The top-rated renters insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Brightway Insurance, The Harrington Agency. This directory lists 19 renters insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 4 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 5 | Gregg Schindler - State Farm Insurance Agent | 2138 US-19 ALT #2-A | (727) 238-8800 |
| 6 | Pam Leonard-Williams - State Farm Insurance Agent | 1410 US-19 ALT C | (727) 785-0413 |
| 7 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 8 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 9 | Michael Tow: Allstate Insurance | 33920 US Hwy 19 N Ste 285 | (727) 789-3024 |
| 10 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
Coleman Insurance Agency serves Palm Harbor and surrounding Pinellas County, Florida, by providing renters insurance policies designed to protect tenants’ personal belongings. Renters insurance typically covers losses from fire, theft, and certain weather events that might damage household items. The agency helps individuals and families select coverage amounts that match their living situation and budget. A policy often includes personal liability protection, offering financial security if a guest is injured in the rented home. Claim filing assistance is handled for renters needing quick resolution after an incident.
Reliant Insurance Services in Palm Harbor, Florida provides renters insurance policies to protect personal belongings and liability. It can assist clients in selecting coverage limits suited to their individual needs and helps with filing claims when unexpected incidents occur. The agent also explains common policy exclusions and assists with policy adjustments during lease renewals or moves. Its services are available for clients residing in single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and property managers throughout Palm Harbor, this agency helps local residents and landlords secure appropriate renters insurance coverage. Policies typically protect personal belongings against theft, fire, and water damage while also providing liability protection. The team works closely with clients to explain coverage options and deductibles clearly. Lizette Cochran - State Farm Insurance Agent frequently assists clients within Palm Harbor and also extends its renters insurance services to neighboring communities in the Clearwater metro area.
Brightway Insurance, The Harrington Agency serves Palm Harbor, Florida, and the surrounding communities throughout northern Pinellas County. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. The agency focuses on explaining coverage options clearly so each policy aligns with a renter’s specific living situation and budget. To handle a typical job, it reviews the client’s current inventory of possessions and rental terms, then recommends a suitable policy from available carriers to meet those needs.
Gregg Schindler - State Farm Insurance Agent in Palm Harbor, FL helps clients distinguish between a one-time liability-only renter policy and a recurring comprehensive plan that includes personal property replacement. Coverage typically protects against fire, theft, and water damage, with options for loss-of-use reimbursement. The agent guides customers through deductibles and policy limits to match individual needs or landlord requirements. Service is available on an as-needed basis for new policies, policy reviews, or claim questions.
As a renters insurance agent in Palm Harbor, FL, Pam Leonard-Williams - State Farm Insurance Agent specializes in helping tenants safeguard personal belongings and cover liability risks. She also assists clients with general insurance needs, including auto and life policies. Protecting against losses from theft, fire, and accidental property damage is central to her work. This is especially helpful for renters during hurricane season, when storm-related flooding and wind damage pose a frequent threat to personal property.
As the busy storm season brings heavy rains and gusty winds to Palm Harbor, renters often find themselves reassessing their coverage needs. Hawk Insurance Group provides plain-language guidance through these decisions, explaining how actual cash value differs from replacement cost for personal belongings. The agency also walks clients through the added protections an umbrella policy can offer once basic renters coverage is in place. A typical first appointment includes a walk-through of the rental unit to catalog major items and identify potential liability risks for the policyholder.
Michael Tow: Allstate Insurance in Palm Harbor, FL provides residential renters insurance policies to protect personal belongings and liability for local apartment dwellers and homeowners renting property. Commercial coverage is also available for small businesses securing inventory or rented office spaces in Palm Harbor and surrounding Pinellas County communities. Agents work with clients to explain coverage limits and deductibles for personal property claims. They encourage follow-up service between regular policy reviews to update coverage after major purchases or life changes.
Mark Gianeskis - State Farm Insurance Agent in Palm Harbor, FL, helps customers protect their personal belongings and liability through renters insurance policies. This agency can assist with adding specialty coverages such as water backup of sewer or drain protection and identity theft restoration services for tenants. They serve renters in various commercial sectors, including offices, warehouses, and food service establishments requiring property coverage for their leased spaces.
What Does a a Renters Insurance Agent in Palm Harbor Cost?
Typical renters insurance in Florida costs between 15 and 30 dollars per month for 15,000 dollars in personal property coverage. Policies in Palm Harbor may be slightly higher due to flood and hurricane risk. Actual cost depends on coverage amount deductible and your claims history. This is general information not insurance advice.
About renters insurance agents in Palm Harbor
Renters insurance agents in Palm Harbor Florida help tenants protect personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Palm Harbor now mandate it in lease agreements. An agent can explain local flood risks and help you choose a policy that meets your needs.
Frequently Asked Questions
Is renters insurance required by law in Palm Harbor Florida?
No state law requires renters insurance in Florida. However many landlords in Palm Harbor include a clause in the lease that requires tenants to carry a renters policy. Check your lease agreement for specific requirements.
What does a renters insurance agent in Palm Harbor do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage limits for personal property and liability. They also advise on additional endorsements for flood or hurricane damage which are common in Florida.
How long does it take to get a renters insurance policy in Florida?
Most renters insurance policies in Florida can be issued within one business day. Some agents can bind coverage immediately online or over the phone. You will need to provide your address and details about your personal property.
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