The top-rated supplemental insurance agent in Panama City, Florida is John Douglas Insurance & Financial Services, rated 4.9 stars across 410 reviews. Other highly rated options include Florida Health Connector / Florida Blue, Harry Grizzle Insurance, Peoples First Insurance. This directory lists 14 supplemental insurance agents serving Panama City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Douglas Insurance & Financial Services | 2217 St Andrews Blvd | (850) 769-7785 |
| 2 | Florida Health Connector / Florida Blue | 1041 Harrison Ave | (850) 249-1010 |
| 3 | Harry Grizzle Insurance | 2104 W 23rd St | (850) 598-0450 |
| 4 | Peoples First Insurance | 1022 W 23rd St Suite 250 | (850) 770-7047 |
| 5 | Ellis Agency Insurance | 1134 Harrison Ave | (850) 763-1627 |
| 6 | St. Andrews Insurance Agency, Inc. | 1742 W W 15th St | (850) 785-2383 |
| 7 | Daffin Insurance Services | 755 Harrison Ave | (850) 769-8183 |
| 8 | Acentria Insurance | 501 W 11th St | (850) 257-2990 |
| 9 | Hutt Insurance Agency | 3106 W 23rd St | (850) 769-4888 |
| 10 | Hollomon Insurance Agency | 2993 W 10th St | (850) 872-8000 |
John Douglas Insurance & Financial Services serves Panama City and Bay County as a supplemental insurance agent. They offer policies designed to help fill gaps left by major medical coverage. These plans provide financial support for expenses such as deductibles and copays. Supplemental insurance is beneficial for managing out-of-pocket costs during a health event. The company guides clients through available plan options to match individual needs. It handles hospital indemnity coverage and fixed-benefit cancer insurance in the Panama City area.
Florida Health Connector / Florida Blue in Panama City, Florida provides supplemental insurance agent services, offering clients assistance with Medicare supplements, health plans, and related coverage options. The company guides customers through plan selection and provides ongoing support for policy changes and claims questions. Its maintenance services include annual plan reviews to ensure coverage remains appropriate for evolving healthcare needs. This supplemental insurance agency serves a range of properties, including single-family homes, apartments, retail businesses, and restaurants.
Homeowners and small business owners in Panama City, Florida, seeking knowledgeable guidance for their supplemental insurance plans can work with Harry Grizzle Insurance. This agency helps clients navigate Medicare supplements, hospital indemnity plans, and critical illness policies to bridge gaps left by primary health coverage. Tailored consultations ensure individuals and families select appropriate benefits for medical cost protection. Routine policy reviews keep coverage aligned with changing healthcare needs. The agency also serves clients in the surrounding Bay County communities, including Lynn Haven and Callaway.
Peoples First Insurance serves the Panama City area and its surrounding Bay County communities, handling supplemental insurance needs for local residents. This agency offers policies that can fill gaps left by major medical coverage, such as accident, hospital indemnity, or critical illness plans. It works with clients to understand the specific financial protections they may require beyond their primary health insurance. For a typical job, the agency begins by reviewing an individual's current coverage before presenting suitable plan options tailored to their situation.
Ellis Agency Insurance in Panama City, FL, helps clients distinguish between one-time supplemental policies and those offering ongoing renewal opportunities, ensuring coverage can adapt to changing needs. These supplemental insurance plans address gaps left by primary health or life policies, providing added financial protection. Services are available on a one-time, scheduled, or as-needed basis to match individual circumstances.
St. Andrews Insurance Agency, Inc. offers supplemental insurance plans in Panama City, FL. It helps clients fill gaps left by major medical coverage, addressing out-of-pocket costs for specific events. The agency aids individuals and families in selecting policies for accidents, critical illness, or hospital confinement. It explains plan benefits and assists with claims navigation. The company helps residents prepare for the financial impact of summer hurricane evacuations or related property damage that may require unexpected medical attention.
Spring storm season in Panama City often reveals gaps in health coverage when unexpected medical bills arrive. Daffin Insurance Services helps residents bridge those gaps with supplemental insurance plans tailored to fill what primary policies leave uncovered. The agency guides clients through options for accident, hospital indemnity, or critical illness protection. As a dedicated supplemental insurance agent, the company focuses on explaining policy details clearly and matching coverage to individual situations. The process begins with a complimentary review of existing benefits to identify specific needs before recommending any new plan.
Acentria Insurance in Panama City, Florida, serves local homeowners, business owners, and property managers who need additional financial protection beyond standard coverage. The company works with clients to arrange supplemental insurance policies that help fill gaps in existing plans, addressing specific risks like unexpected medical costs or income loss. Residents and commercial operators in the Panama City area rely on these tailored solutions for greater security. The agency also extends its services to clients in the neighboring community of Lynn Haven.
Hutt Insurance Agency in Panama City, FL works to help clients address gaps in their primary health coverage through supplemental insurance. The agency concentrates on policies designed to cover expenses often not included by major medical plans, such as deductibles and co-payments. This local firm assists both business owners and individuals in securing extra protection for unexpected medical events. It can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Hollomon Insurance Agency serves residents of Panama City, Florida, offering supplemental insurance coverage designed to fill gaps left by primary health plans. The agency also provides commercial supplemental insurance options for local businesses, extending its service throughout the Bay County area. Each policy is reviewed to match individual coverage needs during the initial consultation. The team schedules periodic check-ins to ensure clients understand their benefits and can adjust plans as circumstances change between regular annual appointments.
What Does a a Supplemental Insurance Agent in Panama City Cost?
Supplemental insurance costs in Florida vary by plan type age and location. Medigap Plan G premiums in Panama City typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have zero-dollar premiums but include copays and out-of-pocket limits. Costs can change each year based on carrier pricing and your health status. This is general information not insurance advice.
About supplemental insurance agents in Panama City
Supplemental insurance agents in Panama City Florida help residents find coverage that fills gaps in Medicare or employer plans. Florida law requires agents to be licensed by the state and follow specific marketing rules for Medicare products. Local agents understand the healthcare needs of the Panama City community and can explain options like Medigap and Medicare Advantage.
Frequently Asked Questions
What is a supplemental insurance agent in Panama City?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or group health plans. In Florida these agents must hold a valid 2-15 or 2-40 license. They can explain plans like Medigap Medicare Part D and hospital indemnity insurance.
When can I enroll in a Medigap plan in Florida?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may use health questions to decide coverage.
Are there Florida rules for Medicare Advantage marketing?
Yes Florida follows federal CMS rules and state regulations. Agents cannot make unsolicited door-to-door sales or use misleading statements. They must provide a scope of appointment before discussing specific plans. These rules protect consumers in Panama City.
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