The top-rated supplemental insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Estrella Insurance, Southern Guard Insurance, Best One Insurance, Inc.. This directory lists 23 supplemental insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Estrella Insurance | 210 S Flamingo Rd | (954) 704-1717 |
| 3 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 4 | Best One Insurance, Inc. | 18503 Pines Blvd Suite 206 | (954) 944-3928 |
| 5 | Michelle Silva - State Farm Insurance Agent | 1601 N Flamingo Rd Ste 4 | (954) 699-0811 |
| 6 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
| 7 | YIS Benefits dba Your Insurance Solution | 1601 N Palm Ave Suite 206 | (866) 726-4966 |
| 8 | GoldenTrust Insurance Cooper City | 9620 Stirling Rd Unit 107 | (954) 335-4425 |
| 9 | MAD INSURANCE INC | 9050 Pines Blvd Ste. 415-418 | (954) 541-9232 |
| 10 | C & C Insurance Partner of Acentria | 1921 NW 150th Ave #101 | (954) 431-2008 |
Mendez & Associates Insurance serves the Pembroke Pines, Florida, area as a supplemental insurance agency. The company helps individuals and families access coverage options that fill gaps left by primary health plans. These supplementary policies can address expenses from accidents, critical illness diagnoses, or hospital stays. Standard medical insurance often leaves deductibles and copays uncovered, making this type of protection a practical choice for local residents. The agency handles accident insurance plans and cancer coverage policies within the region.
Estrella Insurance works with individuals and businesses in and around Pembroke Pines, Florida, to arrange supplemental coverage that fills gaps left by primary health plans. Its specialty includes accident, critical illness, and hospital indemnity policies that pay cash benefits directly to the policyholder. These plans help clients manage out-of-pocket expenses from deductibles and co-pays. The agency serves various commercial sectors, including small offices, warehouses, and food service operations.
Southern Guard Insurance in Pembroke Pines, FL offers a full range of supplemental insurance agent services, including the placement of policies that cover gaps left by major medical plans. Its ongoing service plans include annual policy reviews and claims assistance for clients. These services help individuals and families manage out-of-pocket costs from accidents, critical illnesses, or hospital stays. The agency serves the local community by working with properties such as single-family homes, apartments, retail, and restaurants.
Homeowners in Pembroke Pines seeking to bridge gaps in their primary health coverage turn to Best One Insurance, Inc. for supplemental insurance policies. This local agency assists with plans that cover copays, deductibles, and other out-of-pocket expenses not paid by standard medical insurance. Clients can explore options such as accident, critical illness, and hospital indemnity plans. The agency also serves property managers needing additional liability coverage for rental units. Its service area extends to nearby Miramar, offering the same personalized guidance for supplemental insurance needs.
Serving Pembroke Pines, Florida, and the surrounding communities, Michelle Silva - State Farm Insurance Agent acts as a supplemental insurance agent. It handles policies designed to help cover expenses not addressed by primary medical plans, such as accident recovery or critical illness costs. When managing a typical client need, the office begins with a personal review of current coverage to identify any gaps, then recommends specific supplemental plans that align with the individual’s budget and health situation.
GreatFlorida Insurance: Jovanny Valdes in Pembroke Pines offers both one-time policy setups for specific needs and recurring enrollment for ongoing coverage periods, bridging gaps left by primary health plans. Supplemental insurance here focuses on providing cash benefits directly to policyholders for events like accidents or critical illnesses. Services run on an as-needed basis, allowing clients to request consultations, adjust existing policies, or initiate new applications whenever required throughout the year.
YIS Benefits dba Your Insurance Solution specializes in supplemental insurance agent services for individuals and families in Pembroke Pines, FL. The company helps clients navigate policies that cover gaps left by primary health plans, including accident, critical illness, and hospital indemnity plans. It guides customers through enrollment and claims assistance to simplify the process. During open enrollment periods and after unexpected medical events, it provides targeted support to ensure clients understand their supplemental coverage options.
GoldenTrust Insurance Cooper City serves residents in Pembroke Pines, Florida, by offering supplemental insurance to help cover gaps in primary health plans. For local businesses, they provide commercial supplemental coverage tailored to workforce protection needs. Their service area extends throughout Pembroke Pines and the surrounding communities. As supplemental agents, they help clients understand options such as accident, critical illness, or hospital indemnity policies. Policyholders can schedule follow-up appointments to review coverage changes or file claims between regular annual visits.
MAD INSURANCE INC serves Pembroke Pines and the wider Broward County area as a Supplemental Insurance Agent. This company helps individuals fill coverage gaps left by major medical plans, often addressing out-of-pocket costs. Policies offered can assist with expenses such as deductibles, copayments, and hospital stays. Clients typically work with the agent to review existing health coverage and find suitable supplements. The agency frequently handles Medicare Supplement plans and accident or critical illness insurance policies for local residents.
C & C Insurance Partner of Acentria serves as a supplemental insurance agent in Pembroke Pines, Florida, assisting residents with plans designed to cover gaps left by primary health policies. Their service range includes Medicare supplements and additional medical expense coverage tailored for individuals seeking to reduce out-of-pocket costs. Operating locally in the area, the agency connects clients with options that help manage financial exposure during medical events. A specialty service it can add on is hospital indemnity insurance, which pays a fixed cash benefit for each day of inpatient care.
What Does a a Supplemental Insurance Agent in Pembroke Pines Cost?
Supplemental insurance costs in Pembroke Pines vary by plan type age and health status. Medicare Supplement Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans may have zero monthly premium but include copays and deductibles. Costs can change each year based on Florida insurance rate filings. This is general information and not insurance advice.
About supplemental insurance agents in Pembroke Pines
Supplemental insurance agents in Pembroke Pines Florida help residents find policies that cover costs not paid by original Medicare or employer plans. Florida law requires agents to be licensed by the state and follow strict disclosure rules. Many local agents specialize in Medicare Supplement plans which have a six month open enrollment period starting when you turn 65.
Frequently Asked Questions
What is the best time to buy a Medicare Supplement plan in Pembroke Pines?
The best time is during your Medigap Open Enrollment Period which lasts six months from the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage due to pre existing conditions. After this period insurers can use medical underwriting.
Do supplemental insurance agents in Florida have to follow special rules?
Yes Florida agents must hold a valid 2-15 health insurance license and follow the Florida Insurance Code. They cannot misrepresent policy benefits and must provide a written outline of coverage before you buy. Agents must also disclose if they represent one company or multiple carriers.
Can I switch supplemental plans outside of the annual enrollment period?
In Florida you can switch Medicare Supplement plans at any time if you meet underwriting requirements. However you may be charged a higher premium based on your health. Some states have special guaranteed issue rights but Florida follows federal rules for Medigap protections.
Supplemental Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs · Crestview