The top-rated renters insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Denis A. Miller Insurance Agency, Inc., Lancer Insurance Company. This directory lists 10 renters insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mackoul Risk Solutions | 216 W Park Ave | (866) 622-5685 |
| 2 | Meyerson-Roth Co / DCAP Insurance | 30b W Park Ave | (516) 432-5800 |
| 3 | Denis A. Miller Insurance Agency, Inc. | 28 E Park Ave | (516) 432-9245 |
| 4 | Lancer Insurance Company | 370 W Park Ave | (516) 431-4441 |
| 5 | Edwin J. O'Toole Insurance Agency | 727A W Park Ave | (516) 764-7800 |
| 6 | Hometown Atlantic Inc | 120 W Park Ave # 209 | (516) 670-9305 |
| 7 | Insurance Agency | 832 W Beech St | (914) 256-2294 |
| 8 | DCAP Insurance | 30b, 30 W Park Ave | (516) 432-5800 |
| 9 | Jil Agency, Ltd | 1013 W Beech St | (516) 432-4800 |
| 10 | Filos Agency Inc. | 814 W Beech St | (516) 897-4546 |
Mackoul Risk Solutions serves renters in Long Beach, New York and the broader Nassau County area. The agency assists clients with securing liability coverage and protection for personal belongings against common perils such as fire, theft, and water damage. Policies can also be tailored to include loss of use coverage, which helps with temporary living expenses if a rental becomes uninhabitable. The company handles both standard renters insurance policies and additional endorsements for high-value items like jewelry or electronics.
Meyerson-Roth Co / DCAP Insurance offers renters insurance policies to protect personal belongings and liability in the Long Beach, NY, area. The agency assists clients in selecting appropriate coverage limits and deductibles for their specific needs. Policyholders can review their declarations and update their endorsement options through the office. The company also helps structure payment plans for monthly or annual premiums. It provides insurance services for single-family homes, apartments, retail spaces, and restaurants.
Denis A. Miller Insurance Agency, Inc. serves renters in Long Beach and the surrounding New York communities, handling policies for apartments, condos, and single-family home leases. It assists clients in securing coverage for personal property, liability protection, and additional living expenses after a covered loss. To handle a typical job, it reviews a renter’s individual needs and then compares available plans to present fitting coverage options.
Lancer Insurance Company serves renters and property managers in Long Beach, New York, connecting clients with renters insurance policies that cover personal belongings and liability protection. The agent explains coverage options for tenants in apartments and single-family rentals. Assisting with claims guidance and policy updates, this local agency ensures clients understand their deductibles and coverage limits. Their service area also extends into neighboring Island Park within the Nassau County metro region.
Edwin J. O'Toole Insurance Agency offers property protection either bundled with a homeowners policy or purchased separately as a standalone policy, with the latter being the standard choice for most local renters. Their coverage safeguards personal belongings, provides liability protection, and helps with temporary living costs if a residence becomes uninhabitable after a covered event. Located in Long Beach, NY, the agency serves apartment and home renters in the surrounding area, providing policies on an annual renewal basis with no built-in one-time or scheduled service reviews.
Hometown Atlantic Inc specializes in guiding Long Beach residents through renters insurance policy selection and coverage options. It works with clients to assess personal property protection and liability needs for local apartments and rented homes. The company also assists with policy adjustments and claims filing coordination. During hurricane and nor’easter seasons, it helps renters understand storm damage coverage and temporary relocation benefits often required after coastal flooding or wind events.
As the autumn winds pick up along the Long Beach boardwalk, residents often worry about storm damage to their personal belongings. Insurance Agency works with local renters to create policies that cover such seasonal risks, as well as everyday liabilities like theft or accidental damage. They explain coverage limits and deductibles clearly so customers understand their protection. The process begins with a quick review of the renter’s current belongings and their property’s unique exposure to coastal weather during a brief initial assessment.
DCAP Insurance provides a full range of renters insurance services in Long Beach, New York, including policy evaluations and claims assistance. The agency helps clients understand coverage options for personal property and liability protection. It offers guidance on selecting appropriate deductibles and policy limits to match individual needs. DCAP Insurance assists with routine policy updates and renewal management for ongoing protection. The agency works with tenants in single-family homes and apartments, as well as renters of retail spaces and restaurant properties.
Jil Agency, Ltd assists clients in Long Beach, NY with renters insurance policies to protect personal belongings against theft or damage. The agency often offers specialty endorsements for valuable items such as electronics and fine art. They work with property owners to secure liability coverage and additional living expense protection in event of a home loss. Their services can serve commercial sectors including offices, warehouses, and food service operations in the local community.
Filos Agency Inc. provides residential renters insurance services in Long Beach, New York, helping tenants protect personal belongings and liability. The agency also offers commercial coverage for local business properties and serves clients throughout the broader Nassau County area. Policies are tailored to meet varying renter needs, from studio apartments to multi-room rentals. The team ensures clients understand their coverage options and can assist with follow-up service for policy adjustments between regular visits or renewals.
What Does a a Renters Insurance Agent in Long Beach Cost?
In New York renters insurance typically costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. Policies in coastal areas like Long Beach may cost slightly more due to higher wind and flood risks. An agent can give you a specific quote based on your apartment size and belongings. This is general information and not insurance advice.
About renters insurance agents in Long Beach
Renters insurance agents in Long Beach New York help tenants find policies that cover personal property and liability. New York law does not require renters insurance but many landlords in Long Beach now ask for proof of coverage as part of the lease agreement. An agent can explain how local risks like coastal weather affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Long Beach do?
An agent helps you compare policies from different insurance companies. They explain coverage limits and deductibles. They also help you file claims if your property is damaged or stolen.
Is renters insurance required by law in New York?
No, New York state law does not require renters insurance. However many landlords in Long Beach now include a requirement for renters insurance in the lease. An agent can help you meet that requirement.
How much renters insurance do I need in Long Beach?
You should have enough coverage to replace all your personal belongings. In Long Beach flood damage is not covered by standard policies so ask your agent about separate flood insurance. Liability coverage of at least 100,000 dollars is common.
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