The top-rated supplemental insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance, Patriot Growth Insurance Service, LLC. This directory lists 20 supplemental insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amber Smith - GEICO Insurance Agent | 620 Malabar Rd SE Suite 8 | (321) 327-6022 |
| 2 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 3 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 4 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 5 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 6 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 7 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 8 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 9 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
| 10 | Access One Insurance (AOI) | 1900 Palm Bay Rd NE | (321) 676-4118 |
Amber Smith - GEICO Insurance Agent serves the Palm Bay, Florida, area as a local provider of supplemental insurance solutions. This agency helps residents fill gaps left by major medical plans, offering coverage that pays cash benefits directly to policyholders for specific events. Licensed to serve the broader Brevard County region, the office can assist with policies such as accident and hospital indemnity plans, which provide fixed payments for covered injuries or inpatient stays.
Ryan Hill - State Farm Insurance Agent serves homeowners, business owners, and property managers in Palm Bay, Florida, offering supplemental insurance policies that help cover gaps left by standard health plans. These supplemental options can assist with deductibles, copays, and unexpected medical expenses, providing financial protection during illness or injury. The agency also provides guidance on life insurance and long-term care coverage for individuals and families. In addition to Palm Bay, the agent serves clients throughout the Melbourne-Titusville metro area, including nearby West Melbourne.
Space Coast Family Insurance serves Palm Bay and the surrounding Brevard County communities, handling supplemental insurance options for individuals and families. It focuses on policies that fill gaps left by major medical plans, such as those covering accidents, critical illness, or hospital stays. The agency helps clients understand how these separate plans can provide added financial protection during unexpected health events. To handle a typical job, the agent begins by reviewing the client’s existing coverage to identify specific needs, then recommends appropriate supplemental policy solutions.
Patriot Growth Insurance Service, LLC provides supplemental insurance agent services in the Palm Bay area. It helps clients fill gaps in their primary health coverage by offering policies for accidents, critical illness, and hospital indemnity. The agency assists with plan comparisons, enrollment guidance, and policy reviews to maintain appropriate coverage over time. It also supports clients with claims questions and benefit updates as needs change. Patriot Growth Insurance Service, LLC serves individual homeowners, families living in apartments, retail business owners, and operators of local restaurants.
Joe Raley in Palm Bay, Florida, offers supplemental insurance agents who explain the clear distinction between one-time products, such as accident or critical illness policies, and recurring service options like hospital indemnity or disability income plans. Their coverage helps local residents manage costs when primary health insurance leaves gaps, providing financial protection for medical deductibles, copays, and unexpected health events or injuries. This service is available to clients on either a one-time or as-needed basis, according to their individual needs.
Sarpoolaki Insurance Center, LLC in Palm Bay, FL provides supplemental insurance policies covering gaps left by major medical plans. These specialty plans are designed to help clients manage out-of-pocket costs including copays and deductibles. The agency also assists local residents with general insurance services such as evaluating coverage options for dental and vision needs. Before hurricane season, the company becomes a key resource for helping families secure additional policies that cover storm-related property damage expenses not fully covered by standard homeowners insurance.
As winter storms and unexpected health issues disrupt daily routines across Palm Bay, residents often seek financial protection against sudden medical costs. GreatFlorida Insurance: Sabrina Lee serves as a supplemental insurance agent, helping clients bridge the gaps left by major medical plans. The company focuses on policies for accident recovery, critical illness, or hospital stays, ensuring local families face reduced out-of-pocket expenses during emergencies. Prospective clients may begin by scheduling a straightforward needs assessment to identify suitable coverage options and eligibility.
Brightway Insurance, The DeJesus Legacy Agency in Palm Bay, FL, provides supplemental insurance solutions for local residents, filling gaps left by primary health or life policies. The agency also extends these services to commercial clients in the Palm Bay area, ensuring businesses have access to supplemental coverage options. Serving the surrounding region, this office helps individuals and companies manage out-of-pocket expenses during medical events or unexpected situations. The agency welcomes follow-up consultations between regular policy visits to adjust coverage as needs change.
At Monty McCart: Allstate Insurance in Palm Bay, FL, the agency works with individuals to identify gaps in their primary health coverage. It specializes in offering supplemental insurance products that help pay for out-of-pocket medical expenses not covered by major medical plans. These targeted add-ons can cover costs from accidents, critical illnesses, or hospital stays. The agency also serves local commercial clients, including offices, warehouses, and food service operations, helping them secure employee benefit packages with supplemental options.
Access One Insurance in Palm Bay, Florida is known for providing supplemental insurance coverage that helps policyholders manage out-of-pocket costs not covered by primary health plans. The agency guides local residents through options such as accident, hospital indemnity, and critical illness policies. By focusing on gap protection, it assists individuals and families in safeguarding their finances during unexpected medical events. An additional specialty service it can offer is dental and vision insurance, allowing clients to address routine care needs alongside more serious health contingencies.
What Does a a Supplemental Insurance Agent in Palm Bay Cost?
Supplemental insurance costs in Florida vary by plan type age and health status. Medigap Plan G for a 65 year old in Palm Bay typically ranges from 120 to 200 dollars per month. Medicare Advantage plans often have 0 dollar premiums but include copays and deductibles. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in Palm Bay
Supplemental insurance agents in Palm Bay Florida help residents choose plans that cover gaps in Original Medicare. Florida law requires agents to be licensed by the state and follow strict marketing rules. Local agents understand the needs of Brevard County retirees and can explain plans like Medigap and Medicare Advantage.
Frequently Asked Questions
What is a supplemental insurance agent in Palm Bay?
A licensed professional who helps you buy private insurance to cover costs not paid by Original Medicare. They can explain Medigap plans Medicare Advantage and Part D drug coverage.
What Florida laws apply to supplemental insurance agents?
Florida Statute 626.88 requires agents to hold a valid license and complete continuing education. They must also follow the Medicare Marketing Guidelines set by CMS and the Florida Office of Insurance Regulation.
How do I choose a supplemental insurance agent in Palm Bay?
Look for an agent licensed in Florida with experience in Medicare products. You can verify a license on the Florida Department of Financial Services website. Ask about their knowledge of local plans from Florida Blue Humana and other carriers.
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