The top-rated renters insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 11 renters insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 7 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 8 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 9 | De Genero Insurance | 225 N Greenbush Rd | (518) 283-1164 |
| 10 | Insurance Depot | 639 Pawling Ave | (518) 279-1190 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area, offering renters insurance policies to local residents. These policies protect personal belongings against common risks such as fire, theft, and water damage, while also providing liability coverage for accidents occurring within a rented home or apartment. Additional services handled by this office include personal property coverage for valuable items and loss-of-use assistance when a rental becomes uninhabitable.
Kelly McGrath - State Farm Insurance Agent in Troy, NY offers renters insurance, helping tenants protect personal belongings against theft, fire, and water damage. Policies typically cover liability protection and additional living expenses if a home becomes uninhabitable. McGrath assists clients in customizing coverage levels and deductibles to suit individual needs and budgets. Service plans include regular policy reviews to ensure adequate protection as circumstances change. The agency services renters in single-family homes, apartments, retail spaces, and restaurants within the local area.
Renters and property managers in Troy rely on Attanasio Agency, LLC for professional renters insurance coverage tailored to their needs. The agency assists local tenants in securing policies that protect personal belongings and liability within rental dwellings. Its services include consulting with clients to understand coverage options and managing insurance applications and renewals. Focusing on the Troy, NY market, the agency helps residents navigate standard rental insurance requirements. The company also serves customers in neighboring communities such as the greater Albany metropolitan area.
John Loughlin - State Farm Insurance Agent serves renters in Troy, New York, and the surrounding communities of Rensselaer County. It handles renters insurance policies that protect personal belongings against common risks such as fire, theft, and water damage from plumbing failures. For each client, the agent reviews coverage options based on the home’s construction and the value of personal property. This typical job begins with a conversation to understand what items require protection, then proceeds to outline appropriate policy limits and deductibles for that situation.
As the winter months approach in Troy, New York, renters often seek coverage for potential damage from snow or ice. Freeway Insurance provides renters insurance policies in this area. A local agent works with tenants to explain how personal property and liability are generally covered under a standard plan. Through a quick discussion, the company helps tailor basic protections to fit a renter's living situation and budget, starting with a simple overview of current belongings and property conditions.
Culnan Insurance Agency LLC in Troy, NY offers both one-time and recurring renters insurance policy options to match different tenant needs. Recurring policies provide continuous protection for belongings and liability against events like theft or water damage, while a one-time plan covers a single rental term. Renewals depend on the client's lease duration and coverage preferences. Service runs on a scheduled basis, with annual policy reviews and renewal processing handled automatically unless the renter requests a change.
Serving Troy residents, Wm. J. Fagan & Sons, Inc provides renters insurance policies that protect personal belongings against fire, theft, and water damage from burst pipes. It is a local agency delivering liability coverage if someone is injured inside a tenant’s apartment. This agent also helps renters assess policy limits before college students leave their apartments for summer break, ensuring their electronics are protected during unused periods.
After a harsh winter in Troy, Brundige Insurance Agency understands that renters often worry about burst pipes or ice dam damage. The company responds by offering straightforward policies that protect personal belongings and provide liability coverage for unexpected accidents inside an apartment or home. As a local renters insurance agent, the firm helps tenants secure a policy that fits their lease requirements and budget. To determine the appropriate coverage level, the agency begins with a phone consultation and a basic property inspection of the individual unit.
De Genero Insurance in Troy, NY assists clients in securing comprehensive renters insurance policies that safeguard personal belongings and provide liability coverage. The company can arrange specialty add-ons for high-value items such as jewelry, electronics, and collectibles. Work with this local agent to craft a plan that fits individual lease agreements and budgets. Commercial sectors that can be served include offices, warehouses, and food service establishments, each requiring tailored protection for their unique operational risks.
Insurance Depot provides residential renters insurance services in the Troy, New York area, helping tenants protect personal belongings and secure liability coverage within their apartments or homes. Commercial renters insurance options are also available for local businesses operating in rented spaces throughout the region. Their service extends across Troy and neighboring communities, allowing clients to obtain suitable policies for their specific leasing arrangements. Follow-up consultations between regular policy reviews assist tenants in adjusting coverage as their rental circumstances change.
What Does a a Renters Insurance Agent in Troy Cost?
The average cost of renters insurance in New York is about 15 to 30 dollars per month. In Troy a typical policy for 30000 dollars of personal property and 100000 dollars of liability costs between 150 and 250 dollars per year. Actual costs depend on your credit score location and chosen deductibles. This is general information not insurance advice.
About renters insurance agents in Troy
Renters insurance agents in Troy New York help tenants protect their personal property and liability. New York law does not require renters insurance but many landlords in Troy now ask for proof of coverage. An agent can explain how local risks like winter pipe bursts or theft affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Troy do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They compare plans from different companies and explain deductibles and limits. In Troy an agent can also advise on coverage for off campus student housing or older apartment buildings.
Is renters insurance required by law in New York?
New York State does not have a law requiring renters insurance. However many landlords in Troy now include a lease clause that requires tenants to carry a policy. An agent can help you meet that requirement while staying within your budget.
How much personal property coverage do I need in Troy?
Most agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars for a small apartment. In Troy consider the value of electronics furniture and winter clothing when choosing your limit.
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