The top-rated supplemental insurance agent in Royal Palm Beach, Florida is Insurance Express Florida, rated 5.0 stars across 746 reviews. Other highly rated options include Sean Valley: Allstate Insurance, The Leonard Insurance Agency, LLC, Janine Camacho - State Farm Insurance Agent. This directory lists 13 supplemental insurance agents serving Royal Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Florida | 9100 Belvedere Rd #206 | (954) 284-3933 |
| 2 | Sean Valley: Allstate Insurance | 11327 Okeechobee Blvd Ste 4 | (561) 798-3056 |
| 3 | The Leonard Insurance Agency, LLC | 11440 Okeechobee Blvd #219 | (561) 255-5543 |
| 4 | Janine Camacho - State Farm Insurance Agent | 10349 Southern Blvd | (561) 283-0930 |
| 5 | Estrella Insurance | 11051 Southern Blvd ste 140 | (561) 469-7633 |
| 6 | Dan Cavin - State Farm Insurance Agent | 1167 Royal Palm Beach Blvd | (561) 946-3000 |
| 7 | LOI Insurance | 11953 Southern Blvd | (561) 600-1387 |
| 8 | Frank Tamargo - State Farm Insurance Agent | 11903 Southern Blvd STE 100 | (561) 422-8900 |
| 9 | Evergreen Insurance Agency | 583 105th Ave N UNIT 2 | (561) 966-8883 |
| 10 | GreatFlorida Insurance: Kena Farley | 9200 Belvedere Rd 211 STE 211 | (561) 795-5860 |
Insurance Express Florida serves Palm Beach County and the surrounding region from its location in Royal Palm Beach. As a supplemental insurance agent, the company helps clients address gaps left by major medical plans. Such coverage often includes policies for accident-related expenses and hospital indemnity during an extended stay. These supplemental plans can provide direct cash benefits to policyholders at the time of a covered event. The company specifically assists with Medicare supplement plans and critical illness insurance in this area.
Serving Royal Palm Beach and the surrounding communities in Palm Beach County, Sean Valley: Allstate Insurance handles supplemental insurance policies for local residents. It focuses on plans that help cover gaps left by traditional health coverage, including accident, critical illness, and hospital indemnity options. For each client, the agency reviews current needs and budget constraints to identify suitable policy features. The typical job is handled by presenting a clear comparison of coverage options tailored to individual circumstances.
The Leonard Insurance Agency, LLC provides supplemental insurance across Royal Palm Beach, Florida. These plans help fill coverage gaps left by primary health policies, offering financial support for deductibles or unexpected medical costs. The agency advises clients on possible plan options and assists with policy selection and enrollment to meet individual needs. It accommodates various residential and commercial property types, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Royal Palm Beach, Florida, turn to Janine Camacho - State Farm Insurance Agent for supplemental insurance solutions. The agency provides policies that help cover gaps left by primary health or property plans, offering financial protection for unexpected expenses. Customers can meet with the agent to review their existing coverage and explore options for life, accident, or critical illness policies. The office also serves clients in the neighboring Palm Beach Gardens area, ensuring convenient access for residents throughout the northern metro.
Estrella Insurance, located in Royal Palm Beach, Florida, addresses the difference between one-time and recurring service by offering tailored supplemental insurance policies that provide backup protection alongside primary health coverage. For local residents, these plans help cover out-of-pocket costs such as deductibles, copayments, and hospital stays that major medical plans often leave unpaid. Service for policy inquiries, claims assistance, and plan adjustments runs on an as-needed basis, allowing clients to contact the agency whenever their coverage needs change or a medical expense arises.
Serving Royal Palm Beach and the surrounding communities of Palm Beach County, Dan Cavin - State Farm Insurance Agent focuses on supplemental insurance needs. This agency handles policies that help cover gaps left by primary health plans, offering support for unexpected medical expenses or lost income. A typical job begins with a consultation to review the client’s existing coverage and identify potential protection gaps.
LOI Insurance specializes in supplemental insurance policies, offering broker services tailored to fill coverage gaps that traditional health plans leave open. Based in Royal Palm Beach, FL, the agency works with clients to secure plans addressing deductibles, copays, and out-of-pocket expenses through straightforward enrollment processes. This local office focuses on individual needs, providing clear guidance on available benefits. When Medicare open enrollment or annual plan changes create confusion about supplemental options, LOI Insurance helps residents navigate those decisions with practical support.
Frank Tamargo operates as a supplemental insurance agent in Royal Palm Beach, FL, offering coverage options that supplement primary health, life, or disability policies. Unlike a one-time purchase, these plans typically involve ongoing monthly premiums for continued protection. Clients can explore policies covering specific gaps, such as accident recovery or critical illness expenses. Service appointments are generally arranged on an as-needed basis, allowing policyholders to request consultations or file claims only when they require immediate assistance.
Evergreen Insurance Agency works with individuals and businesses in Royal Palm Beach, Florida to supplement their primary health insurance coverage with tailored policies. It specializes in accident, critical illness, hospital indemnity, and dental add-on plans that fill gaps left by major medical insurance. These short-term or gap policies provide direct cash benefits for specific medical events or routine care expenses. Commercial clients and their employees can enroll through employer-sponsored group benefit offerings. The agency serves various commercial sectors, including small offices, warehouse operations, and food service businesses.
With seasonal storms and retirees relocating to Royal Palm Beach, residents often find traditional health plans leave gaps in coverage. GreatFlorida Insurance: Kena Farley works as a supplemental insurance agent, offering policies that help cover deductibles and copays for procedures not fully included in primary plans. The company focuses on explaining how these additional options can reduce out-of-pocket costs during unexpected medical events. A typical first step involves scheduling a no-obligation consultation to review current coverage and identify potential shortfalls.
What Does a a Supplemental Insurance Agent in Royal Palm Beach Cost?
Supplemental insurance agent services in Florida are typically free to you because agents earn commissions from insurance companies. Medigap Plan G premiums in Royal Palm Beach range from about 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Royal Palm Beach
Supplemental insurance agents in Royal Palm Beach Florida help residents choose plans that cover gaps in Original Medicare. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents can explain Medigap plans which have a six-month open enrollment period starting when you turn 65 and enroll in Part B.
Frequently Asked Questions
What does a supplemental insurance agent in Royal Palm Beach do?
A supplemental insurance agent helps you compare Medigap Medicare Advantage and prescription drug plans. They explain coverage options and costs based on your health needs and budget. Agents must follow Florida insurance regulations and provide clear plan details.
When can I enroll in a Medigap plan in Florida?
In Florida you have a six-month Medigap open enrollment period that begins when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher premiums based on health.
Are there Florida rules for Medicare Advantage plans?
Yes Florida requires Medicare Advantage plans to follow state insurance laws and federal Medicare guidelines. Plans must offer at least the same benefits as Original Medicare. Agents must disclose plan details including network restrictions and out-of-pocket limits.
Supplemental Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coral Gables · Coral Springs · Crestview