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Directory of renters insurance agents in Winter Haven, Florida. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 renters insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274
robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134
teambarfield.com
Jessica Cruz Phung - State Farm Insurance Agent
1102 Cypress Gardens Blvd Unit G, Winter Haven, FL 33884
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700
geico.com
Zinsmeister - Your Home, Boat & Auto Insurance Agency
1211 6th St SE, Winter Haven, FL 33880
(863) 294-1034
zinsmeisterinsurance.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600
winterhaven.greatflorida.com
Dan Mann - State Farm Insurance Agent
6380 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 318-8881
danmanninsurance.com
Lacy McClintock - State Farm Insurance Agent
600 3rd St SW, Winter Haven, FL 33880
(863) 294-3580
teamlacy.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990
clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885
cypressinsuranceonline.com
L.B. Yates - State Farm Insurance Agent
5405 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 324-2411
lbyates.com
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330
dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111
cminsure.com
Renters insurance agents in Winter Haven Florida help tenants protect their personal property and cover liability. Florida law does not require renters insurance but many landlords now ask for proof of coverage. A local agent can explain how Florida hurricane deductibles and water damage exclusions apply to your policy.
What Does a Renters Insurance Agent in Winter Haven Cost?
Renters insurance in Winter Haven Florida usually ranges from 150 to 360 dollars per year for standard coverage. Policies with higher limits or added endorsements like flood or hurricane coverage cost more. Your premium also depends on your credit score claims history and the security features of your building. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Winter Haven do?
A renters insurance agent helps you choose a policy that covers your belongings and provides liability protection. They can explain Florida specific rules like sinkhole coverage and hurricane deductibles. The agent also helps you file claims and adjust your coverage as needed.
Is renters insurance required in Winter Haven Florida?
Florida state law does not require renters insurance. However many landlords in Winter Haven now require tenants to carry a policy as part of the lease agreement. An agent can help you meet your landlords requirements.
How much does renters insurance cost in Winter Haven?
Renters insurance in Florida typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Your exact rate depends on your location the value of your belongings and your chosen deductible. An agent can give you a specific quote.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.