The top-rated supplemental insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,697 reviews. Other highly rated options include Vital Health Insurance, Ocean Trust Insurance & Financial Services, George Meroni - State Farm Insurance Agent. This directory lists 25 supplemental insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | Vital Health Insurance | 11637 SW 235th St | (786) 227-3915 |
| 3 | Ocean Trust Insurance & Financial Services | 809 N Homestead Blvd | (866) 356-2326 |
| 4 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 5 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 6 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 7 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 8 | Seoane Insurance | 29100 Kansas Rd | (786) 747-1740 |
| 9 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 10 | Estrella Insurance | 30422 S Dixie Hwy | (305) 242-0232 |
GoldenTrust Insurance Homestead serves Miami-Dade County from its Homestead, Florida location, offering supplemental insurance agent services. Clarifying and filling gaps left by major medical plans, the agency assists residents in navigating options like hospital indemnity and critical illness coverage. Working regularly with local policyholders, it addresses needs that extend beyond standard health insurance, including accident and disability plans. The company helps with both enrollment and claims support for these specific supplemental policies.
Vital Health Insurance offers a broad range of supplemental insurance products designed to help residents of Homestead, FL, manage out-of-pocket medical costs. Its service approach focuses on helping clients understand policy details and process paperwork, with maintenance plans that include annual policy reviews and straightforward claims assistance. The company typically supports properties such as single-family homes, apartments, retail spaces, and local restaurants.
Ocean Trust Insurance & Financial Services serves homeowners, businesses, and property managers in Homestead, Florida, seeking supplemental insurance coverage. The company helps clients fill gaps in their primary policies with additional protection for assets and income. Supplemental insurance agents in this area typically assist with accident, critical illness, hospital indemnity, and related plans. Each client’s needs are assessed individually so coverage aligns with their unique risk profile. The company also serves clients across Florida City and the surrounding South Miami-Dade metropolitan region.
George Meroni - State Farm Insurance Agent serves Homestead and the surrounding communities in South Florida, providing supplemental insurance coverage options for individuals and families seeking additional financial protection. The agency assists clients with policies that complement major medical plans, offering support for unexpected health costs and income gaps. To complete each job effectively, the focus is on understanding the client’s unique situation through a personal consultation and then matching them with appropriate coverage solutions that address their specific needs.
Univista Insurance serves the Homestead, Florida area with supplemental coverage that bridges gaps left by primary health plans. A homeowner may schedule a one-time policy review or choose recurring meetings to adjust benefits as needs change. Clients can select plans addressing accidents, critical illness, or hospital indemnity, each designed to offset deductibles and copays. These options are available on a one-time, scheduled, or as-needed basis, depending on the client’s preference for annual updates or periodic check-ins.
Depending on the policy, your supplemental coverage may be arranged as a one-time purchase or a recurring premium plan that renews annually. In Homestead, FL, Your Family First Insurance Inc provides supplemental insurance agents who help individuals and families bridge gaps left by standard health plans. Typical offerings include assistance with hospital indemnity, accident, and critical illness policies that pay benefits directly. This company’s service is available on an as-needed basis, allowing clients to request help during annual enrollment or when life changes demands a policy review.
Amco Insurance specializes in connecting residents of Homestead, Florida, with supplemental insurance policies that cover gaps left by primary health coverage. It works with individuals to explain plan options and help them select a suitable agent who can process their applications for additional protection. This service addresses the financial strain from rising hospital copays and prescription costs throughout the year. During the annual Medicare open enrollment period each fall, Amco Insurance assists clients with reviewing their existing policies to identify potential savings or needed adjustments.
As summer storm season approaches in Homestead, FL, many residents assess gaps in their existing health coverage. Seoane Insurance addresses these needs by offering local supplemental insurance options that help manage out-of-pocket expenses not covered by primary plans. The agency focuses on policies that provide financial protection during unexpected medical events or routine care shortfalls. Operations are based locally, allowing for personalized guidance through the complexities of policy selection and enrollment. An initial consultation typically begins with a review of current coverage to identify potential gaps before moving forward.
Estrella Insurance assists individuals and businesses in Homestead, Florida, by identifying gaps in their standard coverage. As a supplemental insurance agent, the company focuses on add-on policies that help pay for deductibles, out-of-pocket medical costs, and unexpected liabilities not fully covered by primary plans. This extra layer of financial protection is available to small and mid-sized commercial operations throughout the area, including offices, warehouses, and food service establishments.
What Does a a Supplemental Insurance Agent in Homestead Cost?
Supplemental insurance costs in Florida vary by plan type age and location. Medigap Plan G premiums for a 65 year old in Homestead often range from $120 to $250 per month. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. Costs change each year and depend on your health status and the insurer. This is general information and not insurance advice.
About supplemental insurance agents in Homestead
Supplemental insurance agents in Homestead Florida help residents find policies that cover gaps in Medicare or employer health plans. Florida law allows a six month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Florida specific rules affect your choices for Medicare Supplement or Medicare Advantage plans.
Frequently Asked Questions
What is a supplemental insurance agent in Homestead?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by Medicare or your main health plan. They can compare plans from different carriers and explain Florida specific rules like the Medigap guaranteed issue period.
When can I enroll in a Medigap plan in Florida?
In Florida you have a six month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may ask health questions.
Do supplemental insurance agents charge a fee in Homestead?
Most supplemental insurance agents in Florida are paid by the insurance company through commissions. You typically do not pay an extra fee for their services. Always ask the agent how they are compensated before you buy a policy.
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