ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeSupplemental Insurance AgentsFlorida › St. Augustine

Find Supplemental Insurance Agents Near You in St. Augustine, FL

Browse supplemental insurance agents serving St. Augustine, Florida. Updated 2026-07-14.

The top-rated supplemental insurance agent in St. Augustine, Florida is Christopher Brown - GEICO Insurance Agent, rated 4.9 stars across 373 reviews. Other highly rated options include Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency, Tim Huber Insurance. This directory lists 23 supplemental insurance agents serving St. Augustine.

Showing 23 supplemental insurance agents in St. Augustine, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christopher Brown - GEICO Insurance Agent224 State Rte 312(904) 506-6500
2Perry Unwalla - State Farm Insurance Agent3791 A1A S ste a(904) 461-5400
3Leigh Insurance Agency1797 Old Moultrie Rd STE 111(904) 826-0799
4Tim Huber Insurance28 Clark St(904) 824-2555
5The Bailey Group – An NFP Company1200 Plantation Island Dr S UNIT 210(904) 461-1800
6Fender Insurance Agency101 E Town Pl #225(904) 639-4333
7Ancient City Insurance2800 N 5th St #301(904) 827-1915
8Oldest City Insurance212 San Marco Ave Suite D(904) 824-7283
9Brightway Insurance, The Casey Agency108 Sea Grove Main St suite b(904) 217-7547
10Benchmark Insurance1 Spencer St(904) 829-2296
CB
224 State Rte 312
Christopher Brown - GEICO Insurance Agent
Supplemental Insurance Agent · St. Augustine, FL

Christopher Brown - GEICO Insurance Agent in St. Augustine, FL, provides a range of supplemental insurance options designed to cover gaps left by primary health plans. Service plans include access to agents who can explain policy details and help adjust coverage as needs change. Ongoing maintenance of policies is offered through regular account reviews and claims assistance. The company services single-family homes, apartments, retail businesses, and restaurants throughout the local area.

PU
3791 A1A S ste a
Perry Unwalla - State Farm Insurance Agent
Supplemental Insurance Agent · St. Augustine, FL

Perry Unwalla - State Farm Insurance Agent serves the St. Augustine, Florida area as a supplemental insurance agent. This agency helps clients cover out-of-pocket expenses not paid by major medical plans, including deductibles and copayments. They also assist with policies that provide income replacement during hospital stays or recovery from illness. The business handles accident insurance and critical illness insurance for local residents.

LI
1797 Old Moultrie Rd STE 111
Leigh Insurance Agency
Supplemental Insurance Agent · St. Augustine, FL

Leigh Insurance Agency serves homeowners, businesses, and property managers in St. Augustine, Florida, who need supplemental coverage beyond their primary policies. It helps clients fill gaps in health, accident, or property protection with plans that address specific out-of-pocket risks and deductibles. The agency provides personalized consultations to explain how these policies work alongside existing insurance. Its service area also extends to the neighboring community of Vilano Beach and surrounding parts of the greater St. Augustine metro region.

TH
28 Clark St
Tim Huber Insurance
Supplemental Insurance Agent · St. Augustine, FL

Tim Huber Insurance serves St. Augustine and the surrounding communities, handling supplemental insurance coverage that fills gaps left by major medical plans. The agency offers policies that provide financial protection for unexpected costs such as copays, deductibles, and hospital stays. Each client's personal situation is assessed thoroughly to identify specific coverage needs. The typical job is approached with a straightforward consultation that explains policy options clearly, helping residents make informed and confident decisions about their health coverage gaps.

BG
1200 Plantation Island Dr S UNIT 210
The Bailey Group – An NFP Company
Supplemental Insurance Agent · St. Augustine, FL

Based in St. Augustine, FL, this agency offers both one-time supplemental policy evaluations and recurring service options for ongoing coverage management. They help clients explore Medicare supplements, hospital indemnity, and other critical-illness plans to fill gaps left by primary insurance. Support is also available for dental, vision, and life policies to create a more complete safety net. Service runs on either a scheduled basis for regular policy reviews or as needed when a client’s medical or life circumstances change.

FI
101 E Town Pl #225
Fender Insurance Agency
Supplemental Insurance Agent · St. Augustine, FL

As seasonal storms and fluctuating health needs affect residents of St. Augustine, many seek coverage beyond primary plans. Fender Insurance Agency serves as a supplemental insurance agent in this area, offering policies that help fill gaps in existing benefits. These plans can address specific costs such as deductibles or copays that standard insurance may not cover. For those interested, the initial step involves a brief review of current coverage during a complimentary, no-obligation inspection of individual insurance needs.

AC
2800 N 5th St #301
Ancient City Insurance
Supplemental Insurance Agent · St. Augustine, FL

Ancient City Insurance provides supplemental insurance to help cover gaps in major medical policies, including plans for accidents, critical illness, and hospital indemnity. As a local agency serving the St. Augustine area, the company works with clients to understand their individual coverage needs and explains policy options in a straightforward manner. Its services become especially valuable during the Atlantic hurricane season, when unexpected storm-related injuries or out-of-pocket costs from emergency care can create significant financial strains.

