The top-rated supplemental insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,051 reviews. Other highly rated options include Will Rentschler - State Farm Insurance Agent, Advance Insurance of Northwest Florida, Florida Insurance Agency. This directory lists 42 supplemental insurance agents serving Pensacola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Shaffer - State Farm Insurance Agent | 117 N Palafox St | (850) 433-4343 |
| 2 | Will Rentschler - State Farm Insurance Agent | 1301 E Cervantes St | (850) 433-4678 |
| 3 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy | (850) 469-0880 |
| 4 | Florida Insurance Agency | 17 W Government St Suite A | (850) 972-8070 |
| 5 | Classic Insurance Group | 1545 E Olive Rd | (850) 332-5717 |
| 6 | Globe Life Liberty National Division: The Mitchell & Mitchell Agencies | 1449 W 9 Mile Rd Suite 11 & 12 | (251) 660-4437 |
| 7 | Acceptance Insurance | 8084 N Davis Hwy Ste E-1 | (850) 204-3795 |
| 8 | Sam Carpenter - State Farm Insurance Agent | 1510 Airport Blvd Suite 1 | (850) 208-6626 |
| 9 | The O'Neil Agency LLC (Formerly David Seckinger & Associates) | 1117 N 9th Ave | (850) 469-8082 |
| 10 | Messick Insurance | 196 E 9 Mile Rd # A | (850) 479-3535 |
John Shaffer - State Farm Insurance Agent serves the Pensacola, Florida area as a local supplemental insurance agent. This agency offers supplemental insurance policies designed to help clients cover costs that primary health plans may not fully address. The agency guides customers through available options for managing out-of-pocket expenses or income gaps during medical events. John Shaffer - State Farm Insurance Agent assists clients with specific supplemental offerings such as accident insurance and hospital indemnity plans.
Will Rentschler - State Farm Insurance Agent in Pensacola, FL, offers a range of supplemental insurance services, including accidental injury, critical illness, and hospital indemnity plans. The agency assists clients with selecting and managing these supplemental plans, providing ongoing support for policy coverage questions and annual enrollment updates. Service includes coordinating benefit claims and adjusting coverage as personal needs change. The agency provides these services to owners and residents of single-family homes, apartments, retail shops, and restaurants in the greater Pensacola area.
Advance Insurance of Northwest Florida serves the city of Pensacola and the surrounding communities of the western Panhandle. As a supplemental insurance agent, the company handles essential gap coverage policies such as hospital indemnity, accident, and critical illness plans. These products are designed to pay cash benefits directly to the policyholder alongside a primary health plan. The agency generally approaches a typical job by first conducting a personalized needs review to identify any financial exposure, then presents suitable plan options from its carrier lineup for review and selection.
Serving homeowners, renters, and families in Florida, this agency focuses on supplemental insurance to help cover costs that major health plans do not. It offers policies such as accident, critical illness, and hospital indemnity plans to provide financial protection during unexpected medical events. The team works directly with local clients to explain coverage options and complete applications. Alongside Pensacola, the agency also serves residents in the Pace community and surrounding Santa Rosa County neighborhoods.
Classic Insurance Group in Pensacola, FL specializes in supplemental insurance, distinguishing between one-time policy purchases and recurring coverage options that fill gaps in primary plans. These complementary plans handle out-of-pocket expenses like deductibles and copays for accident or hospital stays. As a supplemental insurance agent, the company helps clients select specific add-on policies suited to their individual needs. Service runs on a one-time basis for policy setup, with ongoing support provided as needed for claims or coverage adjustments.
Globe Life Liberty National Division: The Mitchell & Mitchell Agencies specializes in supplemental insurance, offering policies for life, accident, cancer, and disability coverage in the Pensacola area. Its general services help families fill gaps left by primary health plans, providing direct cash benefits for medical deductibles and everyday expenses. As a local agent, it explains policy options and assists with claims personally. For residents preparing for hurricane season on the Gulf Coast, it can address questions about supplemental coverage for storm-related injuries.
As hurricane season approaches in Pensacola, residents seek reassurance that their policies cover gaps left by standard health plans. Acceptance Insurance, a local supplemental insurance agent, helps clients address these concerns by offering policies for accident, critical illness, and hospital indemnity needs. The team takes time to explain how each option complements existing coverage, ensuring customers understand their benefits before committing. A typical first step involves a complimentary review of current insurance, followed by a personalized assessment of potential gaps in the individual’s financial protection plan.
Sam Carpenter - State Farm Insurance Agent in Pensacola, FL, focuses on helping clients manage financial risk through various personal insurance options. As a supplemental insurance agent, the office specializes in policies that provide additional coverage for accidents, critical illness, and hospital stays, filling gaps left by primary health plans. These supplemental products can offer cash benefits directly to policyholders for unexpected medical expenses. The agency serves local commercial sectors, including offices needing extra disability protection, warehouses requiring specialized accident coverage, and food service businesses seeking income replacement for injured staff.
The O'Neil Agency, formerly David Seckinger & Associates, serves residential clients throughout Pensacola, Florida, with supplemental insurance policies. These plans help cover costs that major medical insurance leaves behind. Commercial coverage is also available for local businesses seeking similar financial protection. The agency serves the greater Pensacola area and surrounding communities. After an initial enrollment, representatives remain available for follow-up assistance and can review coverage needs during each regular visit to ensure policies still fit the client’s situation.
What Does a a Supplemental Insurance Agent in Pensacola Cost?
Supplemental insurance costs in Florida vary by plan type age and health status. For example Medigap Plan G premiums in Pensacola typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network limits. This is general information and not insurance advice.
About supplemental insurance agents in Pensacola
Supplemental insurance agents in Pensacola Florida help residents find coverage that fills gaps in Medicare or employer health plans. Florida law requires all agents to be licensed by the state and to follow strict disclosure rules. Local agents can explain how plans like Medigap or Medicare Advantage work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Pensacola?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by your main health plan. In Florida these agents must pass a state exam and renew their license every two years. They can offer plans like Medigap critical illness or hospital indemnity insurance.
When can I enroll in a Medigap plan in Florida?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers in Florida can use health questions to decide your premium or deny coverage.
Are there Florida laws that affect supplemental insurance?
Yes Florida has a 30-day free look period for Medicare supplement policies. This means you can cancel a new policy within 30 days for a full refund. Florida also requires agents to provide a written outline of coverage before you buy a policy.
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