The top-rated supplemental insurance agent in Bonita Springs, Florida is My Florida Insurance, rated 4.9 stars across 1,560 reviews. Other highly rated options include American Health Options, Medicare Made Easier, Brightway Insurance, Bonita Springs. This directory lists 20 supplemental insurance agents serving Bonita Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Florida Insurance | 28292 Industrial Rd #2 | (239) 221-0522 |
| 2 | American Health Options | 9990 Coconut Rd | (239) 940-4268 |
| 3 | Medicare Made Easier | 9420 Bonita Beach Rd SE # 202 | (239) 495-8888 |
| 4 | Brightway Insurance, Bonita Springs | 3531 Bonita Bay Blvd STE 200 | (239) 676-8199 |
| 5 | Insurance Specialists of SW Florida - Bonita Springs | 12870 Trade Way Four #108 | (239) 949-7717 |
| 6 | Sunrise Insurance Group, LLC | 3388 Woods Edge Cir #101 | (239) 317-7160 |
| 7 | Bob McMullen Insurance Agency | 24241 S Tamiami Trl #1 | (239) 992-2200 |
| 8 | Direct Auto Insurance | 28441 S Tamiami Trl #215 | (239) 949-2004 |
| 9 | USA Medicare Plan | 9990 Coconut Rd #240 | (800) 783-5901 |
| 10 | Natalie Mathews - State Farm Insurance Agent | 8800 Bernwood Pkwy | (239) 319-0388 |
My Florida Insurance serves the Bonita Springs metro area as a supplemental insurance agent, helping residents fill gaps in their primary health coverage with carefully chosen plans. These policies typically focus on specific needs like accident or critical illness events that major medical insurance may leave uncovered. The agency assists clients in comparing options and understanding how supplemental plans coordinate with existing benefits. One common service it handles here is hospital indemnity insurance, which pays fixed cash benefits for hospitalization stays, along with cancer insurance, offering financial support during treatment.
American Health Options provides supplemental insurance solutions in Bonita Springs, Florida, including Medicare supplements, hospital indemnity, and critical illness plans. It offers ongoing service to help clients review their coverage during annual enrollment periods and adjust plans as needs change. The company manages claims assistance and policy updates to ensure beneficiaries understand their benefits. American Health Options services single-family homes in residential neighborhoods, apartment complexes in retirement communities, and retail and restaurant businesses seeking employee benefit options.
Serving Bonita Springs and the surrounding Southwest Florida communities, Medicare Made Easier functions as a local supplemental insurance agent. The business assists clients with navigating Medicare options, focusing on filling coverage gaps that original Medicare does not address. Typical services include helping individuals compare and select appropriate Medigap or Medicare Advantage plans from available carriers. To handle a typical job, the agent first reviews a client's current health needs and budget before presenting a few clear, personalized plan choices.
Brightway Insurance in Bonita Springs serves homeowners, property managers, and business owners seeking supplemental coverage to fill gaps in standard policies. The agency helps clients evaluate options for additional liability protection, flood insurance, and other specialized plans tailored to local risk factors. Its representatives explain policy terms clearly, ensuring customers understand how extra coverage can safeguard assets against unexpected losses common in Southwest Florida. The agency also extends its services to Estero and communities throughout Lee County, providing convenient local access for supplemental insurance needs.
Insurance Specialists of SW Florida - Bonita Springs assists clients in distinguishing between one-time supplemental policies, which fill temporary gaps in existing coverage, and recurring plans that renew to provide ongoing financial protection. These supplemental insurance agents serve the Bonita Springs, FL area by addressing needs left by primary health or Medicare policies, such as covering deductibles or copays. The company’s service model operates on an as-needed basis, allowing customers to schedule reviews when their coverage requirements change.
Sunrise Insurance Group, LLC, in Bonita Springs, Florida, specializes in offering supplemental insurance policies that help cover gaps left by primary health plans. Its general service work includes helping individuals select and enroll in plans for specific needs like hospital stays, surgeries, or critical illness events. The agency guides clients through the enrollment process, ensuring the coverage aligns with their healthcare situation. As the local population ages, many seek assistance before scheduled medical procedures or during the Medicare open enrollment period, which the company addresses.
When winter residents return to Bonita Springs, their coverage needs often shift away from plans used up north. Bob McMullen Insurance Agency provides supplemental insurance policies tailored to fill the gaps left by Medicare or employer health plans. Local agents review each client’s existing coverage and identify where out-of-pocket costs could arise. The process aims to match supplemental benefits with the specific medical expenses common in Southwest Florida. Every consultation begins with a free inspection of current policies and a personal assessment of the client’s healthcare situation.
Direct Auto Insurance in Bonita Springs, Florida, offers a range of supplemental insurance agent services, including policies for accident, hospital, and critical illness coverage. Its service plans typically include consistent client support and claims assistance to ensure policyholders understand their benefits. The company helps individuals supplement their primary health coverage with tailored financial protection. It serves a variety of property accounts, such as single-family homes, apartments, retail spaces, and local restaurants.
USA Medicare Plan serves residents of Bonita Springs, Florida, and the surrounding area with supplemental insurance options. The agency assists individuals in navigating Medicare coverage gaps, providing policies that address out-of-pocket expenses not covered by original Medicare. Commercial coverage is also available for business clients seeking health plan solutions for their employees or themselves. The entire Southwest Florida region is within the service area. Between regular appointments, the agency offers follow-up service to adjust policies as clients’ healthcare needs change.
Natalie Mathews - State Farm Insurance Agent provides supplemental insurance coverage for individuals and families in the Bonita Springs area. These policies are designed to fill gaps left by primary health plans, offering financial support for unexpected medical costs, accidents, or hospital stays. Clients can supplement their existing coverage with tailored options that help manage deductibles and out-of-pocket expenses. The agency serves the insurance needs of various commercial sectors, including local offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Bonita Springs Cost?
Supplemental insurance premiums in Florida vary by plan type age and location. For a 65 year old in Bonita Springs a Plan G policy can cost between $120 and $250 per month while Plan N may range from $90 to $180. Rates increase with age and are set by each insurer. This is general information not insurance advice.
About supplemental insurance agents in Bonita Springs
Supplemental insurance agents in Bonita Springs help residents find Medigap and other private health plans that fill coverage gaps left by Medicare. Florida law requires agents to be licensed by the state and follow specific marketing rules under Florida Statute 626. These agents can explain how plans like Plan G or Plan N work with Original Medicare in Lee County.
Frequently Asked Questions
What is a supplemental insurance agent in Bonita Springs?
A licensed professional who helps you compare and enroll in Medicare Supplement plans and other private health policies. They must follow Florida insurance regulations and cannot sell plans that duplicate existing coverage.
When can I enroll in a Medicare Supplement plan in Florida?
Your best time is the Medigap Open Enrollment Period which lasts 6 months starting when you turn 65 and enroll in Part B. Outside this window you may face medical underwriting and higher premiums under Florida law.
Do supplemental insurance agents charge fees in Florida?
Most agents are paid by insurance companies through commissions so you typically pay no upfront fee. Florida law prohibits agents from charging extra fees for plan enrollment or advice.
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