The top-rated supplemental insurance agent in Sanford, Florida is Alexia Emerson - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Insurance Land, James Raynor - State Farm Insurance Agent, Jamie Gioia: Allstate Insurance. This directory lists 16 supplemental insurance agents serving Sanford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexia Emerson - State Farm Insurance Agent | 109 W 1st St | (407) 268-6011 |
| 2 | Insurance Land | 2401 S French Ave | (407) 330-3111 |
| 3 | James Raynor - State Farm Insurance Agent | 4932 W State Rd 46 Suite 1036 | (407) 330-5111 |
| 4 | Jamie Gioia: Allstate Insurance | 5030 W State Rd 46 Ste 1000 | (407) 688-8889 |
| 5 | Gail Williams - State Farm Insurance Agent | 641 Monroe Rd | (407) 323-0003 |
| 6 | Abora Insurance Group | 217 Bellagio Cir | (407) 339-0800 |
| 7 | Jennie Perez: Allstate Insurance | 111 E Lake Mary Blvd Ste 105 | (407) 323-5487 |
| 8 | Prium Life and Health | 111 E 1st St | (877) 976-5333 |
| 9 | JD Insurance & Financial Group, Inc | 1033 W 1st St | (855) 878-2888 |
| 10 | Insurance Services of Central Florida | 790 Monroe Rd | (407) 876-4447 |
Alexia Emerson — State Farm Insurance Agent serves the Sanford, Florida metro area as a supplemental insurance agent. The agency helps local residents fill gaps in their primary health coverage by offering policies designed to cover out-of-pocket medical costs. These supplemental plans often provide direct cash benefits for hospital stays, accidents, and critical illness diagnoses. The agency also assists with life insurance and Medicare supplement policies.
Insurance Land in Sanford, FL provides a range of supplemental insurance policies designed to cover gaps that primary health plans leave behind. These typically include accident, critical illness, and hospital indemnity plans. The agency assists clients through the enrollment process and periodically reviews coverage to ensure it remains suitable for changing needs. Policyholders rely on the agency for help with claims filing and plan adjustments. Insurance Land serves clients living in single-family homes and apartments, as well as owners of retail stores and restaurants in the local area.
James Raynor - State Farm Insurance Agent serves homeowners, renters, and small business owners in Sanford, Florida, looking for supplemental insurance coverage. This agency helps clients fill gaps in their existing policies by offering products that address specific needs, such as accident recovery or critical illness expenses. They assist with navigating the details of supplemental plans to ensure customers understand how their coverage works alongside primary insurance. The agency also provides service to residents in the nearby Lake Mary area and surrounding parts of Seminole County.
In Sanford, Florida, Jamie Gioia: Allstate Insurance provides supplemental insurance options, including accident or critical illness plans designed to cover costs that primary policies do not. The difference between one-time indemnity payments and recurring coverage streams depends on the specific plan chosen. Local clients can pursue either individual policies for specific events or broader supplemental packages that coordinate with existing health benefits. Service runs on a one-time or as-needed basis for initial enrollment and policy inquiries.
Located in Sanford, FL, Gail Williams - State Farm Insurance Agent provides supplemental insurance designed to fill gaps left by major medical plans. The agency helps clients with policies such as accident, critical illness, and hospital indemnity coverage. It also assists local residents with general insurance needs, including auto and life policies. This service proves especially valuable during the Florida hurricane season, when it helps individuals secure additional financial protection for storm-related medical and recovery expenses.
Abora Insurance Group serves the Sanford, Florida area and surrounding communities, handling supplemental insurance needs for local residents. It specializes in policies that fill gaps left by major medical coverage, including dental, vision, accident, and critical illness plans. These offerings help clients manage out-of-pocket costs and unexpected expenses. To handle a typical job, the agency first reviews an individual's existing coverage to identify potential shortfalls before presenting plan options that align with their budget and specific health concerns.
No two families in Sanford face identical supplemental insurance needs, especially when seasonal changes bring new health or vehicle coverage questions. As a local supplemental insurance agent, Jennie Perez: Allstate Insurance helps residents assess missing coverage in Medicare, accident, or hospital plans. The office reviews each policy gap carefully during a thorough initial consultation, ensuring a personalized assessment before any plan discussions begin. After that review, the agent schedules a short in-person or phone inspection of documents to verify accurate enrollment details.
Prium Life and Health serves residential clients in Sanford, Florida, with supplemental insurance policies designed to help cover costs not addressed by standard health plans. The agency also offers commercial coverage options for local small businesses seeking additional protection for their employees. Service extends throughout the greater Sanford area and into neighboring communities within Seminole County. Agents take time to explain plan details clearly during initial appointments, and they schedule regular follow-up visits to review coverage changes and assist with any claim-related questions between those annual check-ins.
JD Insurance & Financial Group, Inc works to help individuals bridge gaps in their primary health coverage. This company focuses on supplemental insurance policies, which offer additional financial protection for out-of-pocket costs. Serving the Sanford, FL area, it provides options to supplement existing medical plans. The agency assists commercial operations, including offices, warehouses, and food service businesses, in securing added coverage for their employees and operations.
Insurance Services of Central Florida, based in Sanford, serves clients by offering supplemental insurance policies that fill gaps left by primary health coverage. The company assists individuals with local needs, helping them select plans that cover out-of-pocket expenses during illness or accident. Its services include customizing plans for specialty situations such as critical illness or accident recovery. An add-on specialty the firm can arrange includes hospital indemnity insurance, which provides fixed cash benefits during medical stays.
What Does a a Supplemental Insurance Agent in Sanford Cost?
Supplemental insurance costs in Florida vary by plan type age and health status. Medigap Plan G premiums for a 65 year old in Sanford typically range from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and out of pocket limits. Costs change each year and depend on the insurance company. This is general information and not insurance advice.
About supplemental insurance agents in Sanford
Supplemental insurance agents in Sanford Florida help residents choose plans that cover gaps in Medicare or employer health coverage. Florida law requires agents to be licensed by the state and follow strict disclosure rules. Local agents understand the specific needs of Seminole County seniors and families.
Frequently Asked Questions
What is the difference between Medigap and Medicare Advantage in Florida?
Medigap plans supplement Original Medicare and cover deductibles and copays. Medicare Advantage plans replace Original Medicare and often include drug and dental coverage. Florida law allows you to switch plans during specific enrollment periods each year.
How do I verify a supplemental insurance agent license in Sanford?
You can check an agent license on the Florida Department of Financial Services website. Look for a current resident or non-resident license with no disciplinary actions. Agents must also complete annual continuing education to stay active.
Are there time limits for enrolling in supplemental insurance in Florida?
Yes. The Medigap Open Enrollment Period lasts six months starting when you are 65 and enrolled in Medicare Part B. After that you may face medical underwriting. Medicare Advantage has annual enrollment periods from October 15 to December 7 and a special period from January 1 to March 31.
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