The top-rated supplemental insurance agent in Coeur d'Alene, Idaho is Redman & Company Insurance Inc., rated 4.8 stars across 224 reviews. Other highly rated options include Glidden Group, Flathead Insurance Coeur d'Alene Insurance, 1st Choice Insurance Brokers, LLC. This directory lists 19 supplemental insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 2 | Glidden Group | 402 W Canfield Ave # 2 | (208) 962-0077 |
| 3 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 4 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 5 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 6 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 7 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 8 | Miles Insurance Team | 1110 W Ironwood Dr | (208) 765-6849 |
| 9 | AAA Washington Insurance Agency - Coeur d'Alene, Idaho | 296 W Sunset Ave Ste 33 | (877) 222-4678 |
| 10 | Acrisure Coeur d'Alene, ID | 6525 N Mineral Dr | (208) 664-9783 |
Redman & Company Insurance Inc. serves the Coeur d'Alene, Idaho area as a supplemental insurance agent. The company helps clients bridge coverage gaps not filled by major medical plans, such as those needing assistance with out-of-pocket costs or specific medical events. Their local expertise allows them to explain complex policy options clearly. Typical coverage needs they address include accident insurance and critical illness policies, providing financial support when those unexpected medical situations occur.
The Glidden Group provides supplemental insurance plans designed to fill coverage gaps left by primary health policies in Coeur d'Alene, Idaho. It offers routine policy reviews and claims assistance to help clients understand their benefits and manage out-of-pocket expenses. Service options include enrollment support for Medicare supplements, accident, and critical illness plans. The agency services individual homeowners, families renting apartments, local retail shop owners, and operators of independent restaurants seeking financial protection for their businesses and households.
Flathead Insurance Coeur d'Alene Insurance serves homeowners, businesses, and property managers in need of supplemental insurance coverage designed to fill gaps left by primary health and property policies. The agency focuses on helping clients select cost-effective plans that address out-of-pocket expenses and deductibles. Services include personalized plan comparisons and enrollment assistance for accident, hospital indemnity, and critical illness insurance. The agency also extends its supplemental insurance services to residents and businesses throughout the nearby Hayden Lake area.
1st Choice Insurance Brokers, LLC serves Coeur d'Alene, Idaho, and the surrounding Kootenai County communities. The agency handles supplemental insurance policies, which are designed to cover out-of-pocket costs not paid by primary health plans. Typical offerings include accident, critical illness, and hospital indemnity plans. To handle a typical job, the agency first reviews a client’s existing coverage, then identifies gaps in protection before presenting plan options that fit the client’s specific needs and budget.
As winter approaches in Coeur d'Alene, homeowners often review gaps in their existing health coverage. Dirks Insurance Group, LLC provides supplemental insurance plans designed to cover common out-of-pocket costs that major medical policies exclude. By working with local carriers, the agency helps clients select options that address specific financial vulnerabilities during medical events. A typical first step involves sitting down with an agent to review current policies and identify coverage holes during a complimentary policy audit.
Marsh McLennan Agency in Coeur d’Alene specializes in supplemental insurance coverage that bridges gaps left by major medical plans. It offers services such as helping clients secure policies for unexpected hospital stays, critical illness expenses, and accident-related costs. The agency guides individuals and families through the process of selecting benefits that address specific financial exposures not covered by primary health insurance. As winter nears, it assists local policyholders in anticipating seasonal medical expenses, including those from slip-and-fall injuries on icy surfaces or flu-related complications affecting household finances.
Panhandle Insurance provides supplemental insurance to individuals in Coeur d'Alene, Idaho, helping cover gaps left by primary health plans. It specializes in offering add-on policies that address specific needs such as accident recovery, critical illness, or hospital confinement. These extra benefits assist with deductibles and out-of-pocket expenses not typically included in standard coverage. The agency can serve various commercial sectors, including local offices, warehouses, and food service businesses.
Miles Insurance Team serves residences in Coeur d'Alene, Idaho, helping individuals address health coverage gaps with supplemental insurance policies. The company also offers commercial coverage options for local business owners and professionals. Serving the broader Coeur d'Alene area, the agency works to secure affordable supplemental plans for clients. After each policy is in place, the team provides follow-up service to review coverage needs between regular visits, ensuring adjustments can be made as circumstances change.
AAA Washington Insurance Agency in Coeur d'Alene, Idaho, can assist clients with supplemental insurance plans that address the difference between one-time benefit payouts and recurring service options for ongoing medical needs. Coverage typically helps fill gaps left by major medical insurance, such as for accidents, critical illnesses, or hospital stays. These policies are designed to provide extra financial protection during unplanned health events. Service from this supplemental insurance agent runs on a schedule set by policy renewal and claim filing, not on a one-time or as-needed basis.
Acrisure Coeur d'Alene, ID is known for connecting local residents with supplemental insurance policies that help cover out-of-pocket medical expenses. Its service range includes options for accident, critical illness, and hospital indemnity plans designed to complement major medical coverage. In the Coeur d'Alene area, these policies assist individuals in managing deductibles and copays during unexpected health events. The agency can also add on specialized short-term disability coverage to protect income during recovery periods.
What Does a a Supplemental Insurance Agent in Coeur d'Alene Cost?
Supplemental insurance costs in Idaho vary by plan type, age, and location. Medigap Plan G premiums in Coeur d'Alene typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans may have $0 monthly premiums but include copays. Costs change each year and depend on your health status. This is general information, not insurance advice.
About supplemental insurance agents in Coeur d'Alene
Supplemental insurance agents in Coeur d'Alene help residents choose Medigap or Medicare Advantage plans. Idaho law allows a six-month open enrollment period for Medigap when you first turn 65. Local agents can explain how Idaho's rural healthcare networks affect plan choices.
Frequently Asked Questions
What is a supplemental insurance agent in Coeur d'Alene?
A licensed professional who helps you compare and enroll in Medicare supplement plans. They work with multiple carriers to find coverage that fits your needs and budget.
When can I enroll in a Medigap plan in Idaho?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do Idaho agents charge fees for their services?
Most supplemental insurance agents are paid by the insurance company, not by you. Their services are typically free to you. Always confirm any fees before working with an agent.
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