The top-rated supplemental insurance agent in Port Charlotte, Florida is Shepherd Insurance, rated 4.9 stars across 538 reviews. Other highly rated options include Chapman Insurance Group, ABC Insurance Group Inc, SWFL Insurance. This directory lists 19 supplemental insurance agents serving Port Charlotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shepherd Insurance | 1357 S McCall Rd | (941) 214-8668 |
| 2 | Chapman Insurance Group | 2455 S Tamiami Trl | (941) 979-8426 |
| 3 | ABC Insurance Group Inc | 1225 S Tamiami Trl UNIT A10 | (941) 255-5663 |
| 4 | SWFL Insurance | 3718 N Tamiami Trl | (941) 624-3444 |
| 5 | John Joiner Agency | 701 JC Center Ct #11 | (941) 613-1566 |
| 6 | Direct Auto Insurance | 1825 S Tamiami Trl Suite B3 | (941) 627-5000 |
| 7 | Amistad Insurance | Affordable Insurance Port Charlotte | 21234 Olean Blvd STE 6 | (941) 203-5880 |
| 8 | Sebanda Insurance | 1900 S Tamiami Trl #104 | (941) 280-0036 |
| 9 | Goodfriend Health Insurance Advisors | 17843 Murdock Cir Unit A | (941) 629-7000 |
| 10 | AWA Insurance | 17179 Bonnie Ave | (941) 889-7836 |
Shepherd Insurance serves Port Charlotte and the surrounding Charlotte County area as a supplemental insurance agent, offering policies that help cover expenses not addressed by traditional major medical plans. Its core services include assisting clients with enrolling in Medicare Supplement plans to bridge coverage gaps, as well as providing dental and vision insurance options. The company also helps individuals secure short-term medical plans for transitional periods. Specific services it handles in this area include critical illness coverage and hospital indemnity policies.
Chapman Insurance Group serves homeowners, businesses, and property managers seeking supplemental insurance coverage in Port Charlotte, Florida. The agency helps clients fill gaps left by standard policies, offering plans that address specific needs such as accident, critical illness, or hospital indemnity coverage. Brokers assist with comparing options and enrolling in suitable supplemental plans tailored to household or business budgets. This includes access to policies that provide extra financial protection for deductibles and uncovered medical expenses. The company also extends its services to residents and business owners in nearby Punta Gorda.
ABC Insurance Group Inc provides supplemental insurance options in the Port Charlotte, Florida area. These plans help cover out-of-pocket costs typically not paid by standard health or Medicare policies. The agency offers ongoing service to assist clients with claims and policy questions, ensuring maintenance of coverage that fits changing needs. Its plans serve a variety of property settings, including single-family homes, apartments, retail shops, and local restaurants.
SWFL Insurance serves homeowners, retirees, and small business owners in the Port Charlotte area, offering supplemental insurance policies that fill gaps in primary health and property coverage. Their services help clients manage out-of-pocket medical costs and unexpected financial losses not covered by standard plans. As a local supplemental insurance agent, the company provides personalized advice on plan options and assists with claims. It also covers the neighboring community of Punta Gorda, including the surrounding Charlotte County metro region.
The John Joiner Agency serves Port Charlotte and the surrounding communities of Charlotte County, handling supplemental insurance products for individuals and families. It offers policies that help cover out-of-pocket expenses often not included under major medical health plans, such as deductibles, copays, and critical illness events. Its representatives take the time to review a client's existing coverage before recommending any specific policy. The agency approaches a typical job by first assessing a client's personal risk exposure and then presenting suitable policy options for their consideration.
Direct Auto Insurance serves Port Charlotte and the surrounding communities in southwest Florida, handling supplemental insurance policies that fill coverage gaps left by major health or auto plans. The company assists local residents with enrollment in specific gap plans designed for accidents or hospital stays. Its straightforward process involves evaluating each client's current coverage and budget to identify needed supplemental benefits. To complete a typical job, the agent reviews the client's primary policy details before presenting available options and guiding the selection of a suitable supplemental plan.
Amistad Insurance | Affordable Insurance Port Charlotte in Port Charlotte, FL, serves as a supplemental insurance agent, distinguishing between one-time policy purchases for specific needs and recurring coverage options that provide ongoing financial protection. Such plans can fill gaps left by primary health insurance, covering costs like deductibles or copays for medical events. This agency assists clients in understanding how these added benefits safeguard against unexpected expenses. Service appointments are available on an as-needed basis, tailored to each individual’s schedule and latest coverage requirements.
Sebanda Insurance specializes in supplemental insurance coverage for individuals seeking financial protection against medical gaps. Operating in Port Charlotte, Florida, the agency helps clients navigate policies that address out-of-pocket costs, accident recovery, and hospital stays. Understanding that health needs can change unpredictably, the company works to match residents with suitable plans for their specific situations. During open enrollment periods or major life transitions, it provides targeted assistance for snowbirds planning extended stays away from their primary coverage area.
During open enrollment or after a sudden health change, many residents of Port Charlotte, Florida, seek to close gaps in their existing coverage. Goodfriend Health Insurance Advisors assists local individuals with supplemental insurance plans designed to help pay for expenses that primary policies do not cover. This independent agency reviews each client's current medical and financial situation to identify overlooked gaps. The process typically begins with a complimentary, in-person or phone-based assessment of a client's existing policies and potential uncovered costs.
AWA Insurance works with individuals and businesses to provide core coverage that protects against unexpected financial loss, focusing specifically on supplemental insurance policies that fill gaps left by standard health or business plans. The agent assists local clients by recommending tailored add-ons for accident, critical illness, or income protection. This allows the company to serve a range of commercial sectors, including small offices, industrial warehouses, and food service establishments in Port Charlotte, FL.
What Does a a Supplemental Insurance Agent in Port Charlotte Cost?
Supplemental insurance plans in Florida have premiums that vary by age gender and location. For a 65 year old in Port Charlotte a Plan G can cost between 120 and 250 dollars per month. Plan N is often 10 to 20 percent less. Costs also depend on the insurance company and whether the policy is community rated or attained age rated. This is general information not insurance advice.
About supplemental insurance agents in Port Charlotte
Supplemental insurance agents in Port Charlotte Florida help residents find Medigap and Medicare Supplement plans. Florida law gives a six month open enrollment period when you first turn 65. During this time you can buy any Medigap policy without medical underwriting. Local agents can explain plan options and compare carriers for you.
Frequently Asked Questions
What is a supplemental insurance agent in Port Charlotte?
A supplemental insurance agent helps you buy Medicare Supplement plans also called Medigap. These plans cover costs that Original Medicare does not pay like copays and deductibles. Agents in Port Charlotte are licensed by the Florida Office of Insurance Regulation.
When can I enroll in a Medigap plan in Florida?
Florida law gives you a six month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any plan without health questions. After this period you may face medical underwriting.
Do supplemental insurance agents charge fees in Florida?
Most supplemental insurance agents in Florida are paid by the insurance company not by you. They receive a commission from the carrier when you enroll. You should ask the agent about their compensation before you sign up.
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