OC
212 San Marco Ave Suite D
Oldest City Insurance
Supplemental Insurance Agent · St. Augustine, FL

Oldest City Insurance serves residents of St. Augustine, FL, by helping them find supplemental insurance plans that cover gaps in primary health coverage. Commercial clients in the area can also access similar supplemental options for their businesses. The agency works with individuals and companies throughout St. Augustine and the surrounding region. Agents explain how policies function alongside existing insurance and assist with claims when needed. They also provide follow-up service between regular visits to adjust coverage as circumstances change.

BI
108 Sea Grove Main St suite b
Brightway Insurance, The Casey Agency
Supplemental Insurance Agent · St. Augustine, FL

Brightway Insurance, The Casey Agency in St. Augustine, FL, is known for providing supplemental insurance coverage that helps fill gaps in primary health plans. The agency assists local residents and families by offering policies for medical, accident, or disability needs not covered by standard insurance. All consultations focus on clarifying options so clients can select the coverage best suited to their personal situations. As a specialty service, the agency can also add stand-alone critical illness insurance to a customer’s portfolio for greater financial security.

BI
1 Spencer St
Benchmark Insurance
Supplemental Insurance Agent · St. Augustine, FL

Benchmark Insurance helps individuals fill coverage gaps that major health plans often leave behind. As a supplemental insurance agent in St. Augustine, Florida, the company specializes in offering add-on policies for dental, vision, accident, and critical illness protection. These plans provide financial support during unexpected medical events. Benchmark Insurance serves a variety of local commercial sectors, including offices, warehouses, and food service operations, helping employees access more complete health coverage beyond their primary insurance.

TB
61 Cordova St
Thompson Baker Agency, Inc.
Supplemental Insurance Agent · St. Augustine, FL
(904) 824-1631
thompsonbaker.com
TP
320 High Tide Dr Suite 100F
Twin Palms Insurance Group, The Ward Agency
Supplemental Insurance Agent · St. Augustine, FL
(904) 643-9002
twinpalms.us
HW
400 N Ponce De Leon Blvd
Herbie Wiles Insurance
Supplemental Insurance Agent · St. Augustine, FL
(904) 829-2201
herbiewiles.com
KI
2528 US-1 South
Knox Insurance Network
Supplemental Insurance Agent · St. Augustine, FL
(904) 797-2000
knoxinsnetwork.com
BH
165 Southpark Blvd C
Bates Hewett & Floyd Insurance
Supplemental Insurance Agent · St. Augustine, FL
(904) 794-5455
bates-hewett.com
GI
701 Market St STE 113
Gilliland Insurance Group: Scott Gilliland
Supplemental Insurance Agent · St. Augustine, FL
(904) 824-9877
gillilandinsurance.com
BA
661 A1A Beach Blvd
Beck Agency
Supplemental Insurance Agent · St. Augustine, FL
(904) 417-7717
beckagency.org
BI
2801 N 3rd St Unit B
Brightway Insurance, St. Augustine
Supplemental Insurance Agent · St. Augustine, FL
(904) 217-7496
brightway.com/agencies/FL/St-Augustine/0033
OT
700 Plantation Island Dr S Suite 104
Old Town Insurance
Supplemental Insurance Agent · St. Augustine, FL
(904) 429-9444
oldtowninsuranceservices.com
SS
701 Market St
Sweetwater Senior Insurance Solutions
Supplemental Insurance Agent · St. Augustine, FL
(904) 571-4191
sweetwatersis.com
DM
1312 Wekiva Way
Duncan Market Insurance
Supplemental Insurance Agent · St. Augustine, FL
(904) 217-8368
duncanmarketins.com
RI
1301 Plantation Island Dr S Unit 202A
Rohill Insurance LLC
Supplemental Insurance Agent · St. Augustine, FL
(904) 430-8420
HI
3440 US-1 Unit 401
The Health Insurance Couple
Supplemental Insurance Agent · St. Augustine, FL
(863) 446-0636
healthinsurancecouple.com

What Does a a Supplemental Insurance Agent in St. Augustine Cost?

Supplemental insurance agents do not charge a standard fee for their services. Instead they earn commissions from insurance companies, which are built into the plan premiums. Medigap Plan G premiums in Florida typically range from $120 to $250 per month depending on age and location. Medicare Advantage plans often have $0 monthly premiums but may have higher out-of-pocket costs. This is general information and not insurance advice.

About supplemental insurance agents in St. Augustine

Supplemental insurance agents in St. Augustine help residents choose Medigap or Medicare Advantage plans that fill gaps in Original Medicare. Florida law requires agents to be licensed and follow strict marketing guidelines during the Annual Enrollment Period. Local agents understand the needs of retirees and part-time residents in St. Johns County.

Frequently Asked Questions

What is the best time to enroll in a supplemental insurance plan in St. Augustine?

The initial enrollment period starts when you turn 65 and lasts for six months. During this time you cannot be denied coverage due to pre-existing conditions. Florida also has a Medigap birthday rule that allows a one-time switch within 60 days of your birthday.

Do supplemental insurance agents in Florida charge a fee for their services?

Most agents are paid by insurance carriers through commissions, so there is no direct cost to you. However some agents may charge a consultation fee for complex cases. Always ask about fees before signing any agreement.

Can a supplemental insurance agent help me switch plans outside of open enrollment?

In Florida you can switch Medigap plans during your birthday month and the following 30 days without medical underwriting. For Medicare Advantage you can only switch during the Annual Enrollment Period or a Special Enrollment Period. An agent can explain your specific options.

Supplemental Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.