The top-rated renters insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,570 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 19 renters insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, NY, metro area and specializes in renters insurance policies. This agency helps local renters protect personal belongings from common perils like theft and fire damage. Policies also typically include liability coverage for accidents occurring inside a rented home or apartment. Personalized quotes are available to match individual coverage budgets and needs. The business handles new policy setups and assists with filing claims for lost or damaged property.
Steve Klinzing - State Farm Insurance Agent provides renters insurance coverage in the Patchogue area, with policies designed to protect personal belongings and offer liability protection. Service options include personalized consultations to tailor coverage limits and deductibles to individual needs, along with ongoing policy review and support for claims filing. The agency services a range of property types in the community, including single-family homes, apartments, retail locations, and restaurants.
Robert Donahue - State Farm Insurance Agent in Patchogue, NY provides renters insurance policies for individuals and families leasing apartments, condos, and houses in the local area. The agency helps clients protect personal belongings against perils like theft, fire, and water damage, while also offering liability coverage for accidents that occur inside a rented residence. This Patchogue-based office extends its coverage options to residents in the surrounding communities of Bellport and the broader South Shore region of Suffolk County.
Bay Harbour Insurance Agency, Inc. serves Patchogue and the surrounding communities of Long Island’s South Shore. It handles renters insurance policies for local tenants, protecting personal belongings and providing liability coverage. The agency focuses on educating clients about coverage options to match their specific living situations and budgets. It takes a straightforward approach by assessing each renter’s inventory and risk factors to recommend an appropriate policy.
Located in Patchogue, NY, Gary Lombardo: Allstate Insurance specializes in renters insurance policies that protect personal belongings from theft and damage. The agency serves local tenants, offering guidance on coverage limits and liability protection to suit individual needs. Helping clients navigate policy options and understand replacement costs, it assists with plan selection throughout the year. Colder months often bring increased risks of burst pipes or frozen plumbing, and the agency provides timely advice on adjusting coverage for such seasonal property threats.
Specialized Insurance in Patchogue, New York, helps renters secure policies that protect personal belongings against theft, fire, and water damage. Their work often includes arranging for additional liability coverage and protection for high-value items such as jewelry or electronics. These policies can be tailored to suit different residential and commercial situations. Specialized Insurance can serve offices needing contents coverage, warehouses requiring inventory protection, and food service operations looking for equipment and business personal property insurance.
At Lighthouse Insurance Patchogue, renters insurance is offered with a distinction between one-time policies for fixed lease terms and recurring annual coverage for ongoing tenant protection. Coverage options include safeguarding personal belongings against theft, fire, and certain water damage, along with liability for accidents within the rented property. This Patchogue-based agent provides service on a one-time basis when signing a new policy or as-needed for policy adjustments, renewals, and claims assistance throughout the lease period.
As apartment dwellers prepare for the change of seasons in Patchogue, concerns about burst pipes or storm damage often arise. Michael Cirigliano: Allstate Insurance helps local renters evaluate these risks by explaining how a policy covers personal belongings and liability. The agency closely matches coverage to the unique needs of each client, from college students to families leasing homes. An initial assessment typically begins with a brief review of the property layout and current possessions.
Wekerle Agency Inc in Patchogue, New York, is known for connecting local renters with property coverage that protects personal belongings against common risks such as theft, fire, and water damage. The agency serves individuals living in apartments, condominiums, and single-family homes throughout the Patchogue area. Policies typically extend liability protection for accidents occurring inside the rented dwelling. As a routine add-on service, Wekerle Agency Inc can include additional coverage for valuable jewelry or electronics beyond standard policy limits.
What Does a a Renters Insurance Agent in Patchogue Cost?
Typical renters insurance in New York costs $15 to $30 per month for $30,000 in personal property coverage and $100,000 in liability. In Patchogue, premiums may be higher due to flood and wind exposure. An agent can provide quotes based on your specific rental unit and needs. This is general information and not insurance advice.
About renters insurance agents in Patchogue
Renters insurance agents in Patchogue, New York help tenants protect their personal belongings and provide liability coverage. New York state law does not require renters insurance, but many landlords in Patchogue now include it as a lease condition. An agent can explain how local factors like coastal weather risks affect your policy needs.
Frequently Asked Questions
What does renters insurance cover in Patchogue New York?
Renters insurance typically covers personal property loss from theft fire or water damage. It also provides liability protection if someone is injured in your rental unit. In Patchogue, policies may include additional coverage for flood or wind damage due to the area's coastal location.
Is renters insurance required by law in New York?
New York state law does not mandate renters insurance. However, many landlords in Patchogue now require tenants to carry a policy as part of the lease agreement. Always check your lease terms to see if insurance is a condition of tenancy.
How much does renters insurance cost in Patchogue New York?
The average cost of renters insurance in New York is between $15 and $30 per month for standard coverage. In Patchogue, rates may be slightly higher due to coastal risks. Your premium depends on coverage limits, deductible, and the value of your belongings.
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