The top-rated rv insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 12 rv insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 7 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 8 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 9 | Insurance Depot | 639 Pawling Ave | (518) 279-1190 |
| 10 | De Genero Insurance | 225 N Greenbush Rd | (518) 283-1164 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area and offers RV insurance coverage for local vehicle owners. The agency provides policies designed to protect recreational vehicles against common risks on the road. This includes protection for travel trailers and motorhomes from collision and comprehensive losses. Individual agents work with clients to explain policy details and available coverage options for their specific vehicles. The agency handles comprehensive and collision coverage for RV owners in the region.
Kelly McGrath - State Farm Insurance Agent in Troy, NY, provides a range of RV insurance options tailored to protect recreational vehicles throughout their use. The agency offers service and maintenance plans that help cover roadside assistance and potential repair needs while traveling. This allows local RV owners to secure coverage before, during, and after their journeys for added peace of mind. The company services single-family homes, apartments, retail locations, and restaurants.
Residents and RV owners throughout the Troy area turn to Attanasio Agency, LLC for tailored coverage protecting their recreational vehicles and travel trailers. This local insurance agent works with clients to find appropriate policies for motorhomes, campers, and other mobile assets used for leisure travel. Understanding the unique exposures faced when operating large vehicles on highways or storing them seasonally is central to their consultation process. The agency’s professional services can also be accessed by customers living in nearby communities such as Latham and other parts of the Capital District.
John Loughlin - State Farm Insurance Agent serves Troy, New York, and the surrounding Capital District communities, handling RV insurance for recreational vehicles of all types. The agency addresses protection for motorhomes, travel trailers, and campers, covering liability, comprehensive, and collision needs specific to seasonal or full-time use. For a typical job, the agent assesses the client’s travel habits and vehicle value to match policy options, then explains deductibles and coverage limits clearly before binding the plan.
Freeway Insurance specializes in RV insurance coverage for motorhomes, travel trailers, and campers in Troy, New York. It offers policy options addressing liability, comprehensive, and collision protection for recreational vehicles. The agency works to secure tailored coverage from multiple carriers, serving both seasonal travelers and full-time RV residents. Local agents assist with the unique requirements of insuring a vehicle used for leisure or temporary housing. They help owners address concerns about winter storage coverage and liability for extended trips away from home.
Culnan Insurance Agency LLC in Troy, NY, handles RV insurance by distinguishing between one-time policies for seasonal storage and recurring annual coverage for year-round travel. Their policies address towable and motorized vehicles, including liability and comprehensive protection on local roads and campgrounds. Clients access quotes without being obligated to switch insurers. Their service is available on a one-time, scheduled, or as-needed basis upon request, ensuring flexibility for each policyholder’s changing storage or travel plans.
Wm. J. Fagan & Sons, Inc provides specialized RV insurance policies in Troy, NY, covering motorhomes, travel trailers, and campers. The company also works on general insurance solutions for local residents. With a focus on protecting recreational vehicles from common risks, it helps owners navigate coverage requirements for seasonal usage. It assists policyholders with concerns related to winter storage liability or summer travel protection on regional highways.
Spring in the Capital Region means boat and RV owners in Troy are preparing their vehicles for the road after a long winter. Brundige Insurance Agency addresses this seasonal need by providing RV insurance agent services tailored to local travel habits and storage concerns. The company reviews coverage options that protect recreational vehicles against collisions, theft, and weather damage common on upstate roads. Before issuing a policy, the agent completes an initial assessment of the vehicle’s type, condition, and typical usage.
Providing coverage for the road, Insurance Depot in Troy, NY helps RV owners protect their recreational vehicles with standard policies that address collision, comprehensive, and liability risks. Their work also involves offering specialty add-ons such as coverage for personal belongings, roadside assistance, and vacation liability protection. These tailored options ensure various commercial sectors receive proper support, including local offices needing fleet management, warehouses requiring vehicle storage solutions, and food service operators with mobile units.
De Genero Insurance provides homeowners in Troy, NY with specialized coverage for their recreational vehicles. The agency also offers commercial RV insurance policies tailored for business-use vehicles, serving clients throughout the greater Troy area and surrounding Rensselaer County communities. Their services include evaluating protection needs for motorhomes, travel trailers, and camper vans. Policyholders can easily reach out between routine trips for adjustments or to arrange continuing coverage ahead of the next travel season.
What Does a a Rv Insurance Agent in Troy Cost?
RV insurance costs in New York vary widely based on the RV type, its value, your driving record, and coverage limits. A basic policy for a small travel trailer might cost 200 to 400 dollars per year. A full coverage policy for a luxury motorhome could range from 800 to 2,500 dollars annually. New York rates are often higher due to state insurance requirements and local risk factors. This is general information, not insurance advice.
About rv insurance agents in Troy
An RV insurance agent in Troy, New York can help you find the right coverage for your recreational vehicle. New York state law requires liability insurance for all registered vehicles, including RVs. A local agent understands the specific requirements for Troy roads and New York regulations.
Frequently Asked Questions
What types of RV insurance coverage are available in Troy New York?
Common RV insurance coverages include liability, collision, comprehensive, and uninsured motorist protection. New York law requires minimum liability limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can help you choose additional coverage like personal belongings or roadside assistance.
Do I need special insurance for a motorhome in New York?
Yes, motorhomes in New York require a specific RV insurance policy, not a standard auto policy. These policies often include coverage for the vehicle structure, appliances, and personal liability while camping. An agent in Troy can explain the differences between Class A, B, and C motorhome policies.
How does New York no-fault insurance apply to RVs?
New York is a no-fault state for auto insurance, but RV policies may vary. For motorhomes, personal injury protection (PIP) is typically required. For towable RVs like travel trailers, PIP may not apply because the towing vehicle provides primary coverage. An agent can clarify these rules for your specific RV type.
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