The top-rated renters insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 5 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 6 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 7 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 8 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 9 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 10 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
Stephanie Hale-Smith's State Farm Insurance Agency serves Oak Ridge, Tennessee, by providing renters insurance policies that protect personal belongings and liability. This agency helps local residents secure coverage for their apartments, condos, or rental homes. Policies typically include protection against theft, fire, and weather-related damage. The agency also assists clients in adding loss-of-use coverage for temporary housing if a rental becomes uninhabitable.
Bradley Roberts: Allstate Insurance provides renters insurance policies for customers in and around Oak Ridge, Tennessee. It helps tenants protect personal belongings against common risks such as theft, fire, and water damage, and can also offer liability coverage should a guest be injured on the property. The agent explains policy terms clearly and assists clients in selecting appropriate coverage levels that match their individual needs. Its services are available for single-family homes, apartments, retail businesses, and restaurants.
Mike Massaglia - State Farm Insurance Agent serves renters, homeowners, and property managers in Oak Ridge, Tennessee, with tailored renters insurance policies. The agency helps clients protect personal belongings and secure liability coverage for rental properties. It provides guidance on evaluating coverage limits and deductibles to match individual needs. Customers appreciate the straightforward process of reviewing policy options during annual check-ins. The office also extends its services to the nearby communities of Clinton and the greater Knoxville metropolitan area.
Josh Hemphill - State Farm Insurance Agent serves the Oak Ridge, Tennessee metro area by providing comprehensive renters insurance solutions for local tenants and landlords. This agency focuses on helping residents protect their personal belongings and secure liability coverage in the event of accidents or damages. Policy options typically include protection for theft, fire, water damage, and temporary living expenses if a home becomes uninhabitable. The office routinely assists clients with customizing deductibles and bundling renters insurance with auto policies.
Serving Oak Ridge and the surrounding communities, Laura Lynn Green handles renters insurance policies tailored for both apartments and houses. It assists clients in protecting personal belongings and securing liability coverage against common household accidents. The agency begins each typical job by reviewing the specific contents and layout of the rental unit. It then explains coverage options in a straightforward manner to ensure tenants understand their policy limits and personal liability exposure before finalizing a plan.
Direct Auto Insurance in Oak Ridge, Tennessee provides renters insurance policies designed to safeguard personal belongings and offer liability coverage. Service plans include customizable policy options to address various coverage needs and budget considerations. The company also offers maintenance of active policies through straightforward account management and claims assistance. It serves tenants residing in single-family homes, apartments, retail spaces, and restaurants needing protection for their rented premises.
Farm Bureau Insurance in Oak Ridge, Tennessee, serves renters, homeowners, and property managers seeking to protect personal belongings and liability. The agency offers renters insurance policies tailored to individual needs, covering losses from theft, fire, or vandalism. Clients can discuss coverage options that include personal property replacement and loss-of-use benefits. Working with local renters, the agent helps simplify policy selection for apartments and rental homes. The company also provides its services to residents in the nearby Clinton area and throughout Anderson County.
As a renters insurance agent, Madison Insurance Group, Inc. offers personalized policies covering personal property and liability. Serving the Oak Ridge area, its agents guide residents through options for protecting belongings, assisting with policy selection and claim support. The company helps renters understand coverage that addresses local concerns, such as damage from burst pipes during the cold winter months.
As the changing seasons in Oak Ridge bring heavier rains and storm threats, residents need protection for their belongings inside apartments and rental homes. Fox Insurance Group helps local tenants secure renters insurance policies that cover personal property against theft, fire, and water damage. An agent reviews each policyholder's living situation to discuss appropriate liability coverage and replacement cost options. The initial step involves a brief inspection of the rented space to document current possessions and confirm entry locks, allowing the agent to complete an accurate coverage assessment.
What Does a a Renters Insurance Agent in Oak Ridge Cost?
In Tennessee renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies often include 10000 to 30000 dollars in personal property coverage and 100000 dollars in liability coverage. The exact price depends on your location in Oak Ridge the value of your belongings and your chosen deductible. This is general information not insurance advice.
About renters insurance agents in Oak Ridge
Renters insurance agents in Oak Ridge Tennessee help tenants protect their personal property and cover liability risks. Tennessee law does not require renters insurance but many landlords in Oak Ridge ask for proof of coverage in the lease agreement. Local agents can explain policy options and help you choose the right amount of coverage for your apartment or rental home.
Frequently Asked Questions
What does a renters insurance agent in Oak Ridge do?
A renters insurance agent helps you compare policies from different insurance companies. They explain coverage limits for personal property and liability. They also assist with filing claims if you have a loss from fire theft or water damage.
Is renters insurance required by law in Tennessee?
Tennessee state law does not require renters insurance. However many landlords in Oak Ridge include a requirement in the lease agreement. An agent can help you meet that requirement and avoid lease violations.
How do I choose a renters insurance agent in Oak Ridge?
Look for an agent who is licensed in Tennessee and has experience with local rental properties. Ask about their process for handling claims and policy changes. You can check the Tennessee Department of Commerce and Insurance for agent license verification.
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