The top-rated renters insurance agent in St. Louis, Missouri is Wesley Ranew - State Farm Insurance Agent, rated 5.0 stars across 1,428 reviews. Other highly rated options include Melissa Carlton - State Farm Insurance Agent, Jon Chase - State Farm Insurance Agent, Bradford O'Neil - State Farm Insurance Agent. This directory lists 56 renters insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wesley Ranew - State Farm Insurance Agent | 13434 Clayton Rd | (636) 227-2000 |
| 2 | Melissa Carlton - State Farm Insurance Agent | 8330 Watson Rd #101 | (314) 842-2422 |
| 3 | Jon Chase - State Farm Insurance Agent | 2968 Dougherty Ferry Rd | (314) 878-1313 |
| 4 | Bradford O'Neil - State Farm Insurance Agent | 7227 Southwest Ave | (314) 300-9100 |
| 5 | POWERS Insurance and Risk Management | 6825 Clayton Ave #200 | (314) 725-1414 |
| 6 | Kevin Wingenbach - State Farm Insurance Agent | 4530 Lemay Ferry Rd Ste L | (314) 487-2100 |
| 7 | Freeway Insurance | 4721 S Kingshighway Blvd | (314) 343-5029 |
| 8 | Jeremy Mast - State Farm Insurance Agent | 3950 Union Rd | (314) 892-0007 |
| 9 | Dan Rataj - State Farm Insurance Agent | 4270 Telegraph Rd | (314) 487-3371 |
| 10 | Wil Seyer - State Farm Insurance Agent | 107 N Newstead Ave | (314) 645-7000 |
Wesley Ranew - State Farm Insurance Agent serves the St. Louis, Missouri metro area, offering renters insurance policies for local tenants. This agency helps residents protect personal belongings against theft, fire, and water damage. Policies can also provide liability coverage if someone is injured in the renter’s home. The agent works with individuals and families to tailor coverage limits and deductibles. Additional options include loss of use coverage for temporary housing expenses and affordable bundling with auto insurance policies in this area.
Melissa Carlton - State Farm Insurance Agent in St. Louis, MO, provides a range of renters insurance services, including coverage for personal belongings and liability protection. Maintenance plans offer policy reviews and updates to ensure adequate protection as tenants add valuables or make life changes. The agent handles claims assistance and policy adjustments to match coverage with changing needs. It services properties such as single-family homes, apartments, retail spaces, and restaurants.
Serving St. Louis and its surrounding communities, Jon Chase – State Farm Insurance Agent handles renters insurance policies designed to protect personal belongings and provide liability coverage. This agent assists local renters by explaining coverage limits and deductibles suited to different apartment and rental home situations. Each policy is generally approached by first reviewing a client’s specific inventory of valuables and discussing how different options apply to typical local rental risks, then selecting a practical coverage plan together.
As the seasons shift in St. Louis, renters often find themselves reassessing their coverage for unexpected weather events. Bradford O'Neil - State Farm Insurance Agent provides policies designed to protect personal belongings and liability within leased residences. Their team guides clients through the options available for this specific market. They also help tenants understand how policies respond to common local losses. Before any coverage is written, a complete assessment of the renter's current possessions and individual needs is conducted during the initial consultation.
POWERS Insurance and Risk Management provides renter's insurance solutions for residential properties throughout St. Louis, Missouri. Commercial coverage is also available to serve local business clients in the greater metropolitan area. A professional agent can review the specific needs of a policyholder, ensuring the correct protection for personal belongings and liability exposures. This office works to maintain long-term relationships, handling policy adjustments or claims follow-up between regular renewal visits to keep coverage current with a tenant's changing circumstances.
As St. Louis renters prepare for unpredictable spring storms or the busy moving season, Kevin Wingenbach - State Farm Insurance Agent provides renters insurance policies designed to safeguard personal belongings against common local risks. The agency works with tenants throughout the city to document current household inventory and assess individual coverage needs. Every new policy begins with a thorough consultation and on-site property risk inspection.
Freeway Insurance serves the St. Louis, Missouri metro area as a Renters Insurance Agent. It helps local tenants protect their personal belongings and secure liability coverage for their rental homes. A typical client works with the agency to understand policy limits and deductible options for their apartment or house. For residents of St. Louis, the agency assists with filing claims for stolen or damaged property and adjusting coverage limits during lease renewals.
Jeremy Mast, operating as a State Farm Insurance agent in St. Louis, Missouri, provides renters insurance policies that cover personal belongings and liability. Additional endorsements can be structured to protect items like jewelry, electronics, or musical instruments against theft or accidental damage. This agent also assists commercial clients, offering tailored coverage for the specific risks found in offices, warehouses, and food service operations.
Dan Rataj - State Farm Insurance Agent assists clients in St. Louis with protecting their personal belongings and liability through renters insurance policies. Coverage can be expanded with additional endorsements for valuable items such as jewelry, electronics, or collectibles. The agency also works to customize plans for those needing protection in commercial spaces, including offices, warehouses, and food service operations.
Wil Seyer - State Farm Insurance Agent provides renters insurance to residential tenants in the St. Louis, Missouri area, protecting personal property and offering liability coverage. Commercial renters coverage is also available for small business operators within the greater St. Louis region. The agency serves clients in diverse neighborhoods, addressing the varying needs of apartment dwellers and homeowners leasing property. Policies are issued to safeguard against unforeseen losses, and clients are welcome to return for policy reviews or adjustments between regular visits.
What Does a a Renters Insurance Agent in St. Louis Cost?
The average cost of renters insurance in Missouri is about 15 to 25 dollars per month for 30,000 dollars of personal property coverage. In St. Louis rates can range from 12 to 30 dollars per month depending on the neighborhood crime rate and the amount of liability coverage you choose. Factors such as credit score deductible amount and bundled discounts also affect the final price. This is general information and not insurance advice.
About renters insurance agents in St. Louis
A renters insurance agent in St. Louis Missouri can help you find a policy that protects your personal property and provides liability coverage. Missouri law does not require renters insurance but many landlords in the St. Louis area now ask for proof of coverage in the lease agreement. An agent can explain how local risks like severe storms and theft affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in St. Louis do?
A renters insurance agent helps you compare policies from different companies to find coverage that fits your budget and needs. They explain policy terms such as actual cash value versus replacement cost and help you understand deductibles. Agents also assist with filing claims and updating your coverage after life changes.
Is renters insurance required in Missouri?
Missouri state law does not require renters insurance. However many landlords and property managers in St. Louis now include a requirement in the lease that tenants carry a minimum amount of liability coverage. Check your lease agreement to see if renters insurance is mandatory for your rental unit.
How do Missouri weather risks affect my renters policy?
St. Louis experiences severe thunderstorms hail and tornadoes which can damage your belongings. A standard renters insurance policy typically covers damage from wind hail and fire but may exclude flood damage. Your agent can help you add endorsements for specific risks common to Missouri.
Renters Insurance Agents in Other Missouri Cities
Ballwin · Blue Springs · Cape Girardeau · Chesterfield · Columbia · Florissant · Gladstone · Independence · Jefferson City · Joplin · Kansas City · Kirkwood · Lake St Louis · Lee's Summit · Liberty