The top-rated rv insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 10 rv insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 3 | AAA Smithtown | 729 Smithtown Bypass | (631) 393-7613 |
| 4 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 5 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 6 | Jeff Troiano: Allstate Insurance | 25 Manor Rd | (631) 724-2100 |
| 7 | Antos Agency Inc | 158 Terry Rd | (631) 360-3737 |
| 8 | Central Insurance Agency | 93 E Main St | (877) 242-9600 |
| 9 | Marluca Insurance | 50 Karl Ave #103 | (631) 543-2232 |
| 10 | Island Agency Inc. | 2 Redan Dr | (516) 256-2300 |
Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York, metro and surrounding Suffolk County area. The agency provides comprehensive RV insurance coverage options for local recreational vehicle owners. Policies are available for motorhomes, travel trailers, and camper vans, protecting against accidents and liability. The office also assists clients with roadside assistance plans and winter storage insurance for their vehicles. They specialize in customizing policies for both full-time RV dwellers and occasional road travelers.
Homeowners, families, and small business owners in Smithtown, New York rely on Joe Aguirre - State Farm Insurance Agent for professional RV insurance guidance. The agency helps clients secure coverage tailored to protect their recreational vehicles from road hazards and storage risks. Comprehensive policy reviews ensure each traveler understands their protection options before hitting local highways. Service includes assistance with filing claims and adjusting coverage as vehicles age. This agent also serves clients throughout neighboring Hauppauge and the broader Suffolk County region.
AAA Smithtown provides a full range of RV insurance services for owners in the Smithtown, NY area. It helps clients obtain coverage for travel trailers, motorhomes, and fifth wheels, and can assist with tailoring policies to meet individual travel needs. Standard maintenance and roadside assistance plans are available to ensure customers remain protected on the road. The company serves owners of single-family homes, apartments, retail businesses, and restaurants.
Serving Smithtown, NY, and the surrounding Long Island communities, Lynne Barnhardt - State Farm Insurance Agent handles RV insurance coverage. This includes policies for recreational vehicles like motorhomes, travel trailers, and campers. The agency works to protect clients from common risks such as collision, theft, and liability while on the road. They also assist with comprehensive coverage for damage from weather or vandalism. To handle a typical request, the agent reviews the specific vehicle type and usage to tailor a policy that meets the individual driver’s needs.
For local RV owners, a single trip policy covers a specific journey while an annual plan protects year-round use, with both options available for comprehensive coverage on vehicles used for travel or temporary housing. This agency provides policies tailored to protect campers and motorhomes against road hazards and weather damage common in the area. Service runs on a scheduled basis when policies expire annually, with as-needed adjustments for new vehicle purchases or modified coverage.
Jeff Troiano: Allstate Insurance in Smithtown, NY provides specialized RV insurance coverage, from motorhome liability to travel trailer protection. It also handles related general insurance services such as auto, home, and other personal policies for local residents. The agency works with clients to design policies that account for both the vehicle's value and its personal contents. As peak camping season approaches, it helps Smithtown RV owners address specific concerns about inland travel limits and short-term vacation liability.
In the middle of peak camping season, Smithtown RV owners often need updated coverage for longer trips, and Antos Agency Inc specializes in matching policies to these evolving travel plans. The agency works through the unique liability and comprehensive needs of recreational vehicles, from towable trailers to motorhomes. Every consultation begins with a direct review of the specific vehicle and its intended usage, allowing the agent to identify relevant protection gaps. The process concludes with a thorough inspection of the RV to confirm its value and condition for an accurate policy.
Central Insurance Agency in Smithtown, New York provides comprehensive insurance tailored for recreational vehicle owners. Its specialty offerings include coverage for vehicle damage, liability, and personal property kept inside the RV during travel or storage. The agency can serve clients in a range of commercial sectors, including offices, warehouses, and food service operations that rely on mobile units.
Marluca Insurance provides residential RV insurance services to owners in Smithtown, NY, and also handles commercial coverage for clients with business-use recreational vehicles. Their work protects recreation vehicles used locally and across the broader region. They confirm coverage details with each policyholder and maintain contact, so customers can arrange follow-up adjustments or repeat service between regular renewal visits.
Island Agency Inc. in Smithtown, NY is recognized for providing RV insurance coverage tailored to recreational vehicles. The agency serves local owners seeking protection for motorhomes, travel trailers, and campers against common liabilities and physical damages. Its service range helps clients navigate insurance options suitable for seasonal use and full-time living. A specialty service this agency can add on includes custom coverage for custom accessories and RV equipment.
What Does a a Rv Insurance Agent in Smithtown Cost?
The cost of RV insurance in New York typically ranges from 300 to 1500 dollars per year for a standard policy. Factors that affect the price include the RV type its value your driving record and how you use the vehicle. Agents in Smithtown can provide quotes tailored to your situation. This is general information and not insurance advice.
About rv insurance agents in Smithtown
An RV insurance agent in Smithtown New York can help you find the right policy for your motorhome or travel trailer. New York requires liability insurance for all registered vehicles including RVs. Local agents understand the specific coverage needs for Long Island roads and seasonal storage.
Frequently Asked Questions
What does an RV insurance agent in Smithtown do?
An RV insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain New York state requirements such as minimum liability limits of 25 thousand dollars per person and 50 thousand dollars per accident. They also advise on optional coverages like roadside assistance and total loss replacement.
Is RV insurance required in New York?
Yes New York requires liability insurance for any motorized RV registered in the state. The minimum limits are 25 thousand dollars for bodily injury per person 50 thousand dollars per accident and 10 thousand dollars for property damage. Travel trailers may not need liability coverage if they are not motorized but your tow vehicle must have insurance.
How can a Smithtown agent help with New York specific laws?
A local agent knows New York insurance regulations including the requirement for uninsured motorist coverage and no-fault benefits. They can also explain how seasonal use affects your policy and whether you need comprehensive coverage during winter storage on Long Island.
Rv Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Fairport · Franklin Square · Hauppauge · Hempstead · Hicksville