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Find Renters Insurance Agents Near You in St Cloud, FL

Browse renters insurance agents serving St Cloud, Florida. Updated 2026-07-14.

The top-rated renters insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving St Cloud.

Showing 21 renters insurance agents in St Cloud, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance521 13th St(407) 964-1787
2MM Insurance Pro1207 Michigan Ave(407) 908-7474
3Client Care Insurance2001 Hickory Tree Rd(407) 574-5599
4Dolly Clements Garcia - State Farm Insurance Agent1101 New York Ave(407) 556-3203
5Ford Insurance113 E 13th St(407) 847-5892
6Kayla Milstead - State Farm Insurance Agent1348 S Narcoossee Rd #105(407) 203-1003
7Amsley Insurance Services1617 13th St(407) 892-9645
8Advantage Insurance Advisors - St. Cloud910 13th St(321) 945-8153
9GreatFlorida Insurance: Tony Busby1417 Hamlin Ave UNIT G(407) 270-8220
10Barakat Insurance Agency2722 13th St(407) 705-3877
UI
521 13th St
Univista Insurance
Renters Insurance Agent · St Cloud, FL

Univista Insurance offers both one-time policies for short-term needs and scheduled annual coverage for ongoing renter protection. As a Renters Insurance Agent serving the St Cloud, Florida area, the company helps tenants secure policies that typically cover personal belongings, liability protection, and additional living expenses if a rented home becomes uninhabitable. Understanding the difference between replacement cost and actual cash value coverage helps renters choose suitable protection. Service operates on a scheduled basis through annual renewals or as-needed when renters seek coverage adjustments.

MI
1207 Michigan Ave
MM Insurance Pro
Renters Insurance Agent · St Cloud, FL

MM Insurance Pro serves the St Cloud, Florida area as a renters insurance agent. The company helps tenants and property renters find policies that protect personal belongings from common events like theft and fire damage. It also advises clients on liability coverage to guard against accidents occurring inside a rented residence. MM Insurance Pro specifically handles renters insurance applications and assists with filing claims for damaged possessions.

CC
2001 Hickory Tree Rd
Client Care Insurance
Renters Insurance Agent · St Cloud, FL

Client Care Insurance provides renters insurance policies for tenants in St Cloud, Florida, offering coverage for personal property and liability protection. Its service plans include policy consultations to explain coverage options and annual reviews to adjust limits for changing needs. Clients can file claims directly with their carrier after a loss. The company services single-family homes, apartments, retail spaces, and restaurants.

DC
1101 New York Ave
Dolly Clements Garcia - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, FL

Serving homeowners, renters, and property managers throughout the St Cloud, FL area, this agency provides comprehensive renters insurance policies tailored to protect personal belongings and liability. It also offers guidance on coverage options for apartments, condominiums, and single-family rentals. The agency helps clients understand how a policy can cover theft, fire, and water damage. Alongside local customers, it also serves residents in the greater Orlando metropolitan region.

FI
113 E 13th St
Ford Insurance
Renters Insurance Agent · St Cloud, FL

Ford Insurance serves renters in St. Cloud and surrounding central Florida communities, handling coverage for personal property within apartments, condos, and rental homes. The agency assists clients in understanding how their lease affects liability protection while securing policies that address local weather concerns such as wind and flood damage. Each rental scenario is approached by first assessing the tenant's belongings value and daily exposure to common risks before recommending suitable policy limits.

KM
1348 S Narcoossee Rd #105
Kayla Milstead - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, FL

Kayla Milstead - State Farm Insurance Agent in St Cloud, FL provides renters insurance with both one-time policy options for single-item coverage and recurring service plans for ongoing protection. Comprehensive coverage insures personal belongings, liability, and additional living expenses if a rental becomes uninhabitable due to a covered loss such as fire, theft, or water damage. Renters insurance work in this area also safeguards against common risks like guest injuries and vandalism. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s lease terms and renewal preferences.

AI
1617 13th St
Amsley Insurance Services
Renters Insurance Agent · St Cloud, FL

As a renters insurance agent in St. Cloud, FL, Amsley Insurance Services specializes in helping tenants protect personal belongings from theft, fire, and water damage. Its general service work includes tailoring coverage limits to match individual rental unit sizes and values. The company also advises policyholders on liability protections for common incidents involving guests. This is particularly useful during Florida’s summer storm season, when heavy rains often cause unexpected leaks and flood losses that tenants must claim.

