The top-rated supplemental insurance agent in Land O' Lakes, Florida is Florida Educators Insurance and GAC Wealth Management, rated 5.0 stars across 664 reviews. Other highly rated options include David Denbo Agency, Inc., Oakes and Associates Insurance, A&B Insurance and Financial. This directory lists 16 supplemental insurance agents serving Land O' Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Educators Insurance and GAC Wealth Management | 2660 Stonewood Pk Lp | (813) 600-3268 |
| 2 | David Denbo Agency, Inc. | 2719 Letap Ct UNIT 102 | (813) 461-8020 |
| 3 | Oakes and Associates Insurance | 5492 Land O' Lakes Blvd | (813) 996-4111 |
| 4 | A&B Insurance and Financial | 20537 Amberfield Dr | (813) 288-9500 |
| 5 | Dieguez Insurance Enterprises Inc | 7904 Land O' Lakes Blvd | (813) 591-6161 |
| 6 | The Welch Group | 17221 Camelot Ct UNIT 101 | (727) 835-1500 |
| 7 | KEMPTON FINANCIAL GRP LLC | 5322 Land O' Lakes Blvd | (813) 995-2821 |
| 8 | Suncoast Insurance Advisors | 16703 Early Riser Ave Suite 218 | (813) 522-5505 |
| 9 | Insurance Center Of Connerton | 6943 Land O' Lakes Blvd | (813) 388-6833 |
| 10 | GreatFlorida Insurance - Katie Bresciani | 20735 Sterlington Dr Unit 101 | (813) 475-5411 |
Florida Educators Insurance and GAC Wealth Management serves Land O' Lakes and the surrounding Pasco County area as a supplemental insurance agent. The company helps individuals and families fill coverage gaps left by primary health plans. It offers policies designed to manage out-of-pocket costs for medical events. Common coverage options include accident, critical illness, and hospital indemnity plans. The agency also handles enrollment for dental and vision supplemental policies.
David Denbo Agency, Inc. in Land O' Lakes, FL provides a full spectrum of supplemental insurance products, helping clients cover costs that primary health plans often leave behind. Its service plans focus on explaining policy details and assisting with claims, ensuring clients understand available benefits for unexpected medical expenses. Routine account reviews help identify when coverage adjustments may be necessary due to life changes. The agency services a variety of properties, including single-family homes, apartments, retail, and restaurants.
Oakes and Associates Insurance in Land O' Lakes, Florida, serves local homeowners, families, and individuals seeking supplemental insurance coverage. It offers policies that help fill gaps left by major medical plans, assisting clients with unexpected out-of-pocket costs from accidents or critical illnesses. The agency provides personalized guidance to evaluate various supplemental options and understand their benefits. Its service area extends across the broader Tampa Bay metro region, including nearby communities such as Wesley Chapel.
A&B Insurance and Financial operates as a supplemental insurance agent in Land O' Lakes, Florida, focusing on policies that cover gaps left by standard health plans. Their work helps clients manage out-of-pocket costs for accidents, critical illness, and hospital stays. These additional plans assist individuals who face unexpected medical expenses beyond their primary coverage. The agency serves a range of commercial sectors, including local offices, warehouses, and food service establishments in the region.
Dieguez Insurance Enterprises Inc in Land O’ Lakes, Florida, specializes in offering supplemental insurance policies that cover gaps left by major medical plans. It serves local individuals and families by explaining plan options and helping them find coverage to manage out-of-pocket expenses. For residents facing a temporary loss of income due to illness or injury, the agency helps identify supplemental policies that provide cash benefits during recovery periods.
The Welch Group serves residents of Land O' Lakes, FL, distinguishing between one-time enrollment assistance for new supplemental insurance policies and recurring service options for annual reviews or claim support. Coverage typically includes Medicare supplements, hospital indemnity, and critical illness plans designed to fill gaps left by primary health insurance. As personal circumstances change, these products help manage out-of-pocket expenses not covered by Medicare or employer plans. Service runs on an as-needed basis, accommodating individual requests for policy adjustments or questions without requiring a scheduled interval.
KEMPTON FINANCIAL GRP LLC serves as a supplemental insurance agent based in Land O' Lakes, FL, helping clients fill coverage gaps left by primary health plans. The agency focuses on specialized add-ons such as accident, critical illness, and hospital indemnity policies to provide additional financial protection for unexpected medical events. By tailoring these voluntary benefits, the company aims to strengthen personal safety nets for individuals and families. Its services can be applied across various commercial sectors, including offices, warehouses, and food service establishments.
In the fluctuating Florida seasons, residents face gaps in their primary health coverage that can lead to unexpected out-of-pocket costs. Sunocoast Insurance Advisors, a supplemental insurance agent in Land O’ Lakes, FL, helps local individuals and families identify policies to cover deductibles and copays. They clarify how Medicare supplements or hospital indemnity plans function within the existing healthcare system. Each engagement begins in a brief, no-obligation appointment where a licensed representative reviews current coverage and explains available plan options.
Serving residential clients in Land O' Lakes, Insurance Center Of Connerton also provides supplemental coverage for commercial operations throughout the surrounding area. As a local agent, the firm helps individuals and businesses address gaps in their primary health or property insurance. Policies typically cover specific events like accidents or critical illnesses, offering financial support when standard plans have limits. Regular check-ins with clients allow the agent to update coverage as needs change, ensuring continued alignment with life circumstances between annual renewal periods.
GreatFlorida Insurance - Katie Bresciani in Land O' Lakes, FL is a supplemental insurance agent known for helping individuals fill coverage gaps left by major medical plans. It offers policies that can pay cash directly to the policyholder for expenses such as deductibles, copays, and other out-of-pocket costs. This service includes cancer and critical illness coverage plus accident and disability income protection. Specialty services can include the ability to add on a dental insurance rider for routine cleanings and exams.
What Does a a Supplemental Insurance Agent in Land O' Lakes Cost?
Medigap plans in Florida typically cost between $100 and $300 per month for a 65-year-old, depending on the plan type and carrier. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. Costs vary by your age, health status, and the specific plan. This is general information and not insurance advice.
About supplemental insurance agents in Land O' Lakes
Supplemental insurance agents in Land O Lakes Florida help residents choose Medigap or Medicare Advantage plans. Florida law gives you a 30-day free look period when you switch Medicare Advantage plans. These agents can explain how Florida-specific rules affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Land O Lakes?
A supplemental insurance agent in Land O Lakes helps you buy Medicare Supplement plans or Medicare Advantage plans. They are licensed in Florida and know local plan options from carriers like Humana and UnitedHealthcare.
When can I enroll in a supplemental plan in Florida?
You have a 6-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Florida also allows a 30-day free look period to try a new Medicare Advantage plan each year.
Do supplemental insurance agents charge fees in Florida?
Most supplemental insurance agents in Florida are paid by the insurance company and do not charge you a fee. You pay the plan premium directly to the carrier. Always confirm any fees before signing.
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