The top-rated renters insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 13 renters insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York, area as a local renters insurance agency. This provider helps tenants and apartment dwellers obtain renters insurance policies tailored to protect their personal belongings and liability exposure. The agency works to guide clients through coverage options, including loss of use protection and liability coverage for accidents occurring inside a rented residence. The business also offers ways to bundle renters policies with other personal lines such as auto or condo insurance.
Freeway Insurance serves homeowners, renters, and property managers in Rome, New York, helping them secure rental dwelling coverage and personal property protection. As a renters insurance agent, the company assists clients with policies that cover liability and loss of use in local apartments, houses, and condominiums. Standard offerings typically include protection for belongings against theft and damage. Freeway Insurance also extends its renters insurance services to clients in the nearby community of Utica and throughout Oneida County.
Michael Collea - State Farm Insurance Agent in Rome, NY, provides a range of renters insurance services, including coverage for personal belongings and liability protection. It also offers maintenance plan options to help manage routine policy adjustments and ensure adequate protection over time. The agency works with clients who own or lease various types of properties, including single-family homes, apartments, retail spaces, and restaurants.
Moore Insurance Group serves Rome, New York, and the surrounding communities of Oneida County, handling renters insurance policies for local tenants. It assists clients in securing coverage for personal belongings and liability protection within their leased homes or apartments. The company guides policyholders through the selection of appropriate deductible levels and coverage limits. To complete a typical job, Moore Insurance Group begins by reviewing a client’s specific rental situation and inventory before presenting suitable options tailored to that individual’s needs.
Homeowners, renters, and property managers in Rome, New York turn to Steve Jarvis - State Farm Insurance Agent for renters insurance coverage. The agency helps clients protect personal belongings from theft, fire, and water damage while offering liability protection for their rented homes or apartments. Policies are designed to meet standard lease requirements and provide financial security against unforeseen losses. The agency also serves residents of nearby Utica and surrounding Oneida County communities.
For renters insurance, Joseph Zullo: Allstate Insurance in Rome, NY provides both one-time policy setup and recurring service options for ongoing coverage needs. Protecting personal belongings, liability, and additional living expenses after a covered loss falls under the standard coverage offered by most local agents. Policies are custom-tailored to individual apartment or house rental agreements. Service appointments and policy reviews can be arranged on a scheduled basis or performed as needed at the client’s convenience.
Serving the Rome, New York area, Alan I. Spindler: Allstate Insurance specializes in providing renters insurance coverage, safeguarding personal belongings against theft and damage. The agency assists local tenants in selecting policies that protect their liability risks and offer loss-of-use provisions during displacement. As seasonal weather patterns can lead to flooding or storm damage in the region, the agency helps renters ensure their policies account for such temporary water intrusions or wind-related incidents.
When winter storms threaten upstate New York, renters in Rome often seek affordable coverage for personal property and liability. Better Fund Insurance responds by offering clear policies tailored to local apartments and rental homes, including protection against fire, theft, and water damage common to the area. Their agents guide clients through understanding standard exclusions and actual cash value versus replacement cost. A typical first step involves scheduling a walkthrough inventory check to assess coverage needs based on the specific rental unit.
Dimaggio Insurance Agency provides residential renters insurance coverage for tenants in Rome, New York, and also offers commercial policies for local businesses in the surrounding area. They tailor policies to meet individual coverage needs and handle claims processing to protect personal property and liability. Between regular policy reviews, clients can contact the agency for adjustments, adding new items, or updating coverage limits as their circumstances change.
Michael Garcia: Allstate Insurance provides renters insurance coverage to clients in Rome, New York. The agency helps tenants protect personal belongings and offers liability protection for common household incidents. For those needing additional security, it can discuss policy add-ons such as coverage for high-value items like jewelry or electronics. The firm works with individuals living in various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Renters Insurance Agent in Rome Cost?
The average cost of renters insurance in New York is about $15 to $30 per month for a standard policy with $30,000 in personal property coverage. In Rome, rates may be slightly lower due to lower crime rates compared to larger cities. Actual costs depend on your coverage limits, deductible, and the value of your belongings. This is general information, not insurance advice.
About renters insurance agents in Rome
A renters insurance agent in Rome, New York can help you protect your personal belongings and provide liability coverage. New York law does not require renters insurance, but many landlords in Rome now include it as a lease condition. An agent can explain how local factors like weather risks in the Mohawk Valley affect your policy needs.
Frequently Asked Questions
What does renters insurance cover in Rome New York?
Renters insurance typically covers personal property loss from theft, fire, or water damage. It also provides liability protection if someone is injured in your rental unit. In New York, standard policies do not cover flood damage, so you may need separate flood insurance.
How do I find a renters insurance agent in Rome?
You can search online for local independent agents or contact national insurers with offices in Rome. Ask about policies that meet New York state insurance department requirements. Many agents offer free quotes and can explain coverage limits.
Is renters insurance required by law in New York?
No, New York state law does not require renters insurance. However, many landlords in Rome now require tenants to carry a policy as part of the lease agreement. Check your lease to see if insurance is mandatory.
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