The top-rated renters insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 336 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 10 renters insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Lenceski Agency | 3243 NY-112 #1 | (631) 736-4477 |
| 10 | Allstate Insurance: Brandon Lang | 2864 NY-112 | (631) 721-9111 |
Elena Kolesnikova - State Farm Insurance Agent serves the Medford area of Suffolk County, offering renters insurance coverage to local residents. The agency helps tenants protect personal belongings like furniture, electronics, and clothing against risks such as theft, fire, or water damage. Renters policies here typically include liability protection if a guest is injured inside the rental unit. The office also can assist with additional living expense coverage if a home becomes uninhabitable.
Serving residential clients in Medford and the surrounding areas, DCAP Insurance assists renters in protecting their personal belongings and liability within a leasehold property. The agency also provides commercial coverage options for local businesses operating out of rented or leased locations across the region. Their renters insurance agents work directly with policyholders to explain coverages and answer questions as claims or renewals arise, keeping in contact to review policies between regular service visits and after life events.
112 Group Agency Inc: Allstate Insurance provides renters insurance services for clients in the Medford, NY area, offering coverage for personal belongings and liability protection. The agency can help tailor policies to individual needs and advise on available options for property protection. Standard service includes policy reviews and assistance with claims or coverage adjustments. The agency services single-family homes, apartments, retail, and restaurants.
Medford homeowners and renters seeking personal property coverage turn to Keith Burlison: Allstone Insurance for renters insurance policies. The agency helps tenants protect their belongings against risks like theft and fire damage common to Long Island residences. Agents assist clients in selecting liability coverage and loss-of-use provisions tailored to individual lease agreements. Services extend to neighboring communities throughout Suffolk County, including Patchogue and Farmingville.
Serving Medford and the surrounding communities of Long Island, Mintz Insurance handles renters insurance policies for local tenants and homeowners seeking liability and property coverage. The company focuses on protecting personal belongings and providing liability protection within standard policy limits for the area. To handle a typical job, the agent reviews the client’s inventory and building specifics, then matches these details with appropriate coverage options from available carriers.
For a renters insurance agent, clients choose between a single policy purchase or ongoing relationship management over policy renewals. Insurance Agency Medford in Medford, NY explains how coverage protects personal belongings and liability within a rented home. Policies typically cover theft, fire damage, and temporary living expenses after a covered loss. Service appointments are available on an as-needed basis, whether for an initial policy setup or to update coverage after a life change.
On Your Team Insurance Agency offers specialty renters insurance services in Medford, NY, focusing on protecting personal property and liability. It provides general insurance work by helping clients understand coverage for belongings, temporary living expenses, and legal protection. A seasonal concern this agency helps with is preparing homeowners for winter risks, such as burst pipes or theft during holiday travel, ensuring renters are covered when they need it most.
As autumn approaches in Medford, heavy rains and gusty winds can cause unexpected property damage. Jim Salveson - State Farm Insurance Agent provides renters insurance policies designed to shield tenants from such seasonal threats. These policies cover personal belongings against theft, fire, and water damage not caused by flooding, while also offering liability protection for accidents inside a rented home. A local representative evaluates each renter’s specific needs and inventory before drafting a customized coverage plan. The process begins with a thorough assessment of the property and tenant possessions.
Lenceski Agency provides renters insurance to protect personal property and liability. It offers specialty add-ons, such as coverage for valuable items like jewelry or electronics, beyond a standard policy. Operating in Medford, New York, the agency gives local renters a way to safeguard possessions against common risks. Its policies can serve commercial sectors, including offices needing equipment protection, warehouses requiring inventory coverage, and food service businesses with specialized kitchen liability needs.
Allstate Insurance: Brandon Lang provides residential renters insurance for customers in Medford, New York, helping protect personal belongings against common perils like theft or fire. Commercial renters insurance coverage is also available for local businesses seeking liability protection. Service extends throughout the Medford area and the broader Suffolk County region. Policies can be reviewed periodically to adjust coverage as needs change, and clients are welcome to follow up for amendments or additional service between regular visits.
What Does a a Renters Insurance Agent in Medford Cost?
The average cost of renters insurance in New York is about $15 to $30 per month, or $180 to $360 per year. In Medford, rates may vary based on your credit score, the amount of coverage you choose, and the deductible. A typical policy for $30,000 in personal property coverage with $100,000 in liability might cost around $20 per month. This is general information and not insurance advice.
About renters insurance agents in Medford
Renters insurance agents in Medford, New York help tenants protect their personal property and provide liability coverage. New York law does not require renters insurance, but many landlords in Suffolk County now ask for proof of coverage in the lease. A local agent can explain how to cover your belongings against theft, fire, and water damage from plumbing issues.
Frequently Asked Questions
What does renters insurance cover in Medford New York?
Renters insurance typically covers your personal belongings like furniture and electronics. It also provides liability protection if someone is injured in your rental unit. In New York, policies often include coverage for additional living expenses if your apartment becomes uninhabitable due to a covered loss.
Is renters insurance required by law in New York?
New York state law does not require tenants to have renters insurance. However, many landlords in Medford and across Long Island now include a requirement in the lease agreement. You should check your lease to see if renters insurance is a condition of your tenancy.
How do I choose a renters insurance agent in Medford?
Look for an agent who is licensed in New York and has experience with renters policies in Suffolk County. Ask about the types of coverage they offer and whether they can bundle with auto insurance. You can also check the New York State Department of Financial Services to verify an agents license.
Renters Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow