The top-rated renters insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,512 reviews. Other highly rated options include Knoxville Insurance Group, William Knight Insurance Agency, Penny Kleinschmidt - State Farm Insurance Agent. This directory lists 34 renters insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 21st Insurance Agency | 620 Market St | (866) 727-4712 |
| 2 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 3 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 4 | Penny Kleinschmidt - State Farm Insurance Agent | 4704 N Broadway | (865) 688-5072 |
| 5 | Elliot Ettenborough - State Farm Insurance Agent | 10421 Hickory Path Way Ste 102 | (865) 966-3276 |
| 6 | Sparks Insurance | 10101 Sherrill Blvd | (865) 687-1855 |
| 7 | Laura Ash - State Farm Insurance Agent | 12744 Kingston Pike #106 | (865) 675-0888 |
| 8 | Sage Kohler - State Farm Insurance Agent | 11519 Hardin Valley Rd | (865) 240-3221 |
| 9 | Josh Ellis - State Farm Insurance Agent | 11826 Kingston Pike #120 | (865) 223-5461 |
| 10 | RightWay Insurance | 111 Center Park Dr STE 106 | (865) 293-7520 |
21st Insurance Agency serves the Knoxville, Tennessee metro area as a local renters insurance agent. It helps tenants find coverage that protects personal belongings against risks like theft or fire damage. The agency also assists clients in obtaining liability protection, which can help cover legal expenses if someone is injured inside a rental unit. Policies typically apply to apartments, houses, and condos being rented. 21st Insurance Agency further handles inventory documentation guidance and claims filing support for area renters.
Knoxville Insurance Group provides coverage options for personal property and liability protection through renters insurance policies. Its services include assessing individual risk factors to tailor a policy that meets a client’s specific needs, with regular policy reviews to adjust coverage as circumstances change. Customers can manage their accounts and file claims through standard administrative support channels. The agent services single-family homes, apartments, retail spaces, and local restaurants throughout the Knoxville area.
William Knight Insurance Agency provides renters insurance policies in Knoxville, Tennessee, specializing in coverage plans that protect personal belongings and provide liability protection. The agency supports clients in selecting appropriate coverage levels for apartments, condos, and rental homes, often working through the application and claims process. As seasonal weather patterns may affect risks differently, the agency helps renters review their policies before the start of hurricane and tornado seasons to ensure adequate provisions are in place.
Rising river levels and sudden storm warnings make Knoxville renters think about protecting their belongings from water damage. Penny Kleinschmidt - State Farm Insurance Agent understands these urgent concerns and provides renters insurance policies that cover personal property against theft, fire, and certain weather events. The agency works with local property owners and tenants to find appropriate coverage limits and deductible options. A potential policyholder completes a home inventory checklist during the initial consultation.
Elliot Ettenborough - State Farm Insurance Agent provides renters insurance coverage for residents in Knoxville, TN. Their services include protection for personal belongings and liability, with additional options for loss of use reimbursement and valuable items endorsements. Policyholders can secure coverage customized to apartment rentals, single-family homes, and condominiums. The agency assists clients renting offices, warehouses, and food service spaces.
Sparks Insurance provides residential renters insurance coverage for tenants in Knoxville, Tennessee. The agent also offers commercial renters insurance policies for local businesses operating within the city. Serving the greater Knoxville area, this agency helps clients select personal property protection and liability options suited to their rental needs. Follow-up services are available between regular visits to adjust coverage or answer policy questions for existing customers.
Serving Knoxville, Tennessee, and its surrounding communities, Laura Ash - State Farm Insurance Agent provides renters insurance policies for local tenants and landlords. The office handles coverage for personal property loss, liability protection, and additional living expenses if a rental becomes uninhabitable. Policies are customized to address common local risks like fire, theft, or water damage. To handle a typical job, the agent first reviews the renter’s specific needs and budget, then offers a choice of deductible options and coverage limits.
Sage Kohler - State Farm Insurance Agent is known for providing renters insurance policies to tenants in the Knoxville, TN area. The agency helps local residents protect their personal belongings against common risks like theft, fire, and water damage. Services extend to evaluating policy limits that match a renter's specific inventory and liability needs. A standard consultation often includes a review of coverage for temporary relocation costs if the rental becomes uninhabitable. This agent can also add a scheduled personal property rider for valuable items such as jewelry or electronics.
Josh Ellis - State Farm Insurance Agent in Knoxville, Tennessee specializes in renters insurance policies that protect personal belongings and provide liability coverage. The agency works with individuals and families to customize plans that suit different living situations and budgets. With the area's risk of thunderstorms and occasional flooding, the team helps renters ensure their leasehold improvements and electronics are adequately covered against unexpected seasonal weather events.
What Does a a Renters Insurance Agent in Knoxville Cost?
Renters insurance in Tennessee generally costs 15 to 30 dollars per month for 30,000 dollars in personal property coverage and 100,000 dollars in liability coverage. Knoxville rates may be slightly higher due to local crime statistics and weather risks. Actual costs depend on your specific rental property coverage limits and deductible choices. This is general information not insurance advice.
About renters insurance agents in Knoxville
Renters insurance agents in Knoxville Tennessee help tenants protect personal property and cover liability risks. Tennessee law does not require renters insurance but many landlords in Knoxville now include it in lease agreements. An agent can explain how local factors like severe weather or theft rates affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Knoxville do?
A renters insurance agent in Knoxville helps you choose a policy that covers your personal belongings and liability. They explain coverage limits deductibles and any Knoxville-specific risks like flooding or tornado damage. Agents also assist with filing claims and adjusting coverage as your needs change.
Is renters insurance required in Knoxville Tennessee?
Tennessee state law does not require renters insurance. However many landlords in Knoxville now require tenants to carry a policy as a condition of the lease. Check your lease agreement or ask your landlord about their specific requirements.
How much does renters insurance cost in Knoxville?
Renters insurance in Knoxville typically costs between 15 and 30 dollars per month for standard coverage. Factors like your credit score the value of your belongings and the location of your rental unit affect the premium. An agent can provide a personalized quote based on your situation.
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