The top-rated renters insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 17 renters insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Lubica Mills - State Farm Insurance Agent | 8 Circular St Suite 3 | (518) 587-6483 |
| 6 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 7 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 8 | Steve Cook - State Farm Insurance Agent | 6 Franklin Square Ste E | (518) 581-8240 |
| 9 | Robert J. Hoy Agency, Inc. | 538 Maple Ave Suite C | (518) 583-2025 |
| 10 | Nicole DellaPorta - State Farm Insurance Agent | 3257 US-9 Ste 4 | (518) 587-0136 |
Kyle Magne - State Farm Insurance Agent serves the Saratoga Springs, New York area, providing renters insurance to local residents. As a local agent, they help customers understand policy options, including coverage for personal belongings and liability protection. They also handle the application process and can assist with filing claims when necessary. Common services include protecting valuables from theft or damage and covering additional living expenses if a rental becomes temporarily uninhabitable.
Bob Fitch - State Farm Insurance Agent provides renters insurance coverage for those living in the Saratoga Springs area. The agency helps clients protect personal belongings against common risks and offers liability protection for unforeseen incidents. Service includes personalized consultations to assess individual needs and tailor a policy accordingly. Maintenance of the plan involves annual reviews to ensure coverage aligns with changing circumstances. The agency services single-family homes, apartments, retail spaces, and restaurants.
Dione Ramsdill - State Farm Insurance Agent serves homeowners, businesses, and property managers in Saratoga Springs, New York, by providing renters insurance policies that cover personal belongings and liability. It helps clients protect their assets and manage risk with straightforward coverage options tailored to local needs. The office assists renters in understanding policy details and filing claims efficiently. It also extends these renters insurance services to clients in the nearby communities of Wilton and Malta.
Jenks Family Insurance Agency, LLC serves Saratoga Springs, New York, and the surrounding communities of Saratoga County. The agency handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants in apartments and rental homes. It works with clients to explain the scope of coverage and to help them understand policy exclusions and deductibles. To manage a typical job, this agent begins by reviewing the specific contents and living situation of the renter before presenting tailored coverage options.
Lubica Mills - State Farm Insurance Agent in Saratoga Springs, NY provides renters insurance policies that differ between one-time payments for full-term coverage and recurring monthly payment options to suit varying budgets. Typical plans protect personal belongings against theft, fire, and certain water damage, and may include liability coverage for accidents occurring within a rented residence. The agent offers guidance on selecting appropriate policy limits and deductibles. Service operates on both a one-time basis for annual renewals and an as-needed basis for policy adjustments.
As a renters insurance agent in Saratoga Springs, NY, Todd Harvey Farmers Insurance offers personalized policies to protect personal belongings and liability. The agent works directly with clients to explain coverage options and deductibles, helping renters safeguard their finances from unexpected losses. In winter, when frozen pipes frequently burst and damage apartment contents, the agent assists residents with filing claims and adjusting their policies to ensure full compensation for water damage.
As the leaves turn and winter approaches in Saratoga Springs, renters often assess their coverage against seasonal risks like frozen pipes or burst radiators. Armor Group Insurance Agency provides renters insurance policies designed to protect personal belongings and liability in the region. They work with local clients to understand standard coverage for theft, fire, or water damage and can tailor policies accordingly. The process typically begins with a free inspection of the rental unit to evaluate existing protections and recommend appropriate limits.
Steve Cook, operating as a State Farm Insurance agent in Saratoga Springs, New York, primarily helps individuals and families secure property protection. This agency specializes in renters insurance, offering coverage for personal belongings and liability concerns. Clients can typically add extra protection for valuables like jewelry or electronics. Property owners lacking a standard policy often turn here for rental dwelling coverage distinct from a homeowner’s plan. The office assists commercial operators as well, including those needing coverage for offices, warehouses, and food service establishments in the region.
Nicole DellaPorta - State Farm Insurance Agent in Saratoga Springs, NY is known for helping local residents secure comprehensive renters insurance policies. Its service range includes structuring coverage for personal property, liability protection, and additional living expenses in the event a rental becomes uninhabitable. The agency works with renters to tailor plans that address the unique risks of living in a leased home or apartment. A specialty add on this agent can provide is coverage for valuable personal items such as jewelry, electronics, or musical instruments.
What Does a a Renters Insurance Agent in Saratoga Springs Cost?
In New York renters insurance typically costs between 15 and 30 dollars per month for 30000 dollars of personal property coverage and 100000 dollars of liability. Saratoga Springs rates may be slightly higher due to local flood and winter storm risks. Premiums vary based on your deductible coverage limits and the security features of your building. This is general information not insurance advice.
About renters insurance agents in Saratoga Springs
Renters insurance agents in Saratoga Springs New York help tenants protect personal property against theft fire and water damage. New York law does not require renters insurance but many landlords in Saratoga Springs now include it as a lease condition. An agent can explain how local factors like the citys seasonal flooding risk affect your policy needs.
Frequently Asked Questions
What does renters insurance cover in Saratoga Springs New York?
Renters insurance typically covers personal belongings liability protection and additional living expenses if your rental becomes uninhabitable. In New York policies often exclude flood damage so you may need separate flood insurance for Saratoga Springs properties near Saratoga Lake or Kayaderosseras Creek.
How much renters insurance do I need in New York?
New York does not set a minimum coverage amount for renters insurance. Agents recommend choosing a limit equal to the total value of your personal property. A standard policy starts at 30000 dollars for belongings and 100000 dollars for liability but you can adjust these amounts based on your assets.
Can a landlord require renters insurance in Saratoga Springs?
Yes New York landlords can require renters insurance as a lease condition. Many Saratoga Springs property owners now mandate coverage to reduce their own liability. Your agent can help you find a policy that meets the specific requirements written into your lease agreement.
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