The top-rated supplemental insurance agent in Clearwater, Florida is Catch Health, rated 4.9 stars across 1,818 reviews. Other highly rated options include Florida Strategic Insurance, Achieva Insurance Agency, GreatFlorida Insurance: Jeff Callahan. This directory lists 19 supplemental insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Catch Health | 18167 US Hwy 19 N Suite 285 | (888) 451-1169 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 4 | GreatFlorida Insurance: Jeff Callahan | 1700 McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 5 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 6 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 7 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 8 | Dimmitt Insurance | 25191 US Hwy 19 N B | (866) 763-6627 |
| 9 | TD Coverage | 2650 McCormick Dr | (262) 352-3997 |
| 10 | GreatFlorida Insurance: Mike Lazanis | 1468 Gulf to Bay Blvd | (727) 441-9080 |
Catch Health serves the Clearwater, Florida area as a supplemental insurance agency. This company works with individuals seeking coverage for expenses that primary health plans do not fully address. Agents assist clients in selecting policies that help manage out-of-pocket costs, including deductibles and copayments. The firm offers guidance on plans designed to cover gaps left by Medicare or employer-based insurance. These services provide an additional layer of financial protection during medical events. The agency handles policies for hospital indemnity plans and fixed-benefit accident policies in this community.
Florida Strategic Insurance, located in Clearwater, offers a range of supplemental insurance solutions designed to fill gaps left by primary health or life coverage. The agency focuses on connecting clients with plans that help manage out-of-pocket expenses and provide financial protection for unexpected medical events. Personalized guidance is provided to help individuals and businesses evaluate their needs and select appropriate policies. The company serves a variety of properties, including single-family homes, apartments, retail locations, and local restaurants.
Achieva Insurance Agency serves local homeowners, renters, and families in Clearwater, Florida, providing supplemental insurance policies that help cover gaps left by major medical plans. These additional health and accident products offer financial protection for unexpected medical costs and routine care expenses. The agency works with individuals seeking extra coverage for hospital stays, critical illness, or dental needs, ensuring clients have broader support during health events. It also extends its services to nearby residents in the Tampa Bay metropolitan area, including communities such as Largo.
GreatFlorida Insurance: Jeff Callahan serves the Clearwater, Florida area and surrounding communities, handling supplemental insurance policies that help cover out-of-pocket health costs. Its offerings address gaps in primary medical coverage, including accidents, critical illness, and hospital indemnity. The company focuses on explaining policy options clearly and tailoring plans to each client’s specific healthcare needs and financial situation. For typical jobs, it works through a straightforward consultation process that prioritizes matching clients with plans that fit their budgets and lifestyle requirements.
Island Insurance Specialists Inc in Clearwater, FL focuses on supplemental insurance, which typically involves one-time enrollment for coverage that provides recurring monthly benefits unlike a single-service claim. This approach helps policyholders manage out-of-pocket expenses not covered by primary health plans, such as deductibles or copays. The agency assists clients with understanding these options and selecting plans that fit their budget and health needs. Service for policy inquiries and new enrollments runs on an as-needed basis by appointment or call.
Many seniors in Clearwater, Florida, face unexpected out-of-pocket costs from Medicare, and Bay Area Insurance Shop, Inc. acts as a supplemental insurance agent to help cover those gaps. The company assists clients in finding policies that pay for copays and deductibles after primary health coverage. An agent meets with residents to understand their personal healthcare needs. The process always begins with a no-obligation review of a person’s current medical plan and an inspection of their anticipated coverage gaps for the coming year.
The Turner Insurance Advisor Group, operating as Turner Insurance, provides specialized services in supplemental insurance coverage for clients in Clearwater, Florida. Its general agent work focuses on helping individuals address the financial gaps left by major medical policies, offering plans that assist with deductibles, copays, and out-of-pocket expenses. Many residents seek its guidance during open enrollment periods or when planning for seasonal health changes, such as increased activity in milder months. It also assists with coverage adjustments before travels or medical procedures.
Dimmitt Insurance provides local supplemental insurance coverage to individuals and families in Clearwater, Florida. The company specializes in voluntary add-on policies that help fill gaps left by major medical plans, such as accident, critical illness, or hospital indemnity protection. These plans offer financial support when unexpected health events arise. Dimmitt Insurance is well-positioned to serve commercial clients, including local offices, warehouses, and food service establishments, helping their employees secure needed additional benefits.
GreatFlorida Insurance: Mike Lazanis in Clearwater, FL provides supplemental insurance policies designed to fill gaps in primary coverage. It works with local residents to enroll in plans for medical, accident, or hospital indemnity needs, helping to manage out-of-pocket costs. The agency also offers options for critical illness coverage, adding an extra layer of financial protection when serious health events occur.
What Does a a Supplemental Insurance Agent in Clearwater Cost?
Supplemental insurance premiums in Florida vary by plan type age and location. For a Medicare Supplement Plan G in Clearwater monthly premiums typically range from 120 to 250 dollars for a 65-year-old. Plan N premiums are often 20 to 40 dollars less per month. Costs can increase each year based on the insurer's rate adjustments. This is general information not insurance advice.
About supplemental insurance agents in Clearwater
Supplemental insurance agents in Clearwater Florida help residents choose plans that fill gaps in original Medicare or other health coverage. Florida law requires agents to be licensed and to follow specific disclosure rules when selling Medicare supplement policies. Clearwater agents can explain how Florida insurance regulations affect your plan choices and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Clearwater?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or other primary insurance. In Florida these agents must hold a valid 2-15 or 2-40 license from the Florida Department of Financial Services.
When can I enroll in a Medicare supplement plan in Florida?
The best time to enroll is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This period lasts 6 months and during this time you cannot be denied coverage due to health conditions under Florida law.
Are there Florida rules about supplemental insurance agent commissions?
Yes Florida law limits the commissions agents can earn on Medicare supplement policies. Agents must also provide a standardized outline of coverage and cannot use high-pressure sales tactics. These rules help protect consumers.
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