The top-rated renters insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Jackie Ortiz - State Farm Insurance Agent, Quinton Insurance. This directory lists 60 renters insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 218 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Jackie Ortiz - State Farm Insurance Agent | 225 Alexander St | (585) 325-1960 |
| 4 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 5 | Craig Brown - GEICO Insurance Agent | 4138 W Henrietta Rd | (585) 271-2886 |
| 6 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 7 | Sean Davern - State Farm Insurance Agent | 2121 E Main St | (585) 482-0738 |
| 8 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 9 | Van C. Travis III, ChFC - State Farm Insurance Agent | 1978 Monroe Ave | (585) 461-5240 |
| 10 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
VanScoter Insurance Agency LLC serves tenants, property managers, and small businesses in Rochester, New York, with renters insurance policies that protect personal belongings and liability exposure. The agency helps clients understand policy limits, coverage exclusions, and deductible options tailored to rental living situations. Residents of downtown Rochester, neighborhoods near the Genesee River, and those living in the suburb of Irondequoit can also access these services.
Elmwood Agency provides residential renters insurance services for tenants in Rochester, New York, offering protection for personal belongings and liability coverage. Commercial renters insurance solutions are also available for local businesses renting their operational spaces. The agency serves clients throughout the Rochester area, tailoring policies to individual lease requirements. Following an initial policy setup, the agency proactively reaches out for periodic policy reviews, ensuring coverage adjustments are made between regular visits to account for any changes in the renter's circumstances or possessions.
Jackie Ortiz - State Farm Insurance Agent serves Rochester, New York, and the surrounding Monroe County communities. It handles renters insurance policies designed to protect personal property and provide liability coverage within the area. The agency also addresses additional living expenses that may arise if a rental unit becomes temporarily uninhabitable. To handle a typical job, it first reviews a client’s current belongings and living situation, then discusses local risk factors before presenting tailored coverage options for consideration.
Quinton Insurance in Rochester, New York offers renters insurance policies that protect personal belongings from theft or damage, with liability coverage for accidents occurring inside a rented home. The difference between a one-time policy and an ongoing renewal depends on the lease term length and whether the tenant intends to stay for multiple years. Coverage options include compensation for lost or damaged property and temporary housing costs if the residence becomes uninhabitable. This agent provides service on a scheduled, annual renewal basis.
Craig Brown, a GEICO Insurance Agent in Rochester, New York, provides comprehensive renters insurance policies to protect personal belongings and liability. The agency offers standard coverage plans for renters, along with options for additional endorsements to address specific needs. Maintenance and service include regular policy reviews to ensure adequate protection as a tenant’s circumstances change. This agency serves a variety of properties in the Rochester area, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance in Rochester, New York is known for providing renters insurance policies tailored for city renters. Its service range includes standard personal property coverage and liability protection for residents in apartments and single-family rentals. Renters Insurance Agents at this location help clients evaluate policy limits to suit their possessions. A specialty service Freeway Insurance can add on is scheduled personal property coverage for high-value items like jewelry or electronics.
As winter storms approach Rochester, many renters worry about burst pipes or ice dams damaging their belongings. Sean Davern - State Farm Insurance Agent provides renters insurance that covers personal property and liability. Policies for an apartment or a house often include loss-of-use coverage if the unit becomes uninhabitable. Actual cash value or replacement cost options help tenants recover furniture and electronics. The standard process begins with a review of the contents and property, followed by an inspection of the current locks and smoke detectors.
FLANAGAN MILLS INSURANCE AGENCY helps renters in Rochester, New York, secure policies that protect personal belongings and provide liability coverage. It can also offer specialty add-ons such as coverage for high-value jewelry, electronics, and additional living expenses during a displacement. The agency serves a range of commercial sectors including local offices, warehouses, and food service establishments, ensuring they have appropriate renter protections.
Flour City Insurance Agency serves renters throughout the Rochester, New York metropolitan area, helping them protect personal belongings and secure liability coverage in rental homes. The agency guides clients through the process of selecting policies that match their specific living situations. For renters in Rochester, it manages coverage for apartments, condominiums, and single-family rental houses. It also handles applications for additional protections such as identity theft recovery and temporary living expenses after a covered loss.
What Does a a Renters Insurance Agent in Rochester Cost?
Renters insurance in Rochester New York typically costs between 150 and 300 dollars per year for standard coverage. Policies with higher limits or added endorsements for jewelry or electronics may cost more. Factors like your credit score, the crime rate in your neighborhood, and the age of your building also affect the premium. This is general information and not insurance advice.
About renters insurance agents in Rochester
Renters insurance agents in Rochester New York help tenants protect their personal belongings and liability. New York state law does not require renters insurance but many landlords in Rochester now include it as a lease condition. Agents can explain how local factors like lake effect snow and older housing stock affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Rochester do?
A renters insurance agent helps you find a policy that covers your personal property and liability. They compare quotes from different carriers and advise on coverage limits for items like electronics and furniture. Agents also explain how New York state laws affect claims and policy terms.
Is renters insurance required in Rochester New York?
New York state law does not mandate renters insurance. However many landlords in Rochester now require tenants to carry a policy as a condition of the lease. An agent can help you meet that requirement with an affordable plan.
How much does renters insurance cost in Rochester?
The average cost of renters insurance in Rochester New York is about 15 to 25 dollars per month for 30,000 dollars of personal property coverage. Prices vary based on your location within the city, the age of your building, and your claims history. An agent can give you a personalized quote.
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