, fire, and other common perils. Its services extend to neighboring communities such as Melbourne, West Melbourne, and the surrounding areas of the Palm Bay metro region.
Joe Raley - State Farm Insurance Agent in Palm Bay, FL, offers specialty services tailored to personal property protection and liability coverage for renters. The agency also handles general insurance needs, including policy reviews and claims assistance for local residents. A seasonal concern it commonly helps with is hurricane season, when renters may require updated inventory assessments and windstorm coverage adjustments to safeguard their belongings.
As hurricane season approaches in Palm Bay, local residents often review their coverage for potential storm damage. Weston Johnson - State Farm Insurance Agent helps renters secure policies that protect personal belongings and provide liability coverage against unexpected events common to the Florida coast. The agency guides clients through policy options tailored to the needs of apartment dwellers and homeowners who lease. A typical initial assessment begins with a personal consultation to inventory valuables and discuss deductible preferences.
Sarpoolaki Insurance Center, LLC in Palm Bay, Florida works with individuals to secure essential personal property coverage and liability protection through tailored renters insurance policies. The agency can assist clients in adding specialty endorsements for high-value items such as jewelry, electronics, or musical instruments during the policy setup process. Furthermore, this renter insurance agent serves commercial sectors including professional offices, warehouses, and food service operations by advising on appropriate coverage limits for business-related personal property.
GreatFlorida Insurance: Sabrina Lee provides residential renters insurance solutions for properties in Palm Bay, Florida. The agency also offers commercial coverage for local businesses in the surrounding area. Policies are designed to safeguard personal belongings and provide liability protection. Their team assists clients with selecting appropriate coverage options based on individual needs. Follow-up appointments are arranged to update policies as circumstances change, ensuring consistent protection between regular visits.
When choosing renters insurance, customers can decide between a one-time policy placement or a scheduled, ongoing coverage plan. Direct Auto Insurance in Palm Bay, Florida, offers policies that protect personal belongings against common perils such as theft, fire, and water damage from plumbing failures. These same policies also cover personal liability if someone is injured inside a rented home or apartment. This service operates primarily on a scheduled, recurring basis, ensuring the policyholder maintains continuous protection without the need to request coverage before each renewal period.
What Does a a Renters Insurance Agent in Palm Bay Cost?
In Florida renters insurance typically ranges from 15 to 30 dollars per month for standard coverage. Policies with higher limits or added windstorm protection may cost 40 to 60 dollars per month. Costs vary based on your property value, deductible choice, and specific Palm Bay flood zone. This is general information and not insurance advice.
About renters insurance agents in Palm Bay
Renters insurance agents in Palm Bay Florida help tenants protect personal property and liability. Florida law does not require renters insurance but many landlords in Brevard County now include it in lease agreements. An agent can explain how Florida hurricane deductibles and flood exclusions affect your policy.
Frequently Asked Questions
What does a renters insurance agent in Palm Bay do?
A renters insurance agent helps you choose a policy that covers personal belongings and liability. They can also explain how Florida specific risks like sinkholes and hurricanes are handled. Agents compare quotes from multiple insurers to find a suitable plan.
Is renters insurance required by law in Palm Bay Florida?
No, Florida state law does not require renters insurance. However many landlords in Palm Bay now require tenants to carry a policy as part of the lease agreement. Always check your lease for insurance requirements.
How much does renters insurance cost in Palm Bay Florida?
Typical renters insurance in Florida costs between 15 and 30 dollars per month for 15,000 to 30,000 dollars of personal property coverage. Premiums can be higher near the coast due to hurricane risk. Actual cost depends on your coverage limits, deductible, and location.
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