AI
910 13th St
Advantage Insurance Advisors - St. Cloud
Renters Insurance Agent · St Cloud, FL

Advantage Insurance Advisors - St. Cloud assists clients in securing renters insurance policies that protect personal property and provide liability coverage. They focus on customizing policies to include specialty add-ons such as coverage for high-value items or identity theft protection. Their services are available to individuals living in apartments, condominiums, and single-family rental homes. For commercial clients, the agency can arrange appropriate renters coverage for offices, warehouses, and food service establishments.

GI
1417 Hamlin Ave UNIT G
GreatFlorida Insurance: Tony Busby
Renters Insurance Agent · St Cloud, FL

As central Florida’s rainy season arrives each summer, local residents in St. Cloud become more aware of protecting their belongings from potential water damage. GreatFlorida Insurance: Tony Busby offers renters insurance policies designed for such seasonal risks. The agency helps tenants secure coverage that addresses personal property losses and temporary housing needs. Clients typically begin by scheduling a brief in-home consultation, during which the agent reviews existing belongings and explains policy options that suit their specific rental situation.

BI
2722 13th St
Barakat Insurance Agency
Renters Insurance Agent · St Cloud, FL

Barakat Insurance Agency provides residential renters insurance services in St Cloud, Florida. The agency also handles commercial coverage options for local businesses within the surrounding area. Each policy is tailored to protect personal belongings and provide liability coverage. Agents explain different deductible levels and coverage limits during the initial consultation. After a policy is secured, they follow up with clients to review any changes in coverage needs. This ensures account details remain current between regular, scheduled service visits.

BI
2722 13th St
Barakat Insurance Agency
Renters Insurance Agent · St Cloud, FL
(407) 705-3877
barakatinsurance.com
CC
3415 Perching Rd
Central Care Insurance
Renters Insurance Agent · St Cloud, FL
(833) 339-6434
centralcareinsurance.com
AI
123 E 13th St
Ashton Insurance Agency LLC
Renters Insurance Agent · St Cloud, FL
(407) 498-4477
theashtoninsuranceagency.com
AW
523 13th St
Ann Werning - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, FL
(407) 593-1080
annwerning.com
MP
2015 13th St
Marcus Polk: Allstate Insurance
Renters Insurance Agent · St Cloud, FL
(407) 891-7681
agents.allstate.com/marcus-polk-saint-cloud-fl.html
BI
1451 E Irlo Bronson Memorial Hwy
Brightway Insurance, The Sterner Agency
Renters Insurance Agent · St Cloud, FL
(407) 891-9361
brightway.com/agencies/FL/St-Cloud/0025
GL
3425 13th St
Green Light Insurance Agency
Renters Insurance Agent · St Cloud, FL
(321) 766-4691
greenlightinsuranceagency.com
ND
1102 New York Ave
Newman Debra
Renters Insurance Agent · St Cloud, FL
(407) 892-6300
SC
St Cloud, FL 34769
St.Cloud Insurance
Renters Insurance Agent · St Cloud, FL
RP
Bass Hwy
Ryan P Ross Insurance
Renters Insurance Agent · St Cloud, FL
(239) 289-9839
ryanpross.com
KI
1312 Illinois Ave Suite H
Kocher Insurance, LLC
Renters Insurance Agent · St Cloud, FL
(407) 957-1918
kocherinsurancellc.com

What Does a a Renters Insurance Agent in St Cloud Cost?

Renters insurance in St Cloud Florida usually costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Adding hurricane wind coverage or flood insurance can raise the cost by 10 to 20 dollars per month. Actual prices depend on your location, credit score, and claims history. This is general information, not insurance advice.

About renters insurance agents in St Cloud

A renters insurance agent in St Cloud Florida helps you find a policy that covers your personal property and liability. Florida law does not require renters insurance, but many landlords in St Cloud now ask for proof of coverage. An agent can explain how Florida hurricane deductibles and flood exclusions affect your policy.

Frequently Asked Questions

Do I need renters insurance in St Cloud Florida?

Florida law does not require renters insurance. However, your landlord can require it in your lease. Many St Cloud landlords now ask for a minimum of 100,000 dollars in liability coverage.

What does a renters insurance agent do in St Cloud?

An agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and Florida-specific risks like sinkholes and hurricanes. They also help you file a claim if needed.

How much does renters insurance cost in St Cloud Florida?

Typical renters insurance in St Cloud costs between 15 and 30 dollars per month. The price depends on your coverage amount, deductible, and whether you add flood or hurricane wind coverage. This is general information, not insurance advice.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.