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Find Supplemental Insurance Agents Near You in Cutler Bay, FL

Browse supplemental insurance agents serving Cutler Bay, Florida. Updated 2026-07-14.

The top-rated supplemental insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 14 supplemental insurance agents serving Cutler Bay.

Showing 14 supplemental insurance agents in Cutler Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ellie Mills - State Farm Insurance Agent20330 Old Cutler Rd(305) 238-8688
2Estrella Insurance20214 Old Cutler Rd(305) 232-7690
3Choice One Insurance18400 SW 97th Ave STE 101(305) 252-1873
4Del Toro Insurance18651 S Dixie Hwy(305) 252-1009
5Univista Insurance18932 S Dixie Hwy(305) 433-7393
6Claudia's Insurance Inc18901 SW 106th Ave #132(786) 293-9141
7MIAPLUS INSURANCE10700 Caribbean Blvd suite 202-1(786) 853-4520
8Arena Insurance Agency Corp10720 Caribbean Blvd Suite 423(305) 251-3312
9Lumina Insurance At Cutler Bay20250 S Dixie Hwy Ste 202(786) 409-0930
10Danel Insurance Solutions10700 Caribbean Blvd(888) 906-9862
EM
20330 Old Cutler Rd
Ellie Mills - State Farm Insurance Agent
Supplemental Insurance Agent · Cutler Bay, FL

Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida area, providing supplemental insurance coverage designed to fill gaps left by primary health plans. These policies help manage out-of-pocket costs from deductibles, copays, and unexpected medical events. The agency works with individuals to find suitable options that support financial security during health incidents or hospital stays. Common services here include accident and hospital indemnity plans, which offer cash benefits directly to policyholders for covered treatment and recovery expenses.

EI
20214 Old Cutler Rd
Estrella Insurance
Supplemental Insurance Agent · Cutler Bay, FL

As seasonal storms and shifting health needs create new coverage gaps for Cutler Bay residents, Estrella Insurance arranges supplemental insurance plans to fill these critical voids. Operating as a local Supplemental Insurance Agent in this coastal community, the company evaluates individual Medicare, accident, or hospital indemnity policies to address uncovered expenses ordinary plans leave behind. Each consultation begins with a thorough assessment of a client’s existing coverage, after which an agent schedules a direct inspection of current benefits and policy documents to identify specific gaps.

CO
18400 SW 97th Ave STE 101
Choice One Insurance
Supplemental Insurance Agent · Cutler Bay, FL

Choice One Insurance in Cutler Bay, FL provides a range of supplemental insurance options aimed at covering healthcare gaps that primary plans do not address. Its service approach includes ongoing policy reviews and claims assistance to help clients manage out-of-pocket expenses. The company maintains a routine check-in process for updating coverage as needs change. It services single-family homes, apartments, retail businesses, and restaurants in the local area, helping them secure added protection for unforeseen medical costs.

DT
18651 S Dixie Hwy
Del Toro Insurance
Supplemental Insurance Agent · Cutler Bay, FL

Del Toro Insurance assists individuals in Cutler Bay, Florida with foundational coverage, then offers focused supplemental plans. These optional policies help fill gaps left by primary insurance. The company guides residents through tailored protection for specific needs not covered by standard plans. Businesses in the area, including local offices, warehouses, and food service operations, also benefit from these customizable risk management solutions.

UI
18932 S Dixie Hwy
Univista Insurance
Supplemental Insurance Agent · Cutler Bay, FL

Univista Insurance provides supplemental insurance services to residential clients in Cutler Bay, Florida. The company also offers commercial coverage for local businesses in the surrounding area. Policies are designed to fill gaps left by primary health plans, including accident, hospital indemnity, and critical illness options. The agency assists with plan enrollment and claims inquiries throughout the year. Follow-up consultations are scheduled between regular visits to ensure continued coverage adjustments are addressed promptly.

CS
18901 SW 106th Ave #132
Claudia's Insurance Inc
Supplemental Insurance Agent · Cutler Bay, FL

Claudia's Insurance Inc serves homeowners, property managers, and area businesses, offering supplemental insurance policies that fill gaps left by primary health or property coverage. Residents in Cutler Bay and across south Miami-Dade County can find assistance with financial planning for unexpected medical or property expenses through personalized policy reviews. The agency actively works to simplify plan options for local clients seeking affordable supplemental protection. It also provides coverage consultations for communities in neighboring Homestead.

