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Find Renters Insurance Agents in Winter Haven, FL

Directory of renters insurance agents in Winter Haven, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 renters insurance agents in Winter Haven, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274 robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134 teambarfield.com
Jessica Cruz Phung - State Farm Insurance Agent
1102 Cypress Gardens Blvd Unit G, Winter Haven, FL 33884
(863) 269-0066 myflsfagent.com
Acceptance Insurance
910 Havendale Blvd NW #134, Winter Haven, FL 33881
(863) 733-7006 locations.acceptance.com
Freeway Insurance
1136 6th St NW, Winter Haven, FL 33881
(863) 733-7003 locations.freeway.com
Barfield Insurance & Financial Services Inc.
110 Spirit Lake Rd Unit 5, Winter Haven, FL 33880
(863) 293-5400 insurewithbarfield.com
Karen Bryan - State Farm Insurance Agent
391 Ave A SW, Winter Haven, FL 33880
(863) 268-2800 choosekaren.com
Joseph Bullington: Allstate Insurance
1900 Havendale Blvd NW ste c, Winter Haven, FL 33881
(863) 299-6449 agents.allstate.com
Rob Geraghty - State Farm Insurance Agent
6996 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 877-0672 insurerob.com
Ryan Gunkel - GEICO Insurance Agent
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700 geico.com
Zinsmeister - Your Home, Boat & Auto Insurance Agency
1211 6th St SE, Winter Haven, FL 33880
(863) 294-1034 zinsmeisterinsurance.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600 winterhaven.greatflorida.com
Dan Mann - State Farm Insurance Agent
6380 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 318-8881 danmanninsurance.com
Lacy McClintock - State Farm Insurance Agent
600 3rd St SW, Winter Haven, FL 33880
(863) 294-3580 teamlacy.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990 clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885 cypressinsuranceonline.com
L.B. Yates - State Farm Insurance Agent
5405 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 324-2411 lbyates.com
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330 dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111 cminsure.com

Renters insurance agents in Winter Haven Florida help tenants protect their personal property and cover liability. Florida law does not require renters insurance but many landlords now ask for proof of coverage. A local agent can explain how Florida hurricane deductibles and water damage exclusions apply to your policy.

What Does a Renters Insurance Agent in Winter Haven Cost?

Renters insurance in Winter Haven Florida usually ranges from 150 to 360 dollars per year for standard coverage. Policies with higher limits or added endorsements like flood or hurricane coverage cost more. Your premium also depends on your credit score claims history and the security features of your building. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Winter Haven do?
A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They can explain Florida specific rules like sinkhole coverage and hurricane deductibles. The agent also helps you file claims and adjust your coverage as needed.
Is renters insurance required in Winter Haven Florida?
Florida state law does not require renters insurance. However many landlords in Winter Haven now require tenants to carry a policy as part of the lease agreement. An agent can help you meet your landlords requirements.
How much does renters insurance cost in Winter Haven?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Your exact rate depends on your location the value of your belongings and your chosen deductible. An agent can give you a specific quote.