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Find RV Insurance Agents Near You in Troy, NY

Compare rv insurance agents in Troy. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 rv insurance agents in Troy, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425 mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000 mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311 attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965 johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450 locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191 culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471 faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940 frontageinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164 degeneroinsurance.com
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201 schmidtagency.com
NII Brokerage LLC
351 Broadway, Troy, NY 12180
(518) 271-1185

What Does a RV Insurance Agent in Troy Cost?

RV insurance costs in New York vary widely based on the RV type, its value, your driving record, and coverage limits. A basic policy for a small travel trailer might cost 200 to 400 dollars per year. A full coverage policy for a luxury motorhome could range from 800 to 2,500 dollars annually. New York rates are often higher due to state insurance requirements and local risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of RV insurance coverage are available in Troy New York?
Common RV insurance coverages include liability, collision, comprehensive, and uninsured motorist protection. New York law requires minimum liability limits of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can help you choose additional coverage like personal belongings or roadside assistance.
Do I need special insurance for a motorhome in New York?
Yes, motorhomes in New York require a specific RV insurance policy, not a standard auto policy. These policies often include coverage for the vehicle structure, appliances, and personal liability while camping. An agent in Troy can explain the differences between Class A, B, and C motorhome policies.
How does New York no-fault insurance apply to RVs?
New York is a no-fault state for auto insurance, but RV policies may vary. For motorhomes, personal injury protection (PIP) is typically required. For towable RVs like travel trailers, PIP may not apply because the towing vehicle provides primary coverage. An agent can clarify these rules for your specific RV type.