MI
10700 Caribbean Blvd suite 202-1
MIAPLUS INSURANCE
Supplemental Insurance Agent · Cutler Bay, FL

MIAPLUS INSURANCE in Cutler Bay, FL, provides supplemental insurance agents who explain how one-time policy purchases differ from recurring premium payment plans. They help clients choose coverage that fills gaps left by major medical plans, such as for accident, critical illness, or hospital indemnity needs. A typical service appointment includes reviewing an individual’s current benefits and cost scenarios. Local residents may contact the agency for assistance on an as-needed basis.

AI
10720 Caribbean Blvd Suite 423
Arena Insurance Agency Corp
Supplemental Insurance Agent · Cutler Bay, FL

Arena Insurance Agency Corp serves Cutler Bay, FL, and the surrounding South Florida communities. It handles supplemental insurance policies designed to help individuals cover costs not paid by primary health plans. The agency focuses on explaining how these voluntary products can offer financial support during accidents or hospital stays. For a typical job, it assesses a client’s current coverage gaps and personal risk factors to recommend a suitable supplemental plan.

LI
20250 S Dixie Hwy Ste 202
Lumina Insurance At Cutler Bay
Supplemental Insurance Agent · Cutler Bay, FL

Specializing in Medicare Supplement, accident, and critical illness policies, Lumina Insurance At Cutler Bay serves as a supplemental insurance agent for residents of Cutler Bay, FL. It assists individuals seeking to fill gaps left by primary health coverage, offering guidance on plans that can help manage out-of-pocket expenses. The agency works with those preparing for retirement, navigating healthcare changes, or requiring extra protection during specific health events. It helps clients evaluate options for coverage related to seasonal illnesses, such as flu complications or unforeseen injuries, when standard insurance may fall short.

DI
10700 Caribbean Blvd
Danel Insurance Solutions
Supplemental Insurance Agent · Cutler Bay, FL

As hurricane season approaches in South Florida, residents of Cutler Bay seek reliable coverage for gaps in their primary health plans. Danel Insurance Solutions serves this need by offering supplemental insurance policies that address out-of-pocket expenses often excluded from standard medical insurance. Their process begins with a straightforward consultation to identify an individual's specific vulnerabilities and financial exposure. An agent then conducts an initial needs assessment to recommend appropriate supplementary products designed for local healthcare costs.

SI
20279 Old Cutler Rd
Sebanda Insurance
Supplemental Insurance Agent · Cutler Bay, FL
(305) 390-8614
sebandainsurance.com/oficinas-seguros/franquicia56
SI
20555 Old Cutler Rd
Sure Insurance Agency
Supplemental Insurance Agent · Cutler Bay, FL
(305) 203-0289
SI
20523 Old Cutler Rd
Statewide Insurance Consultants
Supplemental Insurance Agent · Cutler Bay, FL
(305) 233-4611
LI
10700 Caribbean Blvd
Livette Insurance
Supplemental Insurance Agent · Cutler Bay, FL
(786) 806-5772
livetteinsurance.us

What Does a a Supplemental Insurance Agent in Cutler Bay Cost?

Supplemental insurance agent services in Florida are typically free to consumers because agents earn commissions from insurance carriers. Medigap Plan G premiums in Cutler Bay range from about $120 to $250 per month depending on age, gender, and tobacco use. Costs vary by carrier and plan type. This is general information, not insurance advice.

About supplemental insurance agents in Cutler Bay

Supplemental insurance agents in Cutler Bay, Florida help residents find Medigap and other secondary health plans. Florida law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. This local option allows you to compare plans from multiple carriers without medical underwriting.

Frequently Asked Questions

What is a supplemental insurance agent in Cutler Bay?

A supplemental insurance agent helps you buy Medigap or other secondary health policies. They can explain plan options and guide you through Florida-specific enrollment rules.

When can I enroll in a Medigap plan in Florida?

You have a six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you cannot be denied coverage or charged more due to health conditions.

Are there Florida laws that protect Medigap buyers?

Yes. Florida law requires insurers to offer guaranteed issue rights during open enrollment. It also limits pre-existing condition waiting periods to six months in most cases.

Supplemental Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.