The top-rated supplemental insurance agent in St. Augustine, Florida is Christopher Brown - GEICO Insurance Agent, rated 4.9 stars across 373 reviews. Other highly rated options include Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency, Tim Huber Insurance. This directory lists 23 supplemental insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Brown - GEICO Insurance Agent | 224 State Rte 312 | (904) 506-6500 |
| 2 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S ste a | (904) 461-5400 |
| 3 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 4 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 5 | The Bailey Group – An NFP Company | 1200 Plantation Island Dr S UNIT 210 | (904) 461-1800 |
| 6 | Fender Insurance Agency | 101 E Town Pl #225 | (904) 639-4333 |
| 7 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 8 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
| 9 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
| 10 | Benchmark Insurance | 1 Spencer St | (904) 829-2296 |
Christopher Brown - GEICO Insurance Agent in St. Augustine, FL, provides a range of supplemental insurance options designed to cover gaps left by primary health plans. Service plans include access to agents who can explain policy details and help adjust coverage as needs change. Ongoing maintenance of policies is offered through regular account reviews and claims assistance. The company services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Perry Unwalla - State Farm Insurance Agent serves the St. Augustine, Florida area as a supplemental insurance agent. This agency helps clients cover out-of-pocket expenses not paid by major medical plans, including deductibles and copayments. They also assist with policies that provide income replacement during hospital stays or recovery from illness. The business handles accident insurance and critical illness insurance for local residents.
Leigh Insurance Agency serves homeowners, businesses, and property managers in St. Augustine, Florida, who need supplemental coverage beyond their primary policies. It helps clients fill gaps in health, accident, or property protection with plans that address specific out-of-pocket risks and deductibles. The agency provides personalized consultations to explain how these policies work alongside existing insurance. Its service area also extends to the neighboring community of Vilano Beach and surrounding parts of the greater St. Augustine metro region.
Tim Huber Insurance serves St. Augustine and the surrounding communities, handling supplemental insurance coverage that fills gaps left by major medical plans. The agency offers policies that provide financial protection for unexpected costs such as copays, deductibles, and hospital stays. Each client's personal situation is assessed thoroughly to identify specific coverage needs. The typical job is approached with a straightforward consultation that explains policy options clearly, helping residents make informed and confident decisions about their health coverage gaps.
Based in St. Augustine, FL, this agency offers both one-time supplemental policy evaluations and recurring service options for ongoing coverage management. They help clients explore Medicare supplements, hospital indemnity, and other critical-illness plans to fill gaps left by primary insurance. Support is also available for dental, vision, and life policies to create a more complete safety net. Service runs on either a scheduled basis for regular policy reviews or as needed when a client’s medical or life circumstances change.
As seasonal storms and fluctuating health needs affect residents of St. Augustine, many seek coverage beyond primary plans. Fender Insurance Agency serves as a supplemental insurance agent in this area, offering policies that help fill gaps in existing benefits. These plans can address specific costs such as deductibles or copays that standard insurance may not cover. For those interested, the initial step involves a brief review of current coverage during a complimentary, no-obligation inspection of individual insurance needs.
Ancient City Insurance provides supplemental insurance to help cover gaps in major medical policies, including plans for accidents, critical illness, and hospital indemnity. As a local agency serving the St. Augustine area, the company works with clients to understand their individual coverage needs and explains policy options in a straightforward manner. Its services become especially valuable during the Atlantic hurricane season, when unexpected storm-related injuries or out-of-pocket costs from emergency care can create significant financial strains.
Oldest City Insurance serves residents of St. Augustine, FL, by helping them find supplemental insurance plans that cover gaps in primary health coverage. Commercial clients in the area can also access similar supplemental options for their businesses. The agency works with individuals and companies throughout St. Augustine and the surrounding region. Agents explain how policies function alongside existing insurance and assist with claims when needed. They also provide follow-up service between regular visits to adjust coverage as circumstances change.
Brightway Insurance, The Casey Agency in St. Augustine, FL, is known for providing supplemental insurance coverage that helps fill gaps in primary health plans. The agency assists local residents and families by offering policies for medical, accident, or disability needs not covered by standard insurance. All consultations focus on clarifying options so clients can select the coverage best suited to their personal situations. As a specialty service, the agency can also add stand-alone critical illness insurance to a customer’s portfolio for greater financial security.
Benchmark Insurance helps individuals fill coverage gaps that major health plans often leave behind. As a supplemental insurance agent in St. Augustine, Florida, the company specializes in offering add-on policies for dental, vision, accident, and critical illness protection. These plans provide financial support during unexpected medical events. Benchmark Insurance serves a variety of local commercial sectors, including offices, warehouses, and food service operations, helping employees access more complete health coverage beyond their primary insurance.
What Does a a Supplemental Insurance Agent in St. Augustine Cost?
Supplemental insurance agents do not charge a standard fee for their services. Instead they earn commissions from insurance companies, which are built into the plan premiums. Medigap Plan G premiums in Florida typically range from $120 to $250 per month depending on age and location. Medicare Advantage plans often have $0 monthly premiums but may have higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in St. Augustine
Supplemental insurance agents in St. Augustine help residents choose Medigap or Medicare Advantage plans that fill gaps in Original Medicare. Florida law requires agents to be licensed and follow strict marketing guidelines during the Annual Enrollment Period. Local agents understand the needs of retirees and part-time residents in St. Johns County.
Frequently Asked Questions
What is the best time to enroll in a supplemental insurance plan in St. Augustine?
The initial enrollment period starts when you turn 65 and lasts for six months. During this time you cannot be denied coverage due to pre-existing conditions. Florida also has a Medigap birthday rule that allows a one-time switch within 60 days of your birthday.
Do supplemental insurance agents in Florida charge a fee for their services?
Most agents are paid by insurance carriers through commissions, so there is no direct cost to you. However some agents may charge a consultation fee for complex cases. Always ask about fees before signing any agreement.
Can a supplemental insurance agent help me switch plans outside of open enrollment?
In Florida you can switch Medigap plans during your birthday month and the following 30 days without medical underwriting. For Medicare Advantage you can only switch during the Annual Enrollment Period or a Special Enrollment Period. An agent can explain your specific options.
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