The top-rated supplemental insurance agent in Miramar, Florida is Estrella Insurance, rated 4.9 stars across 625 reviews. Other highly rated options include Univista Insurance, Eastern Gray Insurance, Sebanda Insurance. This directory lists 16 supplemental insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3360 S University Dr | (954) 251-1654 |
| 2 | Univista Insurance | 11820 Miramar Pkwy Unit 306 | (954) 751-1529 |
| 3 | Eastern Gray Insurance | 3056 S State Rd 7 #37 | (786) 975-1424 |
| 4 | Sebanda Insurance | 2201 Palm Ave Suite #106 | (954) 487-1626 |
| 5 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 6 | BrightBridge Insurance | 6142 Miramar Pkwy Suite D | (888) 778-8856 |
| 7 | Triton Insurance Group | 11820 Miramar Pkwy #208 | (888) 206-0932 |
| 8 | GreatFlorida Insurance: Ozzy Marrero | 3600 Red Rd Suite #408 | (954) 408-4884 |
| 9 | Naaman Insurance Agency | 3350 SW 148th Ave Suite 202B | (754) 799-3796 |
| 10 | Maki Insurance Agency LLC | 7451 Riviera Blvd suite 210 | (954) 329-7304 |
Estrella Insurance serves Miramar, Florida, and the surrounding communities with supplemental insurance agent services. It handles policies that fill coverage gaps left by primary health, Medicare, or life plans, such as accident, critical illness, or hospital indemnity options. For each client, the agent reviews existing coverage to identify specific gaps or vulnerabilities. It then presents a focused set of suitable plans. During the process, it ensures applications are completed accurately and explains policy details clearly. This approach helps clients understand their choices before making a final decision.
At Univista Insurance in Miramar, Florida, clients may choose between one-time policy purchases for specific gaps or recurring plans that offer ongoing coverage adjustments. As a supplemental insurance agent, the company provides additional protection that fills the voids left by standard health or life insurance. Services operate strictly on an as-needed basis, allowing policyholders to modify or renew their customized plans only when their personal situations or financial goals demand such changes.
Eastern Gray Insurance serves residents and businesses throughout Miami-Dade County from its Miramar, Florida location as a supplemental insurance agent. It offers policies designed to cover expenses not included in standard health or major medical plans. These plans help individuals manage out-of-pocket costs, such as copays and deductibles, for routine and unexpected care. The agency also assists with specific coverage solutions, including accident and critical illness insurance.
Sebanda Insurance offers supplemental insurance coverage to clients in Miramar, Florida, filling gaps not addressed by standard health or life policies. Its general service work includes helping individuals and families select plans that manage out-of-pocket expenses and provide additional financial protection against unexpected medical costs. The company assists with Medicare supplements, accident insurance, and critical illness benefits. As open enrollment periods approach, it helps customers review existing coverage to ensure adequate support during flu season or outpatient procedures.
Joseph Insurance Group in Miramar, Florida, provides a range of supplemental insurance services, including individual health, accident, and hospital indemnity policies. It offers ongoing service and maintenance plans to help clients manage policy renewals and claims assistance throughout the year. The company works with various local property owners, including single-family homes, apartments, retail spaces, and restaurants, to address their specific coverage needs.
BrightBridge Insurance serves homeowners, renters, and individuals in Miramar, Florida, seeking supplemental insurance coverage to fill gaps in their primary health or Medicare plans. The agency helps clients understand policies that address out-of-pocket costs, including deductibles and co-payments. They assist with plan comparisons and straightforward enrollment guidance. Customers also benefit from personalized service tailored to specific needs, such as accident or hospital indemnity protection. The agency extends its services to neighboring communities like Pembroke Pines and the greater Broward County metro area.
Miramar families often seek coverage that fills gaps left by primary health plans. Triton Insurance Group in Miramar, Florida, works as a local Supplemental Insurance Agent to help residents add policies for expenses like deductibles or hospital stays. These plans aim to provide a financial cushion during unexpected medical events. The company's process starts with a review of individual coverage needs, and an initial assessment is scheduled to discuss available options and potential benefits.
GreatFlorida Insurance: Ozzy Marrero works with individuals to secure standard health coverage and then identifies gaps that a supplemental insurance agent can fill. In the Miramar area, these policies address everyday financial risks from accidents or sudden illness. The agent focuses on straightforward plan options that coordinate with existing medical benefits to reduce out-of-pocket costs. Services are accessible for small businesses, helping owners protect their staff, including those working in local offices, warehouses, and food service operations.
Naaman Insurance Agency serves individual residents in Miramar, Florida, helping them select supplemental coverage that fills gaps left by primary health insurance. The agency also assists local businesses in finding commercial insurance options to protect their operations. Service reaches throughout the Miramar area. Clients typically schedule an initial review of their existing policies, and the agency provides ongoing support to adjust coverage as needs change. Follow-up consultations occur between regular plan renewals to ensure continued alignment with each client’s situation.
Maki Insurance Agency LLC in Miramar, Florida, is known for helping clients navigate supplemental coverage options that fill gaps in primary health plans. Its service range includes consultations on Medicare supplements, hospital indemnity plans, and critical illness policies designed to reduce out-of-pocket expenses. The agency assists both new enrollees and those reviewing existing benefits during annual enrollment periods. A specialty service it can add on is personalized needs assessments to identify coverage mismatches before unexpected medical events arise.
What Does a a Supplemental Insurance Agent in Miramar Cost?
Supplemental insurance agent services in Florida are usually commission-based meaning you do not pay a fee directly. Medigap Plan G for a 65-year-old in Miramar can range from 120 to 250 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs vary by insurer location and health status. This is general information not insurance advice.
About supplemental insurance agents in Miramar
Supplemental insurance agents in Miramar Florida help residents find policies that cover gaps in Medicare or employer health plans. Florida law requires agents to be licensed and follow strict disclosure rules under Florida Statute 626.88. Local agents understand the specific needs of Miramar seniors and families.
Frequently Asked Questions
What is a supplemental insurance agent in Miramar?
A supplemental insurance agent helps you buy policies like Medigap or Medicare Advantage to cover costs not paid by original Medicare. They are licensed in Florida and must follow state regulations for marketing and sales.
How do I choose a supplemental insurance agent in Miramar?
Look for an agent licensed by the Florida Department of Financial Services. Ask about their experience with Medicare plans and whether they represent multiple insurance carriers for unbiased options.
Are there time limits to enroll in supplemental insurance in Florida?
Yes. For Medigap you have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. Missing this window may mean higher premiums or denial based on health.
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