The top-rated renters insurance agent in Palmetto Bay, Florida is Univista Insurance, rated 4.9 stars across 1,521 reviews. Other highly rated options include Jorge Milanes - GEICO Insurance Agent, GreatFlorida Insurance: Tamara Mourino, Estrella Insurance. This directory lists 15 renters insurance agents serving Palmetto Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 17605 S Dixie Hwy | (305) 507-9638 |
| 2 | Jorge Milanes - GEICO Insurance Agent | 17031 S Dixie Hwy | (305) 421-8000 |
| 3 | GreatFlorida Insurance: Tamara Mourino | 9811 Wayne Ave | (305) 256-0616 |
| 4 | Estrella Insurance | 18071 S Dixie Hwy | (305) 255-2985 |
| 5 | Freeway Insurance | 16935 S Dixie Hwy | (305) 916-7641 |
| 6 | Del Toro Insurance | 13843 S Dixie Hwy | (305) 831-2505 |
| 7 | Steve Myers - State Farm Insurance Agent | 9004 SW 152nd St | (305) 253-5800 |
| 8 | Sebanda Insurance | 17595 S Dixie Hwy | (305) 817-4392 |
| 9 | Grabowski-Scheller Agency: Allstate Insurance | 9000 SW 152nd St Ste 103 | (888) 776-7805 |
| 10 | D Insurance Group | 9555 SW 175th Terrace Suite 224 | (305) 882-9358 |
Univista Insurance serves Palmetto Bay and the surrounding South Florida communities, handling personal property protection through renters insurance policies. It works with clients to secure coverage for belongings against common perils like theft, fire, and water damage. The agency explains policy options clearly, focusing on liability protection and temporary housing costs if a rental becomes uninhabitable. For a typical job, it reviews a client’s inventory and lease requirements, then presents tailored coverage limits that meet both budget and landlord mandates.
Jorge Milanes - GEICO Insurance Agent serves renters in Palmetto Bay, FL, and the surrounding Miami-Dade County area. This agency specializes in helping tenants protect personal belongings and liability risks under a standard renters insurance policy. Customers can obtain coverage for theft, fire damage, and water damage from burst pipes. The office also assists with bundling renters insurance with existing auto insurance policies for potential savings.
GreatFlorida Insurance: Tamara Mourino provides renters insurance agent services throughout the Palmetto Bay area, assisting clients in selecting policies that cover personal belongings and liability protection. The agency works with customers to understand coverage options and maintain their plans through renewals and policy updates. This service extends to various properties, including single-family homes, apartments, retail spaces, and restaurants.
Estrella Insurance provides renters insurance options in Palmetto Bay, Florida, distinguishing between one-time policy purchases for immediate coverage and recurring policy plans for ongoing protection against personal property loss and liability claims. Coverage typically safeguards belongings from theft, fire, and certain weather events, while also addressing temporary living costs if a rental becomes uninhabitable. Assistance is available on a one-time, scheduled, or as-needed basis to accommodate client renewals, new move-ins, or coverage adjustments.
Freeway Insurance offers specialized renters insurance services in Palmetto Bay, Florida, including coverage for personal property, liability protection, and additional living expenses. It serves local renters by helping them secure policies that safeguard belongings from common perils such as theft and water damage. This agent assists residents in navigating coverage options suited for coastal living. During hurricane season, it helps tenants review their policies to ensure adequate protection against windstorm and flood-related losses.
South Florida’s rainy season brings increased flood risks that can threaten a tenant’s personal belongings. Del Toro Insurance in Palmetto Bay helps renters secure coverage against water damage, theft, and liability claims common in the area. As a Renters Insurance Agent, the company guides clients through policy options that comply with local landlord requirements while protecting furniture and electronics. An initial consultation typically involves reviewing a renter’s current inventory and lease terms to determine appropriate coverage limits before submitting a binding quote for immediate inspection.
Serving homeowners, renters, and property managers in Palmetto Bay, this agency provides renters insurance policies that safeguard personal belongings and offer liability protection. Policies typically cover theft, fire damage, and temporary living costs if a residence becomes uninhabitable. Steve Myers - State Farm Insurance Agent helps clients assess their coverage needs and choose appropriate deductibles. The agency also extends its services to residents in the neighboring community of Cutler Bay and surrounding parts of southern Miami-Dade County.
Sebanda Insurance serves Palmetto Bay and the surrounding South Florida communities, handling renters insurance policies for tenants in apartments and homes. It helps clients protect personal belongings against common risks like theft or water damage. The agency works to explain standard coverage options, including personal liability protection and additional living expenses. For a typical job, it reviews the renter’s specific needs and property details before matching them with a suitable plan from the available policy options.
Grabowski-Scheller Agency, an Allstate Insurance office in Palmetto Bay, Florida, helps clients select renters insurance policies that cover personal belongings and liability. Standard plans can be enhanced with scheduled personal property coverage for high-value items such as jewelry or electronics. The agency specializes in protecting tenants against common local risks including theft and water damage. It assists a range of commercial clients, including those operating offices, warehouses, and food service establishments.
What Does a a Renters Insurance Agent in Palmetto Bay Cost?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 10,000 to 30,000 dollars in personal property coverage. Premiums in Palmetto Bay may be slightly higher due to hurricane and flood risks. Actual costs depend on your coverage limits, deductible, and claims history. This is general information and not insurance advice.
About renters insurance agents in Palmetto Bay
Renters insurance agents in Palmetto Bay Florida help tenants protect their personal property and cover liability risks. Florida law does not require renters insurance but many landlords in Miami-Dade County now ask for proof of coverage. Agents can explain how local weather risks like hurricanes affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Palmetto Bay do?
A renters insurance agent helps you find a policy that covers your personal belongings and provides liability protection. They explain Florida-specific coverage such as windstorm or flood damage which is not always included. Agents also assist with filing claims and adjusting coverage limits.
Is renters insurance required in Palmetto Bay Florida?
Florida state law does not require renters insurance. However many landlords and property management companies in Palmetto Bay now include a requirement in the lease agreement. An agent can help you meet that requirement while getting proper coverage.
How do Florida laws affect renters insurance claims?
Florida has a statute of limitations of five years for filing a lawsuit on a written insurance contract. Claims must be reported promptly to the insurer. An agent can guide you on deadlines and help you understand your policy terms under Florida law.
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