The top-rated supplemental insurance agent in Twin Falls, Idaho is Freeway Insurance, rated 5.0 stars across 301 reviews. Other highly rated options include Leavitt Group - Starley-Leavitt Insurance Agency, Mindy Payne: Allstate Insurance, Valley Insurance Services. This directory lists 18 supplemental insurance agents serving Twin Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1104 Shoshone St E | (208) 218-7005 |
| 2 | Leavitt Group - Starley-Leavitt Insurance Agency | 715 Shoshone St N | (208) 733-5136 |
| 3 | Mindy Payne: Allstate Insurance | 1176 Blue Lakes Blvd N | (208) 736-5285 |
| 4 | Valley Insurance Services | 1435 Fillmore St | (208) 738-9818 |
| 5 | Alex Adams Agency | 1435 Fillmore St | (208) 647-1432 |
| 6 | Debbie Lattin Insurance | 409 Fairfield St N | (208) 733-2270 |
| 7 | Magic Valley Insurance | 710 Fillmore St Suite 100 | (208) 733-2528 |
| 8 | McFarlane Insurance: Robert & Kristin Higgins | Rahe Building, 1025 Shoshone St N Suite 1 | (208) 733-2890 |
| 9 | HUB International | 157 River Vista Pl | (208) 734-1711 |
| 10 | Perry Shank - Idaho Farm Bureau Insurance Agent | 706 N College Rd # B | (208) 825-2800 |
Freeway Insurance provides supplemental insurance policies designed to bridge gaps in standard health coverage, including accident, hospital indemnity, and critical illness plans. It offers ongoing policy support to help clients understand their benefits and manage claims effectively. The agency serves a variety of properties within Twin Falls, ID, including single-family homes, apartment complexes, retail businesses, and local restaurants.
Leavitt Group - Starley-Leavitt Insurance Agency serves the Twin Falls, Idaho, area as a supplemental insurance agent. It helps clients bridge gaps in their primary health coverage by offering policies designed for specific needs such as accident recovery or critical illness events. These plans typically provide cash benefits directly to policyholders, which can be used for deductibles or everyday expenses during treatment. The agency focuses on individual supplemental medical and hospital indemnity plans for local residents.
Mindy Payne: Allstate Insurance serves homeowners, businesses, and property managers in Twin Falls, Idaho, who require supplemental coverage to fill gaps in their primary insurance policies. The agency helps clients protect assets with additional liability or property options. Customizing plans to address individual risk exposure is a primary focus, ensuring coverage aligns with specific needs. This local agent also provides assistance to residents and commercial clients in the adjacent community of Jerome, extending service throughout the broader Magic Valley area.
Valley Insurance Services serves Twin Falls and the surrounding Magic Valley communities, offering supplemental insurance to help cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity policies. The agency assists clients in understanding these policies and selecting options that fit their financial circumstances. For each client, it begins by reviewing existing coverage to identify specific exposures and then explains clear solutions based on those individual needs.
Unlike a one-time medical policy, supplemental insurance coverage at Alex Adams Agency provides recurring benefits that help fill gaps left by primary health plans in Twin Falls, ID. These plans typically pay cash directly to the policyholder for specific events like accidents or critical illness. Coverage does not replace major medical insurance but offers additional financial support during recovery. Service appointments for exploring or updating plans run entirely on a scheduled basis rather than one-time or as-needed, ensuring clients can regularly review their options.
Specializing in supplemental insurance policies that fill gaps left by major medical coverage, Debbie Lattin Insurance assists Twin Falls residents with tailored plans covering critical illness, accident, and hospital indemnity. The agency guides clients through the process of selecting riders that address specific financial vulnerabilities during a health event. Local seniors often seek help with Medicare supplement options, while working families commonly need short-term disability protection for sudden injuries. The agency is particularly valuable during open enrollment periods, when clients require assistance navigating the complex changes to their existing coverage plans.
Magic Valley Insurance assists clients in Twin Falls with general supplemental insurance needs, offering coverage that fills gaps left by primary health plans. The agency focuses on specialized add-ons such as accident, critical illness, and hospital indemnity policies. These plans help individuals manage out-of-pocket costs and unexpected medical expenses. The company serves a variety of commercial sectors, including office environments, warehouses, and food service operations, tailoring protection for different workplace risks and employee benefit structures.
McFarlane Insurance, operated by Robert and Kristin Higgins, serves the Twin Falls, Idaho area with residential supplemental insurance solutions. These policies help cover gaps left by primary health plans, offering financial protection for unexpected expenses. The agency also provides commercial supplemental coverage to local businesses, supporting their employees with similar gap-filling benefits. Serving the broader Magic Valley region, the company focuses on clear explanations of policy details for each client. After an initial policy is in place, they routinely follow up to adjust coverage as needs change between regular medical visits.
As the seasons change in Twin Falls, many residents look to review their coverage for unexpected health and accident costs that standard plans may leave uncovered. HUB International offers supplemental insurance policies designed to help fill those potential gaps effectively without overcomplicating the process. Their local agents are familiar with regional needs and work directly with each client to identify possible solutions. The initial step typically involves a straightforward consultation and simple coverage assessment at the client's convenience.
Perry Shank - Idaho Farm Bureau Insurance Agent in Twin Falls, ID is known for providing supplemental insurance plans that help cover gaps left by major medical policies. Its service range includes policies for accidents, critical illness, and hospital indemnity, which pay cash benefits directly to the policyholder for unexpected medical expenses. A specialty service it can add on is short-term disability coverage that offers income replacement during recovery from surgery or injury.
What Does a a Supplemental Insurance Agent in Twin Falls Cost?
Supplemental insurance costs in Twin Falls vary by plan type and your age. Medigap Plan G premiums for a 65-year-old typically range from 120 to 200 dollars per month. Cancer and accident plans often cost 30 to 80 dollars per month. Costs are higher if you have pre-existing conditions or buy outside open enrollment. This is general information, not insurance advice.
About supplemental insurance agents in Twin Falls
Supplemental insurance agents in Twin Falls, Idaho help residents choose plans that cover gaps in primary health insurance. Idaho law requires Medigap policies to follow federal open enrollment rules, giving you six months to buy a plan without medical underwriting. Agents can explain local options for cancer, accident, and hospital indemnity plans that pay cash benefits directly to you.
Frequently Asked Questions
What is a supplemental insurance agent in Twin Falls?
A supplemental insurance agent in Twin Falls helps you buy policies that pay extra benefits beyond your main health plan. These agents are licensed by the Idaho Department of Insurance and can sell Medigap, cancer, accident, and critical illness plans. They do not sell major medical insurance.
When can I enroll in a Medigap plan in Idaho?
In Idaho, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without health questions. After that, you may face medical underwriting and higher premiums.
Are there Idaho specific rules for supplemental insurance?
Yes, Idaho follows federal Medigap rules but also requires insurers to offer a Medicare SELECT plan in some areas. Idaho law does not limit the number of Medigap plans you can compare. Agents must follow Idaho disclosure rules when selling cancer or accident policies.
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