The top-rated supplemental insurance agent in Idaho Falls, Idaho is Teton Medicare, rated 5.0 stars across 662 reviews. Other highly rated options include Alpine Castle Lake Insurance, Insure It All, Infanger Insurance Inc. This directory lists 19 supplemental insurance agents serving Idaho Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Teton Medicare | 3744 Woodking Dr | (208) 557-1234 |
| 2 | Alpine Castle Lake Insurance | 1601 Antler Dr | (208) 552-2100 |
| 3 | Insure It All | 919 S 25th E | (208) 522-3380 |
| 4 | Infanger Insurance Inc | 325 S Woodruff Ave #100 | (208) 557-8157 |
| 5 | Golden Insurance Medicare Options | 3355 S Holmes Ave | (208) 680-6680 |
| 6 | Page Insurance | 365 Park Ave | (208) 522-5151 |
| 7 | Leavitt Select Insurance | 677 S Woodruff Ave | (208) 524-5858 |
| 8 | Hometown Health Insurance | 2300 N Yellowstone Hwy | (208) 521-3445 |
| 9 | Mountain Valley Insurance | 1795 W Broadway St Ste. 344 | (208) 529-6920 |
| 10 | Idaho Elite Care Insurance Agency | 3910 S Yellowstone Hwy | (208) 589-5440 |
Teton Medicare serves Idaho Falls, Idaho, as a supplemental insurance agent. The company helps individuals evaluate and enroll in Medicare Supplement plans, which cover out-of-pocket costs not paid by Original Medicare. It also assists with Medicare Advantage plans, which provide an alternative benefit structure for local beneficiaries. These insurance options are designed to meet the specific healthcare needs of the Idaho Falls community. Teton Medicare handles both Medigap policies and Medicare Part D prescription drug plans.
Alpine Castle Lake Insurance provides a range of supplemental insurance plans tailored for individuals and businesses in the Idaho Falls area. Its services include gap and accident coverage that works alongside major medical policies. The company also offers application assistance and claims support to help clients understand and utilize their benefits more effectively. It designs policies for single-family homes, apartments, retail storefronts, and small restaurants.
Insure It All serves homeowners, property managers, and local businesses in Idaho Falls by offering supplemental insurance policies that help cover gaps left by standard plans. Its agents assist clients with evaluating options for accident, critical illness, and hospital indemnity coverage to protect against unexpected out-of-pocket expenses. The agency provides personalized consultations to ensure residents and business owners secure plans that fit their unique financial situations. The company also serves communities throughout Bonneville County, including the nearby city of Ammon.
Infanger Insurance Inc serves Idaho Falls and the surrounding communities of eastern Idaho, handling supplemental insurance coverage for individuals seeking to fill gaps in their primary health plans. The company focuses on policies that address out-of-pocket costs such as deductibles, copayments, and other medical expenses not covered by major medical insurance. Its typical approach involves reviewing a client’s existing coverage to identify specific needs, then presenting policy options that align with their personal budget and healthcare requirements.
Golden Insurance Medicare Options in Idaho Falls, ID offers Medicare supplement planning and gap coverage. The agency also provides guidance on navigating plan comparisons and enrollment periods. It helps clients fill the gaps left by Original Medicare, assisting with everyday medical costs and prescription needs. During the annual Medicare open enrollment, the agent screens for changes in client health or prescriptions that could require adjusting current coverage.
Page Insurance in Idaho Falls, Idaho helps clients choose between a single-visit policy review and ongoing account management for supplemental insurance. These plans cover gaps left by major medical policies, such as deductibles, co-pays, and expenses from accidents or critical illnesses. Service runs on either a one-time consultation or a scheduled annual review basis, allowing customers to adjust coverage as their needs change.
As the cold Idaho Falls winter sets in, many locals begin assessing their existing health coverage for potential gaps. Leavitt Select Insurance responds by offering supplemental insurance agent services that help residents bridge those gaps with targeted protection for hospital stays, accidents, and critical illnesses. These plans coordinate with primary insurance to reduce out-of-pocket expenses for unexpected medical events. The initial step in this process involves a personal consultation to review current policies and identify specific coverage needs.
Hometown Health Insurance in Idaho Falls assists local residents with general coverage needs, offering focused solutions for supplemental insurance. These specialized policies help fill gaps left by primary health plans, addressing deductibles, copayments, and other out-of-pocket expenses common in the region. The agency strives to make each client’s financial protection more comprehensive during unexpected medical events. It regularly works with individuals from different commercial sectors across the area, including offices, warehouses, and food service operations, tailoring its recommendations to meet the varied demands of these distinct work environments.
Mountain Valley Insurance assists residents in Idaho Falls with supplemental coverage options, addressing gaps left by primary health or Medicare plans. The agency also serves commercial clients locally, helping small businesses protect themselves with appropriate policies. Their service area encompasses Idaho Falls and the surrounding region. Agents meet with clients directly to explain plan details, ensuring clear understanding before enrollment. Between regular visits, the agency follows up to review changing needs and facilitates renewals or adjustments as required.
What Does a a Supplemental Insurance Agent in Idaho Falls Cost?
The cost of supplemental insurance in Idaho Falls varies by plan type, age, and health status. For a Medigap Plan G, monthly premiums typically range from 120 to 250 dollars for a 65-year-old. Dental and vision plans may cost 30 to 80 dollars per month. Costs can change each year based on carrier pricing and inflation. This is general information, not insurance advice.
About supplemental insurance agents in Idaho Falls
Supplemental insurance agents in Idaho Falls help residents find Medigap, dental, vision, and accident plans to fill gaps in primary coverage. Idaho law allows a six-month open enrollment period for Medigap plans starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Idaho-specific rules affect your plan choices and guarantee issue rights.
Frequently Asked Questions
What is a supplemental insurance agent in Idaho Falls?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan, such as copays, deductibles, or dental care. In Idaho, these agents must be licensed by the Idaho Department of Insurance. They can compare plans from multiple carriers to find one that fits your needs.
When can I enroll in a Medigap plan in Idaho?
In Idaho, you have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions. After this period, you may face medical underwriting.
Are there Idaho-specific rules for supplemental insurance?
Yes, Idaho follows the federal Medicare guidelines but also has state laws that protect consumers. For example, Idaho requires that Medigap policies be guaranteed renewable as long as you pay premiums. The Idaho Department of Insurance also regulates agent conduct and policy standards.
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